tag:blogger.com,1999:blog-60085759401737219462024-03-13T04:57:56.107-07:00BUILDING INSURANCEUnknownnoreply@blogger.comBlogger20125tag:blogger.com,1999:blog-6008575940173721946.post-31815955410343093712008-03-23T17:32:00.001-07:002008-03-23T17:32:50.859-07:00Universal life insurance<h1 class="firstHeading">Universal life insurance</h1><!-- start content --> <p><b>Universal Life</b> is a type of permanent life insurance based on a cash value. That is, the policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, which is drawn from the cash value if no premium payment is made that month. The interest credited to the account is determined by the insurer; often it is pegged to a financial index. Because only the amount of interest credited and not the cash value itself varies, UL policies offer a stable investment option. A similar type of policy that was developed from universal life policies is the variable universal life insurance policy, or VUL. VUL's allow the cash value to be directed to a number of separate accounts that operate like mutual funds and can be invested in stock or bond investments with greater risk and potential reward. Additionally, there is the recent addition of Equity Indexed Universal Life contracts that invest in Index Options on the movement of an Index such as the S&P 500, Russell 2000, and the Dow (to name a few). These type of contracts only participate in the movement of Index and not the actual purchase of stocks, bonds or mutual funds. They may have a cap (but not always) as to the maximum amount they will credit interest to and a minimum guarantee which keeps the principle of the contract from losing money in a down year. Typically each year the starting point is last year's ending point which means that: (1) the policy amount is locked end at the end of the year; and, (2)the beginning value from which the movement measured is reset.</p> <p>Universal life is similar in some ways to, and was developed from whole life insurance. The potential advantage of the universal life policy is in its flexibility and the potential for greater cash value growth if the interest rates offered outperform the insurer's general account (that whole life policy cash value growth is based on). Universal life is more flexible than whole life in two primary ways: the death benefit and usually the premium payment are flexible. The death benefit can be increased (subject to insurability) and decreased without surrendering the policy or getting a new one as would be required with whole life. Also a range of premium payments can be made to the policy, from a minimum amount to cover various guarantees the policy may offer to the maximum amount allowed by IRS rules. The primary difference is that the universal life policy shifts some of the risk for maintaining the death benefit to the insured. In a whole life policy, as long as every premium payment is made, the death benefit is guaranteed to be paid if the insured dies. In a UL the policy will lapse (the death benefit will no longer be in force) if the cash value or premium payments are not enough to cover the cost of insurance. To make their policies more attractive insurers often add guarantees, where if certain premium payments are made for a given period, the policy will remain in force even if the cash value drops to zero.</p> <p>There are two other areas that differentiate Universal Life from Whole Life Insurance. The first is that the expenses, charges and cost of insurance within a Universal Life contract are transparently disclosed to the insured, whereas a Whole Life Insurance policy has traditionally hidden this type of information from the policyholder. Secondly, there are more flexible exit strategies within a Universal Life contract which increases the flexibility of that contract over a Whole Life policy including Zero interest or wash loans which virtually provide the policyholder the ability to access the growth inside the contract "income tax free."</p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents<span class="toctoggle"></span></h2></div> <ul><li class="toclevel-1"><span class="tocnumber">1</span> <span class="toctext">Uses</span></li><li class="toclevel-1"><span class="tocnumber">2</span> <span class="toctext">Types</span> <ul><li class="toclevel-2"><span class="tocnumber">2.1</span> <span class="toctext">Single Premium</span></li><li class="toclevel-2"><span class="tocnumber">2.2</span> <span class="toctext">Fixed Premium</span></li><li class="toclevel-2"><span class="tocnumber">2.3</span> <span class="toctext">Flexible Premium</span></li></ul> </li><li class="toclevel-1"><span class="tocnumber">3</span> <span class="toctext">See also</span></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="Uses" id="Uses"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Uses</span></h2> <p>Universal Life is used as a tax-advantaged way to purchase life insurance. In the early years of the contract, the premium far exceeds the cost of insurance (COI) charges. The difference between the two (the "inside build-up") will grow tax-deferred so long as the policy remains in force. If the policy is held until death, this inside build-up will escape taxation entirely. This is because you paid the premium with after-tax money, so the money going in has already been taxed. So only growth would be taxed. However, since you only pay taxes on the growth of an investment, and you rarely see growth relative to premiums paid, the money in the end is able to escape taxation. Policyholders may also be able to access the inside build-up via a <span class="new">policy loan</span> without incurring it as taxable income for the same reasoning.</p> <p><a name="Types" id="Types"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Types</span></h2> <p><a name="Single_Premium" id="Single_Premium"></a></p> <h3><span class="editsection"></span> <span class="mw-headline">Single Premium</span></h3> <p>Single Premium UL is paid for by a single, substantial, initial payment. The policy remains in force so long as the COI charges have not depleted the account.</p> <p>Since changes in the tax code, this type of policy is now called a "Modified Endowment Contract (MEC)" and is subject to different tax treatment. All policies paid up in 5 or less years are subject to this same negative tax treatment.</p> <p><a name="Fixed_Premium" id="Fixed_Premium"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Fixed Premium</span></h3> <p>Fixed Premium UL is paid for by periodic premium payments. Generally these payments will be for a shorter period of time than the policy is in force; for example payments may be made for 10 years, with the intention that thereafter the policy is paid-up. If the experience of the plan is not as good as predicted, the account value at the end of the premium period may not be adequate to continue the policy as originally written. In this case, the policyholder may have the choice to either: 1. Leave the policy alone, and let it potentially expire early (if COI charges deplete the account), or 2. Make additional or higher premium payments, to keep the death benefit level, or 3. Lower the death benefit.</p> <p><a name="Flexible_Premium" id="Flexible_Premium"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Flexible Premium</span></h3> <p>Flexible Premium UL allows the policyholder to determine how much they wish to pay each time premium is due. In addition, Flexible Premium UL offers two different death benefit options: 1. A level death benefit (often called <i>Option A</i>), or 2. A level amount at risk (often called <i>Option B</i>). This is also referred to as an increasing death benefit.</p> <p>Policyholders frequently buy Flexible Premium UL with a large initial deposit, thereafter making payments irregularly.</p>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-6008575940173721946.post-64025895980503991472008-03-23T17:31:00.001-07:002008-03-23T17:31:53.303-07:00Whole life insurance<h1 class="firstHeading">Whole life insurance</h1><!-- start content --> <p><b>Whole Life Insurance</b>, or <b>Whole of Life Assurance</b> (in the Commonwealth), is a life insurance policy that remains in force for the insured's <i>whole life</i> and requires (in most cases) premiums to be paid every year into the policy.</p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><span class="tocnumber">1</span> <span class="toctext">Types</span> <ul><li class="toclevel-2"><span class="tocnumber">1.1</span> <span class="toctext">Non-Participating</span></li><li class="toclevel-2"><span class="tocnumber">1.2</span> <span class="toctext">Participating</span></li><li class="toclevel-2"><span class="tocnumber">1.3</span> <span class="toctext">Indeterminate Premium</span></li><li class="toclevel-2"><span class="tocnumber">1.4</span> <span class="toctext">Economic</span></li><li class="toclevel-2"><span class="tocnumber">1.5</span> <span class="toctext">Limited Pay</span></li><li class="toclevel-2"><span class="tocnumber">1.6</span> <span class="toctext">Single Premium</span></li><li class="toclevel-2"><span class="tocnumber">1.7</span> <span class="toctext">Interest Sensitive</span></li></ul> </li><li class="toclevel-1"><span class="tocnumber">2</span> <span class="toctext">Requirements</span></li><li class="toclevel-1"><span class="tocnumber">3</span> <span class="toctext">Guarantees</span></li><li class="toclevel-1"><span class="tocnumber">4</span> <span class="toctext">Liquidity</span></li><li class="toclevel-1"><span class="tocnumber">5</span> <span class="toctext">References</span></li><li class="toclevel-1"><span class="tocnumber">6</span> <span class="toctext">See also</span></li><li class="toclevel-1"><span class="tocnumber">7</span> <span class="toctext">External links</span></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="Types" id="Types"></a></p> <h2><span class="editsection"></span> <span class="mw-headline">Types</span></h2> <p>There are several types of whole life insurance policies. New York State defines six traditional forms: non-participating (aka "non par"), participating, indeterminate premium, economic, limited pay, and single premium.<sup id="_ref-0" class="reference">[1]</sup> A newer type is known generally as interest sensitive whole life. Other jurisdictions may classify them differently, and not all companies offer all types. It should be noted that there are as many types of insurance policies as can be written in their contracts while staying within the law's guidelines.</p> <p><a name="Non-Participating" id="Non-Participating"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Non-Participating</span></h3> <p>All values related to the policy (death benefits, cash surrender values, premiums) are usually determined at policy issue, for the life of the contract, and usually cannot be altered after issue.</p> <p>This means that the insurance company assumes all risk of future performance versus the actuaries' estimates. If future claims are underestimated, the insurance company makes up the difference. On the other hand, if the actuaries' estimates on future death claims are high, the insurance company will retain the difference.</p> <p><a name="Participating" id="Participating"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Participating</span></h3> <p>In a participating policy (also <i>par</i> in the <span class="mw-redirect">USA</span>, and known as a <i>with-profits policy</i> in the Commonwealth), the insurance company shares the excess profits (variously called <i>dividends</i> or <i>refunds</i> in the USA, <i>bonus</i> in the Commonwealth) with the policyholder. The greater the success of the company's performance, the greater the dividend. For a mutual life insurance company, participation also implies a degree of ownership of the mutuality.<sup id="_ref-1" class="reference">[2]</sup></p> <p><a name="Indeterminate_Premium" id="Indeterminate_Premium"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Indeterminate Premium</span></h3> <p>Similar to non-participating, except that the premium may vary year to year. However, the premium will never exceed the maximum premium guaranteed in the policy.</p> <p><a name="Economic" id="Economic"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Economic</span></h3> <p>A blending of participating and term life insurance, wherein a portion of the dividends is used to purchase additional term insurance. This can generally yield a higher death benefit, at a cost to long term cash value. In some policy years the dividends may be below projections, causing the death benefit in those years to decrease.</p> <p><a name="Limited_Pay" id="Limited_Pay"></a></p> <h3><span class="editsection"></span> <span class="mw-headline">Limited Pay</span></h3> <p>Similar to a participating policy, but instead of paying annual premiums for life, they are only due for a certain number of years, such as 20. The policy may also be set up to be fully paid up at a certain age, such as 65 or 80.<sup id="_ref-2" class="reference">[3]</sup> The policy itself continues for the life of the insured. These policies would typically cost more up front, since the insurance company needs to build up sufficient cash value within the policy during the payment years to fund the policy for the remainder of the insured's life.</p> <p><a name="Single_Premium" id="Single_Premium"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Single Premium</span></h3> <p>A form of limited pay, where the pay period is a single large payment up front. These policies typically have fees during early policy years should the policyholder cash it in.</p> <p><a name="Interest_Sensitive" id="Interest_Sensitive"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Interest Sensitive</span></h3> <p>This type is fairly new, and is also known as either <i>excess interest</i> or <i>current assumption</i> whole life. The policies are a mixture of traditional whole life and universal life. Instead of using dividends to augment guaranteed cash value accumulation, the interest on the policy's cash value varies with current market conditions. Like whole life, death benefit remains constant for life. Like universal life, the premium payment might vary, but not above the maximum premium guaranteed within the policy.<sup id="_ref-3" class="reference">[4]</sup></p> <p><a name="Requirements" id="Requirements"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Requirements</span></h2> <p>Whole life insurance typically requires that the owner pay premiums for the life of the policy. There are some arrangements that let the policy be "paid up", which means that no further payments are ever required, in as few as 5 years, or with even a single large premium. Typically if the payor doesn't make a large premium payment at the outset of the life insurance contract, then he is not allowed to begin making them later in the contract life. In contrast, Universal life insurance generally allows more flexibility in premium payment.</p> <p><a name="Guarantees" id="Guarantees"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Guarantees</span></h2> <p>The company generally will guarantee that the policy's cash values will increase regardless of the performance of the company or its experience with death claims (again compared to universal life insurance and variable universal life insurance which can increase the costs and decrease the cash values of the policy).</p> <p><a name="Liquidity" id="Liquidity"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Liquidity</span></h2> <p>Cash values are considered liquid enough to be used for investment capital, but only if the owner is financially healthy enough to continue making premium payments. Cash value access is tax free up to the point of total premiums paid, and the rest may be accessed tax free in the form of policy loans. If the policy lapses, taxes would be due on outstanding loans. If the insured dies, death benefit is reduced by the amount of any outstanding loan balance.<sup id="_ref-4" class="reference">[5]</sup></p> <p>Internal rates of return for participating policies may be much better than universal life and interest sensitive whole life because their cash values are invested in the money market and bonds, while par whole life cash values are invested in the life insurance company and its general account, which may be in real estate and the stock market. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-33496983118755555222008-03-23T17:29:00.000-07:002008-03-23T17:30:49.951-07:00Term life insurance<h1 class="firstHeading">Term life insurance</h1><br /><table style="" class="metadata plainlinks ambox ambox-content"><tbody><tr><td class="ambox-image"></td> </tr> </tbody></table> <p><b>Term life insurance</b> is the original form of <a href="http://en.wikipedia.org/wiki/Life_insurance" title="Life insurance">life insurance</a> and is considered to be pure insurance protection because it builds no cash value. This is in contrast to <a href="http://en.wikipedia.org/wiki/Permanent_life_insurance" title="Permanent life insurance">permanent life insurance</a> such as <a href="http://en.wikipedia.org/wiki/Whole_life_insurance" title="Whole life insurance">whole life</a>, <a href="http://en.wikipedia.org/wiki/Universal_life_insurance" title="Universal life insurance">universal life</a>, and <a href="http://en.wikipedia.org/wiki/Variable_universal_life_insurance" title="Variable universal life insurance">variable universal life</a>.</p> <p>Term life insurance provides coverage for a limited period of time, the relevant term. After that period, the insured can either drop the policy or pay annually increasing premiums to continue the coverage. If the insured dies during the term, the death benefit will be paid to the <a href="http://en.wikipedia.org/wiki/Beneficiary" title="Beneficiary">beneficiary</a>. Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.</p> <p>Term insurance functions in a manner similar to most other types of insurance in that it satisfies claims against what is insured if the premiums are up to date and the contract has not expired, and does not expect a return of Premium dollars if no claims are filed. As an example, auto insurance will satisfy claims against the insured in the event of an accident and a home owner policy will satisfy claims against the home if it is damaged or destroyed by, for example, an earthquake or fire. Whether or not these events will occur is uncertain, and if the policy holder discontinues coverage because he has sold the insured car or home the insurance company will not refund the premium. This is purely risk protection.</p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Term_life_insurance#Usage"><span class="tocnumber">1</span> <span class="toctext">Usage</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Term_life_insurance#Annual_renewable_term"><span class="tocnumber">2</span> <span class="toctext">Annual renewable term</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Term_life_insurance#Level_Term_Life_Insurance"><span class="tocnumber">3</span> <span class="toctext">Level Term Life Insurance</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Term_life_insurance#Payout_Likelihood_and_Cost_Difference"><span class="tocnumber">4</span> <span class="toctext">Payout Likelihood and Cost Difference</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Term_life_insurance#See_also"><span class="tocnumber">5</span> <span class="toctext">See also</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Term_life_insurance#External_links"><span class="tocnumber">6</span> <span class="toctext">External links</span></a></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="Usage" id="Usage"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Usage</span></h2> <p>Because term life insurance is a pure death benefit, its primary use is to provide for covering financial responsibilities of the insured. Such responsibilities may include, but are not limited to, <a href="http://en.wikipedia.org/wiki/Consumer_debt" title="Consumer debt">consumer debt</a>, <a href="http://en.wikipedia.org/w/index.php?title=Dependent_care&action=edit&redlink=1" class="new" title="Dependent care (page does not exist)">dependent care</a>, <a href="http://en.wikipedia.org/wiki/College" title="College">college</a> education for dependents, funeral costs, and <a href="http://en.wikipedia.org/wiki/Mortgages" class="mw-redirect" title="Mortgages">mortgages</a>.</p> <p><a name="Annual_renewable_term" id="Annual_renewable_term"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Annual renewable term</span></h2> <p>The simplest form of term life insurance is for a term of one year. The death benefit would be paid by the insurance company if the insured died during the one year term, while no benefit is paid if the insured dies one day after the last day of the one year term. The premium paid is then based on the expected <a href="http://en.wikipedia.org/wiki/Probability" title="Probability">probability</a> of the insured dying in that one year.</p> <p>Because the likelihood of dying in the next year is low for anyone that the insurer would accept for the coverage, purchase of only one year of coverage is rare.</p> <p>One of the main challenges to renewal experienced with some of these policies is requiring proof of <a href="http://en.wikipedia.org/w/index.php?title=Insurability&action=edit&redlink=1" class="new" title="Insurability (page does not exist)">insurability</a>. For instance the insured could acquire a <a href="http://en.wikipedia.org/wiki/Terminal_illness" title="Terminal illness">terminal illness</a> within the term, but not actually die until after the term expires. Because of the terminal illness, the purchaser would likely be <a href="http://en.wikipedia.org/w/index.php?title=Uninsurable&action=edit&redlink=1" class="new" title="Uninsurable (page does not exist)">uninsurable</a> after the expiration of the initial term, and would be unable to renew the policy or purchase a new one.</p> <p>This issue is frequently overcome by a feature in some policies called guaranteed reinsurability included on some programs, that allows the insured to renew without proof of insurability.</p> <p>A version of term insurance which <i>is</i> commonly purchased is <i>annual renewable term</i> (ART). In this form, the premium is paid for one year of coverage, but the policy is guaranteed to be able to be continued each year for a given period of years. This period varies from 10 to 30 years, or occasionally until age 95. As the insured ages, the premiums increase with each renewal period, eventually becoming financially unviable as the rates for a policy would eventually exceed the cost of a permanent policy. In this form the premium is slightly higher than for a single year's coverage, but the chances of the benefit being paid are much higher.</p> <p><a name="Level_Term_Life_Insurance" id="Level_Term_Life_Insurance"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Level Term Life Insurance</span></h2> <p>Much more common than annual renewable term insurance is guaranteed level premium term life insurance, where the premium is guaranteed to be the same for a given period of years. The most common terms are 10, 15, 20, and 30 years.</p> <p>In this form, the premium paid each year is the same, and is based on the summed cost of each year's annual renewable term rates, with a time value of money adjustment made by the insurer. Thus, the longer the term the premium is level for, the higher the premium, because the older, more expensive to insure years are averaged into the premium.</p> <p>Most level term programs include a renewal option and allow the insured to renew for a maximum guaranteed rate if the insured period needs to be extended. Typically this clause is invoked only if the health of the insured deteriorates significantly during the term.</p> <p><a name="Payout_Likelihood_and_Cost_Difference" id="Payout_Likelihood_and_Cost_Difference"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Payout Likelihood and Cost Difference</span></h2> <p>Both term insurance and permanent insurance use the exact same <a href="http://en.wikipedia.org/wiki/Mortality_table" class="mw-redirect" title="Mortality table">mortality tables</a> for calculating the cost of insurance, and a death benefit which is <a href="http://en.wikipedia.org/wiki/Income_tax" title="Income tax">income tax</a> free, as long as the policy is in force and premiums are current; however, the premiums are substantially different.</p> <p>The reason the costs are substantially different is that term programs may expire without paying out, while permanent programs must always pay out eventually. To address this Permanent programs have built in cash accumulations vehicles to force the insured to "self insure" making the programs many times more expensive.</p> <p>Insurance industry studies show that it is very unlikely that the death benefit will ever be paid on a term insurance policy.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> One study placed the percentage as low as 1% of policies paying a benefit. The low payout likelihood allows term insurance to be relatively inexpensive. The low payout percentage is a combination of there being a low likelihood (in the <a href="http://en.wikipedia.org/wiki/Aggregate_data" title="Aggregate data">aggregate</a>) of a random, healthy person dying within a short period of time. Because of the low likelihood of an insurer having to pay a death benefit, term insurance seems better when considered in terms of coverage per premium dollar basis - by a factor of up to 10.</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-12101590134972223272008-03-23T17:27:00.000-07:002008-03-23T17:29:22.872-07:00Critical illness insurance<h1 class="firstHeading">Critical illness insurance</h1> <h3 id="siteSub"><!-- start content --> </h3><p><b>Critical illness insurance</b> is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the <span class="mw-redirect">insurance policy</span>.</p> <p>The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure, for example, having a heart bypass operation.</p> <p>The policy may require one to survive a minimum number of days (the survival period) from when the illness was first diagnosed. The survival period used varies from company to company, however, 28 days and 30 days are the most common survival periods used.</p> <p>The contract terms contain specific rules that define when a diagnosis of a critical illness is considered valid. It may state that the diagnosis need be made by a physician who specialises in that illness or condition, or it may name specific tests, e.g. EKG changes of a myocardial infarction, that confirm the diagnosis.</p> <p>In some markets, however, the definition of a claim for many of the diseases and conditions have become standardised, thus all insurers would use the same claims definition. The standardisation of the claims definitions may serve many purposes including the decrease in policyholder confusion as to when they are eligible to receive benefits.</p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><span class="tocnumber">1</span> <span class="toctext">The First Critical Illness product</span></li><li class="toclevel-1"><span class="tocnumber">2</span> <span class="toctext">Conditions covered</span></li><li class="toclevel-1"><span class="tocnumber">3</span> <span class="toctext">Need for Critical Illness cover</span></li><li class="toclevel-1"><span class="tocnumber">4</span> <span class="toctext">World Markets</span></li><li class="toclevel-1"><span class="tocnumber">5</span> <span class="toctext">See also</span></li><li class="toclevel-1"><span class="tocnumber">6</span> <span class="toctext">References</span></li><li class="toclevel-1"><span class="tocnumber">7</span> <span class="toctext">External links</span></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="The_First_Critical_Illness_product" id="The_First_Critical_Illness_product"></a></p> <h2><span class="editsection"></span><span class="mw-headline">The First Critical Illness product</span></h2> <p>Critical illness insurance was founded by Dr Marius Barnard<sup id="_ref-0" class="reference">[1]</sup>, with the first critical illness product being launched on the 6th of October 1983 in South Africa, under the name <b>dread disease insurance</b>.</p> <p>Since 1983, the cover has been accepted into many insurance markets around the world. Other names of the insurance cover include: <b>serious illness insurance</b>, <b>crisis cash</b> and <b>living assurance</b>.</p> <p><a name="Conditions_covered" id="Conditions_covered"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Conditions covered</span></h2> <p>The schedule of insured illnesses varies between insurance companies. In 1983, four conditions was covered by the policy, i.e. heart attack, cancer, stroke and coronary artery by-pass surgery. Since then various conditions were added and some policies have up to 26 conditions covered. <sup id="_ref-1" class="reference">[2]</sup></p> <p>Examples of other conditions that might be covered include:</p> <ul><li>Alzheimer's disease</li><li>blindness</li><li><span class="mw-redirect">deafness</span></li><li><span class="mw-redirect">kidney failure</span></li><li>A major organ transplant</li><li>multiple sclerosis</li><li>Need for organ transplant</li><li><span class="mw-redirect">HIV/AIDS</span> contracted by blood transfusion or during an operation</li><li>Parkinson's disease</li><li>paralysis of limb</li><li>terminal illness</li></ul> <p>Due the fact that the incidence of a condition may decrease over time and both the diagnosis and treatment may improve over time, the financial need to cover some illnesses deemed critical a decade ago are no longer deemed necessary today. Likewise, some of the conditions covered today may no longer be needed a decade or so in the future.</p> <p>The actual conditions covered depend on the market need for the cover, competition amongst insurers, as well as the policyholder's <b>perceived</b> value of the benefits offered. For these reasons conditions such as diabetes and rheumatoid arthritis, among others, may become the norm cover provided in the future.</p> <p><a name="Need_for_Critical_Illness_cover" id="Need_for_Critical_Illness_cover"></a></p> <h2><span class="editsection"></span> <span class="mw-headline">Need for Critical Illness cover</span></h2> <p>Critical illness cover was originally sold with the intention of providing financial protection to individuals following the diagnosis or treatment of an illness deemed critical.</p> <p>The finances received could be used to:</p> <ul><li>pay for the costs of the care and treatment;</li><li>pay for recuperation aids;</li><li>to pay debts off;</li><li>replace any lost income due to a decrasing ability to earn; or even</li><li>fund for a change in lifestyle.</li></ul> <p>The actual risks covered by some of the products sold can be significant. For example, in America, about 1.3 million new cancer cases are diagnosed each year, every 29 seconds someone suffers a <span class="mw-redirect">coronary</span> event and every 45 seconds someone suffers a stroke.<sup id="_ref-2" class="reference">[3]</sup><sup id="_ref-3" class="reference">[4]</sup> In Canada, more people will experience a critical illness before they reach 75, than will die before that age.<sup id="_ref-4" class="reference">[5]</sup> In the United Kingdom, 1 in 5 men and 1 in 6 women will experience a critical illness before their normal retirement age.<sup id="_ref-5" class="reference">[6]</sup></p> <p>However, some conditions covered may be purchased to give the policyholder a 'peace of mind' rather than actually meet any need or cover any major risks. An example of this is the coverage of Creutzfeldt Jakob Disease in the <span class="mw-redirect">UK</span>, which generally has a very low incidence rate, but generally is valued by people due to the potential high media coverage of the cases. Thus, the fear of contracting such a disease may be far greater than the occurrence really is, which means the cover is not meeting the policyholders needs appropriately.</p> <p>Critical illness may be purchased by individuals in conjunction with a life insurance policy at the time of a residential purchase. The reason for this is to provide financial protection to the policyholder or their dependants on the repayment of a mortgage due to the policyholder contracting a critical illness condition or on the death of the policyholder. In this type of product design, some insurers may choose to structure the product to repay a portion of the outstanding mortgage debt on the contracting of a critical illness, whilst the full outstanding mortgage debt would be repaid on the death of the policyholder.</p> <p>Some employers may also take out critical illness insurance for their employees. This contract would be in the form of a group contract and has become as essential tool used be employers around the world to both protect their employees financially as well as attract more employees to consider working for the company.</p> <p><a name="World_Markets" id="World_Markets"></a></p> <h2><span class="editsection"></span><span class="mw-headline">World Markets</span></h2> <p>In South Africa, the <span class="mw-redirect">UK</span>, Ireland, Australia and New Zealand, critical illness insurance has become a well established form of insurance.</p> <p>Critical illness insurance continues to grown in popularity and has recently been accepted into other territories including the far east and the United States.</p> <p>In markets, where the product is newer, many insurers choose to use the expertise of reinsurers with worldwide exposure as well as overseas insurers whom have sold the product for a number of years. The expertise may come in the form of data provided as well as assistance with the product design features of the product.</p> <p>Critical illness insurance seems to have developed into an essential insurance policy, which many individuals around the world consider to be a worthwhile purchase.</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-63865285498878221392008-03-23T17:25:00.000-07:002008-03-23T17:27:24.713-07:00Life insurance<h1 class="firstHeading">Life insurance</h1> <h3 id="siteSub"><br /></h3><br /><table style="" class="metadata plainlinks ambox ambox-style"><tbody><tr> </tr> </tbody></table>There is an omission of data on insurability due to risk in profession or job.<br /><pre> This actuary is an important tool within the insurance community. Such high risks<br /> professions as, Policeman, Fireman, steel worker, coal miner, Psychiatrist,<br /> ambulance driver, Military, pilot or etc.<br /></pre> <p><b>Life insurance</b> or <b>life assurance</b> is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals or in lump sums. There may be designs in some countries where: (Assets, Bills, and death expenses plus catering for after funeral expenses should be included in Policy Premium. Anyone whose assets equal more than the value of their primary residence should not be compensated beyond that value in case they cannot sell their house. In the case of those whose lost their spouse should be compensated also for one full year the wages of their spouse which would or should be included to avoid lawsuits.) However in the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise.</p> <p>As with most <a href="http://en.wikipedia.org/wiki/Insurance" title="Insurance">insurance</a> policies, life insurance is a contract between the <i>insurer</i> and the <i>policy owner (policyholder)</i> whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an <i>insured event</i> occurs which is <i>covered</i> by the policy. To be a life policy the <i>insured event</i> must be based upon life (or lives) of the people named in the policy.</p> <p><i>Insured events</i> that may be covered include:</p> <ul><li>* sickness</li></ul> <p>Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide (after 2 years suicide has to be paid in full)(in India after one year Suicide is covered), fraud, war, riot and civil commotion.</p> <p>Life based contracts tend to fall into two major categories:</p> <ul><li><a href="http://en.wikipedia.org/wiki/Protection" title="Protection">Protection</a> policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.</li><li><a href="http://en.wikipedia.org/wiki/Investment" title="Investment">Investment</a> policies - where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.</li></ul> <p><br /></p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Parties_to_contract"><span class="tocnumber">1</span> <span class="toctext">Parties to contract</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Contract_terms"><span class="tocnumber">2</span> <span class="toctext">Contract terms</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Costs.2C_insurability.2C_and_underwriting"><span class="tocnumber">3</span> <span class="toctext">Costs, insurability, and underwriting</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Death_proceeds"><span class="tocnumber">4</span> <span class="toctext">Death proceeds</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Insurance_vs._assurance"><span class="tocnumber">5</span> <span class="toctext">Insurance vs. assurance</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Types_of_life_insurance"><span class="tocnumber">6</span> <span class="toctext">Types of life insurance</span></a> <ul><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Temporary_.28Term.29"><span class="tocnumber">6.1</span> <span class="toctext">Temporary (Term)</span></a></li><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Permanent"><span class="tocnumber">6.2</span> <span class="toctext">Permanent</span></a> <ul><li class="toclevel-3"><a href="http://en.wikipedia.org/wiki/Life_insurance#Whole_life_coverage"><span class="tocnumber">6.2.1</span> <span class="toctext">Whole life coverage</span></a></li><li class="toclevel-3"><a href="http://en.wikipedia.org/wiki/Life_insurance#Universal_life_coverage"><span class="tocnumber">6.2.2</span> <span class="toctext">Universal life coverage</span></a></li><li class="toclevel-3"><a href="http://en.wikipedia.org/wiki/Life_insurance#Limited-pay"><span class="tocnumber">6.2.3</span> <span class="toctext">Limited-pay</span></a></li><li class="toclevel-3"><a href="http://en.wikipedia.org/wiki/Life_insurance#Endowments"><span class="tocnumber">6.2.4</span> <span class="toctext">Endowments</span></a></li></ul> </li><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Accidental_death"><span class="tocnumber">6.3</span> <span class="toctext">Accidental death</span></a></li></ul> </li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Related_life_insurance_products"><span class="tocnumber">7</span> <span class="toctext">Related life insurance products</span></a> <ul><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Senior_and_preneed_products"><span class="tocnumber">7.1</span> <span class="toctext">Senior and preneed products</span></a></li></ul> </li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Investment_policies"><span class="tocnumber">8</span> <span class="toctext">Investment policies</span></a> <ul><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#With-profits_policies"><span class="tocnumber">8.1</span> <span class="toctext">With-profits policies</span></a></li><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Insurance.2FInvestment_Bonds"><span class="tocnumber">8.2</span> <span class="toctext">Insurance/Investment Bonds</span></a></li><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Pensions"><span class="tocnumber">8.3</span> <span class="toctext">Pensions</span></a></li></ul> </li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Annuities"><span class="tocnumber">9</span> <span class="toctext">Annuities</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Tax_and_life_insurance"><span class="tocnumber">10</span> <span class="toctext">Tax and life insurance</span></a> <ul><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Taxation_of_life_insurance_in_the_United_States"><span class="tocnumber">10.1</span> <span class="toctext">Taxation of life insurance in the United States</span></a></li><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Taxation_of_life_assurance_in_the_United_Kingdom"><span class="tocnumber">10.2</span> <span class="toctext">Taxation of life assurance in the United Kingdom</span></a> <ul><li class="toclevel-3"><a href="http://en.wikipedia.org/wiki/Life_insurance#Pension_Term_Assurance"><span class="tocnumber">10.2.1</span> <span class="toctext">Pension Term Assurance</span></a></li></ul> </li></ul> </li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#History"><span class="tocnumber">11</span> <span class="toctext">History</span></a> <ul><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Market_trends"><span class="tocnumber">11.1</span> <span class="toctext">Market trends</span></a></li></ul> </li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#Criticism"><span class="tocnumber">12</span> <span class="toctext">Criticism</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#See_also"><span class="tocnumber">13</span> <span class="toctext">See also</span></a></li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#References"><span class="tocnumber">14</span> <span class="toctext">References</span></a> <ul><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#General_references"><span class="tocnumber">14.1</span> <span class="toctext">General references</span></a></li><li class="toclevel-2"><a href="http://en.wikipedia.org/wiki/Life_insurance#Specific_references"><span class="tocnumber">14.2</span> <span class="toctext">Specific references</span></a></li></ul> </li><li class="toclevel-1"><a href="http://en.wikipedia.org/wiki/Life_insurance#External_links"><span class="tocnumber">15</span> <span class="toctext">External links</span></a></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="Parties_to_contract" id="Parties_to_contract"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Parties to contract</span></h3> <p>There is a difference between the insured and the policy owner (policy holder), although the owner and the insured are often the same person. For example, if Joe buys a policy on his own life, he is both the owner and the insured. But if Jane, his wife, buys a policy on Joe's life, she is the owner and he is the insured. The policy owner is the guarantee and he or she will be the person who will pay for the policy. The insured is a participant in the contract, but not necessarily a party to it.</p> <p>The beneficiary receives policy proceeds upon the insured's death. The owner designates the beneficiary, but the beneficiary is not a party to the policy. The owner may change the beneficiary unless the policy has an irrevocable beneficiary designation. With an irrevocable beneficiary, that beneficiary must agree to any beneficiary changes, policy assignments, or cash value borrowing.</p> <p>In cases where the policy owner is not the insured (also referred to as the <i>cestui qui vit</i> or CQV), insurance companies have sought to limit policy purchases to those with an "insurable interest" in the CQV. For life insurance policies, close family members and business partners will usually be found to have an insurable interest. The "insurable interest" requirement usually demonstrates that the purchaser will actually suffer some kind of loss if the CQV dies. Such a requirement prevents people from benefiting from the purchase of purely speculative policies on people they expect to die. With no insurable interest requirement, the risk that a purchaser would murder the CQV for insurance proceeds would be great. In at least one case, an insurance company which sold a policy to a purchaser with no insurable interest (who later murdered the CQV for the proceeds), was found liable in court for contributing to the wrongful death of the victim (Liberty National Life v. Weldon, 267 Ala.171 (1957)).</p> <p><a name="Contract_terms" id="Contract_terms"></a></p> <h3><span class="editsection"></span> <span class="mw-headline">Contract terms</span></h3> <p>Special provisions may apply, such as suicide clauses wherein the policy becomes null if the insured commits suicide within a specified time (usually two years after the purchase date; some states provide a statutory one-year suicide clause). Any misrepresentations by the insured on the application is also grounds for nullification. Most US states specify that the contestability period cannot be longer than two years; only if the insured dies within this period will the insurer have a legal right to contest the claim on the basis of misrepresentation and request additional information before deciding to pay or deny the claim.</p> <p>The face amount on the policy is the initial amount that the policy will pay at the death of the insured or when the policy matures, although the actual death benefit can provide for greater or lesser than the face amount. The policy matures when the insured dies or reaches a specified age (such as 100 years old).</p> <p><a name="Costs.2C_insurability.2C_and_underwriting" id="Costs.2C_insurability.2C_and_underwriting"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Costs, insurability, and underwriting</span></h3> <p>The insurer (the life insurance company) calculates the policy prices with an intent to fund claims to be paid and administrative costs, and to make a profit. The cost of insurance is determined using mortality tables calculated by <a href="http://en.wikipedia.org/wiki/Actuary" title="Actuary">actuaries</a>. Actuaries are professionals who employ actuarial science, which is based in mathematics (primarily probability and statistics). Mortality tables are statistically-based tables showing expected annual mortality rates. It is possible to derive life expectancy estimates from these mortality assumptions. Such estimates can be important in taxation regulation.<sup id="cite_ref-0" class="reference"><a href="http://en.wikipedia.org/wiki/Life_insurance#cite_note-0" title="">[1]</a></sup> <sup id="cite_ref-1" class="reference"><a href="http://en.wikipedia.org/wiki/Life_insurance#cite_note-1" title="">[2]</a></sup></p> <p>The three main variables in a mortality table have been age, gender, and use of tobacco. More recently in the US, preferred class specific tables were introduced. The mortality tables provide a baseline for the cost of insurance. In practice, these mortality tables are used in conjunction with the health and family history of the individual applying for a policy in order to determine premiums and insurability. Mortality tables currently in use by life insurance companies in the United States are individually modified by each company using pooled industry experience studies as a starting point. In the 1980s and 90's the SOA 1975-80 Basic Select & Ultimate tables were the typical reference points, while the 2001 VBT and 2001 CSO tables were published more recently. The newer tables include separate mortality tables for smokers and non-smokers and the CSO tables include separate tables for preferred classes. <sup id="cite_ref-2" class="reference"><a href="http://en.wikipedia.org/wiki/Life_insurance#cite_note-2" title="">[3]</a></sup></p> <p>Recent US select mortality tables predict that roughly 0.35 in 1,000 non-smoking males aged 25 will die during the first year of coverage after underwriting.<a href="http://www.actuary.org/life/cso/appendix_a_jun02.xls" class="external autonumber" title="http://www.actuary.org/life/cso/appendix_a_jun02.xls" rel="nofollow">[2]</a> Mortality approximately doubles for every extra ten years of age so that the mortality rate in the first year for underwritten non-smoking men is about 2.5 in 1,000 people at age 65.<a href="http://www.actuary.org/life/cso/appendix_a_jun02.xls" class="external autonumber" title="http://www.actuary.org/life/cso/appendix_a_jun02.xls" rel="nofollow">[3]</a> Compare this with the US population male mortality rates of 1.3 per 1,000 at age 25 and 19.3 at age 65 (without regard to health or smoking status).<a href="http://www.cdc.gov/nchs/data/nvsr/nvsr52/nvsr52_14.pdf" class="external autonumber" title="http://www.cdc.gov/nchs/data/nvsr/nvsr52/nvsr52_14.pdf" rel="nofollow">[4]</a></p> <p>The mortality of underwritten persons rises much more quickly than the general population. At the end of 10 years the mortality of that 25 year-old, non-smoking male is 0.66/1000/year. Consequently, in a group of one thousand 25 year old males with a $100,000 policy, all of average health, a life insurance company would have to collect approximately $50 a year from each of a large group to cover the relatively few expected claims. (0.35 to 0.66 expected deaths in each year x $100,000 payout per death = $35 per policy). Administrative and sales commissions need to be accounted for in order for this to make business sense. A 10 year policy for a 25 year old non-smoking male person with preferred medical history may get offers as low as $90 per year for a $100,000 policy in the competitive US life insurance market.</p> <p>The insurance company receives the premiums from the policy owner and invests them to create a pool of money from which it can pay claims and finance the insurance company's operations. Contrary to popular belief, the majority of the money that insurance companies make comes directly from premiums paid, as money gained through investment of premiums can never, in even the most ideal market conditions, vest enough money per year to pay out claims.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Rates charged for life insurance increase with the insured's age because, statistically, people are more likely to die as they get older.</p> <p>Given that adverse selection can have a negative impact on the insurer's financial situation, the insurer investigates each proposed insured individual unless the policy is below a company-established minimum amount, beginning with the application process. Group Insurance policies are an exception.</p> <p>This investigation and resulting evaluation of the risk is termed <a href="http://en.wikipedia.org/wiki/Underwriting" title="Underwriting">underwriting</a>. <a href="http://en.wikipedia.org/wiki/Medical_Underwriting" class="mw-redirect" title="Medical Underwriting">Health</a> and lifestyle questions are asked. Certain responses or information received may merit further investigation. Life insurance companies in the United States support the Medical Information Bureau (MIB) <sup id="cite_ref-3" class="reference"><a href="http://en.wikipedia.org/wiki/Life_insurance#cite_note-3" title="">[4]</a></sup>, which is a clearinghouse of information on persons who have applied for life insurance with participating companies in the last seven years. As part of the application, the insurer receives permission to obtain information from the proposed insured's physicians.<sup id="cite_ref-4" class="reference"><a href="http://en.wikipedia.org/wiki/Life_insurance#cite_note-4" title="">[5]</a></sup></p> <p>Underwriters will determine the purpose of insurance. The most common is to protect the owner's family or financial interests in the event of the insured's demise. Other purposes include estate planning or, in the case of cash-value contracts, investment for retirement planning. Bank loans or buy-sell provisions of business agreements are another acceptable purpose.</p> <p>Life insurance companies are never required by law to underwrite or to provide coverage to anyone, with the exception of Civil Rights Act compliance requirements. Insurance companies alone determine insurability, and some people, for their own health or lifestyle reasons, are deemed uninsurable. The policy can be declined (turned down) or rated.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Rating increases the premiums to provide for additional risks relative to the particular insured.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup></p> <p>Many companies use four general health categories for those evaluated for a life insurance policy. These categories are Preferred Best, Preferred, Standard, and Tobacco.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Preferred Best is reserved only for the healthiest individuals in the general population. This means, for instance, that the proposed insured has no adverse medical history, is not under medication for any condition, and his family (immediate and extended) have no history of early cancer, diabetes, or other conditions.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Preferred means that the proposed insured is currently under medication for a medical condition and has a family history of particular illnesses.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Most people are in the Standard category.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Profession, travel, and lifestyle factor into whether the proposed insured will be granted a policy, and which category the insured falls. For example, a person who would otherwise be classified as Preferred Best may be denied a policy if he or she travels to a high risk country.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> Underwriting practices can vary from insurer to insurer which provide for more competitive offers in certain circumstances.</p> <p>Life insurance contracts are written on the basis of <i>utmost good faith</i>. That is, the proposer and the insurer both accept that the other is acting in good faith. This means that the proposer can assume the contract offers what it represents without having to fine comb the small print and the insurer assumes the proposer is being honest when providing details to underwriter.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup></p> <p><a name="Death_proceeds" id="Death_proceeds"></a></p> <h3><span class="editsection"></span> <span class="mw-headline">Death proceeds</span></h3> <p>Upon the insured's death, the insurer requires acceptable proof of death before it pays the claim. The normal minimum proof required is a death certificate and the insurer's claim form completed, signed (and typically notarized).<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup> If the insured's death is suspicious and the policy amount is large, the insurer may investigate the circumstances surrounding the death before deciding whether it has an obligation to pay the claim.</p> <p>Proceeds from the policy may be paid as a lump sum or as an annuity, which is paid over time in regular recurring payments for either a specified period or for a beneficiary's lifetime.<sup class="noprint Template-Fact"><span title="This claim needs references to reliable sources since February 2007" style="white-space: nowrap;">[<i><a href="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed">citation needed</a></i>]</span></sup></p> <p><a name="Insurance_vs._assurance" id="Insurance_vs._assurance"></a></p> <h2><span class="editsection"></span> <span class="mw-headline">Insurance vs. assurance</span></h2> <p>Outside the <a href="http://en.wikipedia.org/wiki/United_States" title="United States">United States</a>, the specific uses of the terms "insurance" and "assurance" are sometimes confused. In general, in these jurisdictions "insurance" refers to providing cover for an event that might happen, while "assurance" is the provision of cover for an event that is certain to happen. However, in the United States both forms of coverage are called "insurance".</p> <p>When a person insures the contents of their home they do so because of events that might happen (fire, theft, flood, etc.) They hope their home will never be burglarized, or burn down, but they want to ensure that they are financially protected if the worst happens. This example of <a href="http://en.wikipedia.org/wiki/Insurance" title="Insurance">insurance</a> shows how it is a way of spending a little money to protect against the <i><a href="http://en.wikipedia.org/wiki/Risk" title="Risk">risk</a></i> of having to spend a lot of money.</p> <p>When a person insures their life they do so knowing that one day they will die. Therefore a policy that covers death is <i>assured</i> to make a payment. The policy offers <i>assurance</i> on death; even if the policy has a prescribed termination date the policy is still <i>assured</i> to pay on death and therefore is an <i>assurance</i> policy. Examples include <i><a href="http://en.wikipedia.org/wiki/Term_Life_Insurance" class="mw-redirect" title="Term Life Insurance">Term Assurance</a></i> and <i><a href="http://en.wikipedia.org/wiki/Whole_life_insurance" title="Whole life insurance">Whole Life Assurance</a></i>. An accidental death policy is not <i>assured</i> to pay on death as the life insured may not die through an accident, therefore it is an insurance policy.</p> <p>A policy might also be assured for other reasons. For example an <a href="http://en.wikipedia.org/wiki/Endowment_policy" title="Endowment policy">endowment policy</a> is designed to provide a lump sum on maturity. Under certain types of policy the lump sum is guaranteed. Therefore, this may also be called an assurance policy.</p> <p>The test of whether a policy is <i>assurance</i> or <i>insurance</i> is that with an assurance policy the insured event will <i>definitely</i> occur (at some point) whereas with an insurance policy there is a <i>risk</i> the insured event <i>might</i> occur.</p> <p>With regard to <b>Whole Life</b> policies, the question is not whether the insured event (in this case death) will occur, but simply when. If the policy has nonforfeiture values (or <a href="http://en.wikipedia.org/w/index.php?title=Cash_values&action=edit&redlink=1" class="new" title="Cash values (page does not exist)">cash values</a>) then the policy is assured to pay.</p> <p>During recent years, the distinction between the two terms has become largely blurred. This is principally due to many companies offering both types of policy, and rather than refer to themselves using both insurance and assurance titles, they instead use just one.</p> <p><a name="Types_of_life_insurance" id="Types_of_life_insurance"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Types of life insurance</span></h2> <p>Life insurance may be divided into two basic classes – temporary and permanent or following subclasses - term, universal, whole life, variable, variable universal and endowment life insurance.</p> <p><a name="Temporary_.28Term.29" id="Temporary_.28Term.29"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Temporary (Term)</span></h3> <p><a href="http://en.wikipedia.org/wiki/Term_life_insurance" title="Term life insurance">Term life insurance</a> (term assurance in British English) provides for life insurance coverage for a specified term of years for a specified <a href="http://en.wikipedia.org/wiki/Premium" title="Premium">premium</a>. The policy does not accumulate cash value. Term is generally considered "pure" insurance, where the premium buys protection in the event of death and nothing else. (See <a href="http://en.wikipedia.org/wiki/Theory_of_Decreasing_Responsibility" title="Theory of Decreasing Responsibility">Theory of Decreasing Responsibility</a> and <a href="http://en.wikipedia.org/wiki/Buy_term_and_invest_the_difference" title="Buy term and invest the difference">buy term and invest the difference</a>.) Term insurance premiums are typically low because both the insurer and the policy owner agree that the death of the insured is unlikely during the term of coverage.</p> <p>The three key factors to be considered in term insurance are: face amount (protection or death benefit), premium to be paid (cost to the insured), and length of coverage (term).</p> <p>Various (<a href="http://en.wikipedia.org/wiki/United_States" title="United States">U.S.</a>) insurance companies sell term insurance with many different combinations of these three parameters. The face amount can remain constant or decline. The term can be for one or more years. The premium can remain level or increase. A common type of term is called annual renewable term. It is a one year policy but the insurance company guarantees it will issue a policy of equal or lesser amount without regard to the insurability of the insured and with a premium set for the insured's age at that time. Another common type of term insurance is mortgage insurance, which is usually a level premium, declining face value policy. The face amount is intended to equal the amount of the mortgage on the policy owner’s residence so the mortgage will be paid if the insured dies.</p> <p>A policy holder insures his life for a specified term. If he dies before that specified term is up, his estate or named beneficiary(ies) receive(s) a payout. If he does not die before the term is up, he receives nothing. In the past these policies would almost always exclude suicide. However, after a number of court judgments against the industry, payouts do occur on death by suicide (presumably except for in the unlikely case that it can be shown that the suicide was just to benefit from the policy). Generally, if an insured person commits suicide within the first two policy years, the insurer will return the premiums paid. However, a death benefit will usually be paid if the suicide occurs after the two year period.</p> <p><a name="Permanent" id="Permanent"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Permanent</span></h3> <p><a href="http://en.wikipedia.org/wiki/Permanent_life_insurance" title="Permanent life insurance">Permanent life insurance</a> is life insurance that remains in force (in-line) until the policy matures (pays out), unless the owner fails to pay the premium when due (the policy expires). The policy cannot be canceled by the insurer for any reason except fraud in the application, and that cancellation must occur within a period of time defined by law (usually two years). Permanent insurance builds a cash value that reduces the amount at risk to the insurance company and thus the insurance expense over time. This means that a policy with a million dollars face value can be relatively inexpensive to a 70 year old because the actual amount of insurance purchased is much less than one million dollars. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.</p> <p>The three basic types of permanent insurance are <b>whole life</b>, <b>universal life</b>, and <b>endowment</b>.</p> <p><a name="Whole_life_coverage" id="Whole_life_coverage"></a></p> <h4><span class="editsection"></span> <span class="mw-headline">Whole life coverage</span></h4> <p><a href="http://en.wikipedia.org/wiki/Whole_life_insurance" title="Whole life insurance">Whole life insurance</a> provides for a level premium, and a cash value table included in the policy guaranteed by the company. The primary advantages of whole life are guaranteed death benefits, guaranteed cash values, fixed and known annual premiums, and mortality and expense charges will not reduce the cash value shown in the policy. The primary disadvantages of whole life are premium inflexibility, and the internal rate of return in the policy may not be competitive with other savings alternatives. Riders are available that can allow one to increase the death benefit by paying additional premium. The death benefit can also be increased through the use of policy dividends. Dividends cannot be guaranteed and may be higher or lower than historical rates over time. Premiums are much higher than term insurance in the short-term, but cumulative premiums are roughly equal if policies are kept in force until average life expectancy.</p> <p>Cash value can be accessed at any time through policy "loans". Since these loans decrease the death benefit if not paid back, payback is optional. Cash values are not paid to the beneficiary upon the death of the insured; the beneficiary receives the death benefit only. If the dividend option: Paid up additions is elected, dividend cash values will purchase additional death benefit which will increase the death benefit of the policy to the named beneficiary.</p> <p><a name="Universal_life_coverage" id="Universal_life_coverage"></a></p> <h4><span class="editsection"></span><span class="mw-headline">Universal life coverage</span></h4> <p><a href="http://en.wikipedia.org/wiki/Universal_life_insurance" title="Universal life insurance">Universal life insurance</a> (UL) is a relatively new insurance product intended to provide permanent insurance coverage with greater flexibility in premium payment and the potential for a higher internal rate of return. A universal life policy includes a cash account. Premiums increase the cash account. Interest is paid within the policy (credited) on the account at a rate specified by the company. This rate has a guaranteed minimum but usually is higher than that minimum. Mortality charges and administrative costs are charged against (reduce) the cash account. The surrender value of the policy is the amount remaining in the cash account less applicable surrender charges, if any.</p> <p>With all life insurance, there are basically two functions that make it work. There's a mortality function and a cash function. The mortality function would be the classical notion of pooling risk where the premiums paid by everybody else would cover the death benefit for the one or two who will die for a given period of time. The cash function inherent in all life insurance says that if a person is to reach age 95 to 100 (the age varies depending on state and company), then the policy matures and endows the face value of the policy.</p> <p>Actuarially, it is reasoned that out of a group of 1000 people, if even 10 of them live to age 95, then the mortality function alone will not be able to cover the cash function. So in order to cover the cash function, a minimum rate of investment return on the premiums will be required in the event that a policy matures.</p> <p>Universal life policies guarantee, to some extent, the death proceeds, but not the cash function - thus the flexible premiums and interest returns. If interest rates are high, then the dividends help reduce premiums. If interest rates are low, then the customer would have to pay additional premiums in order to keep the policy in force. When interest rates are above the minimum required, then the customer has the flexibility to pay less as investment returns cover the remainder to keep the policy in force.</p> <p>The universal life policy addresses the perceived disadvantages of whole life. Premiums are flexible. The internal rate of return is usually higher because it moves with the financial markets. Mortality costs and administrative charges are known. And cash value may be considered more easily attainable because the owner can discontinue premiums if the cash value allows it. And universal life has a more flexible death benefit because the owner can select one of two death benefit options, Option A and Option B.</p> <p>Option A pays the face amount at death as it's designed to have the cash value equal the death benefit at age 95. Option B pays the face amount plus the cash value, as it's designed to increase the net death benefit as cash values accumulate. Option B does carry with it a caveat. This caveat is that in order for the policy to keep its tax favored life insurance status, it must stay within a corridor specified by state and federal laws that prevent abuses such as attaching a million dollars in cash value to a two dollar insurance policy. The interesting part about this corridor is that for those people who can make it to age 95-100, this corridor requirement goes away and your cash value can equal exactly the face amount of insurance. If this corridor is ever violated, then the universal life policy will be treated as, and in effect turn into, a <a href="http://en.wikipedia.org/wiki/Endowment_policy" title="Endowment policy">Modified Endowment Contract</a> (or more commonly referred to as a MEC).</p> <p>But universal life has its own disadvantages which stem primarily from this flexibility. The policy lacks the fundamental guarantee that the policy will be in force unless sufficient premiums have been paid and cash values are not guaranteed.</p> <p>Universal life policies are sometimes erroneously referred to as self-sustaining policies. In the 1980s, when interest rates were high, the cash value accumulated at a more accelerated rate, and universal life coverage was often sold by agents as a policy that could be self-paying. Many policies did sustain themselves for a prolonged period, but the combination of lower interest rates and an increasing cost of insurance as the insured ages meant that for many policies, the cash option was diminished or depleted.</p> <p><a href="http://en.wikipedia.org/wiki/Variable_universal_life_Insurance" class="mw-redirect" title="Variable universal life Insurance">Variable universal life Insurance</a> (VUL) is not the same as universal life, even though they both have cash values attached to them. These differences are in how the cash accounts are managed; thus having a great effect on how they are treated for taxation. The cash account within a VUL is held in the insurer's "separate account" (generally in mutual funds, managed by a fund manager).</p> <p><a name="Limited-pay" id="Limited-pay"></a></p> <h4><span class="editsection"></span><span class="mw-headline">Limited-pay</span></h4> <p>Another type of permanent insurance is <a href="http://en.wikipedia.org/w/index.php?title=Limited-pay_life_insurance&action=edit&redlink=1" class="new" title="Limited-pay life insurance (page does not exist)">Limited-pay life insurance</a>, in which all the premiums are paid over a specified period after which no additional premiums are due to keep the policy in force. Common limited pay periods include 10-year, 20-year, and paid-up at age 65.</p> <p><a name="Endowments" id="Endowments"></a></p> <h4><span class="editsection"></span><span class="mw-headline">Endowments</span></h4> <dl><dd> <div class="noprint relarticle mainarticle"><i>Main article: <a href="http://en.wikipedia.org/wiki/Endowment_policy" title="Endowment policy">Endowment policy</a></i></div> </dd></dl> <p><a href="http://en.wikipedia.org/wiki/Endowment_policy" title="Endowment policy">Endowments</a> are policies in which the cash value built up inside the policy, equals the death benefit (face amount) at a certain age. The age this commences is known as the endowment age. Endowments are considerably more expensive (in terms of annual premiums) than either whole life or universal life because the premium paying period is shortened and the endowment date is earlier.</p> <p>In the United States, the Technical Corrections Act of 1988 tightened the rules on tax shelters (creating <a href="http://en.wikipedia.org/wiki/Endowment_policy" title="Endowment policy">modified endowments</a>). These follow tax rules as <a href="http://en.wikipedia.org/wiki/Annuity_%28US_financial_products%29" title="Annuity (US financial products)">annuities</a> and IRAs do.</p> <p>Endowment Insurance is paid out whether the insured lives or dies, after a specific period (e.g. 15 years) or a specific age (e.g. 65).</p> <p><a name="Accidental_death" id="Accidental_death"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Accidental death</span></h3> <p>Accidental death is a limited life insurance that is designed to cover the insured when they pass away due to an accident. Accidents include anything from an injury, but do not typically cover any deaths resulting from health problems or suicide. Because they only cover accidents, these policies are much less expensive than other life insurances.</p> <p>It is also very commonly offered as "<a href="http://en.wikipedia.org/wiki/Accidental_death_and_dismemberment_insurance" title="Accidental death and dismemberment insurance">accidental death and dismemberment insurance</a>", also known as an <i>AD&D</i> policy. In an <i>AD&D</i> policy, benefits are available not only for accidental death, but also for loss of limbs or bodily functions such as sight and hearing, etc.</p> <p>Accidental death and <i>AD&D</i> policies <b>very rarely pay</b> a benefit; either the cause of death is not covered, or the coverage is not maintained after the accident until death occurs. To be aware of what coverage they have, an insured should always review their policy for what it covers and what it excludes. Often, it does not cover an insured who puts themselves at risk in activities such as: parachuting, flying an airplane, professional sports, or involvement in a war (military or not). Also, some insurers will exclude death and injury caused by proximate causes due to (but not limited to) racing on wheels and mountaineering.</p> <p>Accidental death benefits can also be added to a standard life insurance policy as a rider. If this rider is purchased, the policy will generally pay double the face amount if the insured dies due to an accident. This used to be commonly referred to as a <a href="http://en.wikipedia.org/wiki/Double_indemnity" title="Double indemnity">double indemnity</a> coverage. In some cases, some companies may even offer a triple indemnity cover.</p> <p><a name="Related_life_insurance_products" id="Related_life_insurance_products"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Related life insurance products</span></h2> <p><b>Riders</b> are modifications to the insurance policy added at the same time the policy is issued. These riders change the basic policy to provide some feature desired by the policy owner. A common rider is accidental death, which used to be commonly referred to as "double indemnity", which pays twice the amount of the policy face value if death results from accidental causes, as if both a full coverage policy and an accidental death policy were in effect on the insured. Another common rider is premium waiver, which waives future premiums if the insured becomes disabled.</p> <p><b>Joint life</b> insurance is either a term or permanent policy insuring two or more lives with the proceeds payable on the first death.</p> <p><b>Survivorship life</b> or <b>second-to-die life</b> is a whole life policy insuring two lives with the proceeds payable on the second (later) death.</p> <p><b>Single premium whole life</b> is a policy with only one premium which is payable at the time the policy is issued.</p> <p><b>Modified whole life</b> is a whole life policy that charges smaller premiums for a specified period of time after which the premiums increase for the remainder of the policy.</p> <p><b>Group life insurance</b> is term insurance covering a group of people, usually employees of a company or members of a union or association. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size and turnover of the group, and the financial strength of the group. Contract provisions will attempt to exclude the possibility of adverse selection. Group life insurance often has a provision that a member exiting the group has the right to buy individual insurance coverage.</p> <p><a name="Senior_and_preneed_products" id="Senior_and_preneed_products"></a></p> <h3><span class="editsection">[<a href="http://en.wikipedia.org/w/index.php?title=Life_insurance&action=edit&section=15" title="Edit section: Senior and preneed products">edit</a>]</span> <span class="mw-headline">Senior and preneed products</span></h3> <p>Insurance companies have in recent years developed products to offer to niche markets, most notably targeting the <b>senior</b> market to address needs of an aging population. Many companies offer policies tailored to the needs of senior applicants. These are often low to moderate face value whole life insurance policies, to allow a senior citizen purchasing insurance at an older issue age an opportunity to buy affordable insurance. This may also be marketed as <b>final expense insurance</b>, and an agent or company may suggest (but not require) that the policy proceeds could be used for end-of-life expenses.</p> <p><b>Preneed</b> (or prepaid) insurance policies are whole life policies that, although available at any age, are usually offered to older applicants as well. This type of insurance is designed specifically to cover <a href="http://en.wikipedia.org/wiki/Funeral" title="Funeral">funeral</a> expenses when the insured person dies. In many cases, the applicant signs a prefunded funeral arrangement with a <a href="http://en.wikipedia.org/wiki/Funeral_home" title="Funeral home">funeral home</a> at the time the policy is applied for. The death proceeds are then guaranteed to be directed first to the funeral services provider for payment of services rendered. Most contracts dictate that any excess proceeds will go either to the insured's estate or a designated beneficiary.</p> <p>These products are sometimes assigned into a trust at the time of issue, or shortly after issue. The policies are irrevocably assigned to the trust, and the trust becomes the owner. Since a whole life policy has a cash value component, and a loan provision, it may be considered an asset; assigning the policy to a trust means that it can no longer be considered an asset for that individual. This can impact an individual's ability to qualify for Medicare or Medicaid.</p> <p><a name="Investment_policies" id="Investment_policies"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Investment policies</span></h2> <p><a name="With-profits_policies" id="With-profits_policies"></a></p> <h3><span class="editsection"></span><span class="mw-headline">With-profits policies</span></h3> <dl><dd> <div class="noprint relarticle mainarticle"><i>Main article: <a href="http://en.wikipedia.org/wiki/With-profits_policy" title="With-profits policy">With-profits policy</a></i></div> </dd></dl> <p>Some policies allow the policyholder to participate in the profits of the insurance company these are <a href="http://en.wikipedia.org/wiki/With-profits_policy" title="With-profits policy">with-profits policies</a>. Other policies have no rights to participate in the profits of the company, these are <i>non-profit</i> policies.</p> <p>With-profits policies are used as a form of <a href="http://en.wikipedia.org/wiki/Collective_investment" class="mw-redirect" title="Collective investment">collective investment</a> to achieve capital growth. Other policies offer a guaranteed return not dependent on the company's underlying investment performance; these are often referred to as <i>without-profit</i> policies which may be construed as a misnomer.</p> <p><a name="Insurance.2FInvestment_Bonds" id="Insurance.2FInvestment_Bonds"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Insurance/Investment Bonds</span></h3> <dl><dd> <div class="noprint relarticle mainarticle"><i>Main article: <a href="http://en.wikipedia.org/wiki/Insurance_bond" title="Insurance bond">Insurance bond</a></i></div> </dd></dl> <p><a name="Pensions" id="Pensions"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Pensions</span></h3> <p>Pensions are a form of life assurance. However, whilst basic life assurance, <a href="http://en.wikipedia.org/w/index.php?title=Permanent_health_insurance&action=edit&redlink=1" class="new" title="Permanent health insurance (page does not exist)">permanent health insurance</a> and non-pensions annuity business includes an amount of <a href="http://en.wikipedia.org/w/index.php?title=Mortality_risk&action=edit&redlink=1" class="new" title="Mortality risk (page does not exist)">mortality</a> or <a href="http://en.wikipedia.org/w/index.php?title=Morbidity_risk&action=edit&redlink=1" class="new" title="Morbidity risk (page does not exist)">morbidity risk</a> for the insurer, for pensions there is a <a href="http://en.wikipedia.org/w/index.php?title=Longevity_risk&action=edit&redlink=1" class="new" title="Longevity risk (page does not exist)">longevity risk</a>.</p> <p>A pension fund will be built up throughout a person's working life. When the person retires, the pension will become <i>in payment,</i> and at some stage the pensioner will buy an annuity contract, which will guarantee a certain pay-out each month until death.</p> <p><a name="Annuities" id="Annuities"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Annuities</span></h2> <p>An annuity is a contract with an insurance company whereby the purchaser pays an initial premium or premiums into a tax-deferred account, which pays out a sum at pre-determined intervals. There are two periods: the accumulation (when payments are paid into the account) and the annuitization (when the insurance company pays out). For example, a policy holder may pay £10,000, and in return receive £150 each month until he dies; or £1,000 for each of 14 years or death benefits if he dies before the full term of the annuity has elapsed. Tax penalties and insurance company surrender charges may apply to premature withdrawals (if indeed these are allowed; in most markets outside the U.S. the policy owner has no right to end the contract prematurely).</p> <p><a name="Tax_and_life_insurance" id="Tax_and_life_insurance"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Tax and life insurance</span></h2> <p><a name="Taxation_of_life_insurance_in_the_United_States" id="Taxation_of_life_insurance_in_the_United_States"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Taxation of life insurance in the United States</span></h3> <p>Premiums paid by the policy owner are normally not deductible for federal and state <a href="http://en.wikipedia.org/wiki/Income_tax" title="Income tax">income tax</a> purposes.</p> <p>Proceeds paid by the insurer upon death of the insured are not includible in taxable income for federal and state income tax purposes; however, if the proceeds are included in the "estate" of the deceased, it is likely they will be subject to federal and state <a href="http://en.wikipedia.org/wiki/Estate_tax_%28United_States%29" class="mw-redirect" title="Estate tax (United States)">estate and inheritance tax</a>.</p> <p>Cash value increases within the policy are not subject to income taxes unless certain events occur. For this reason, insurance policies can be a legal and legitimate tax shelter wherein savings can increase without taxation until the owner withdraws the money from the policy. On flexible-premium policies, large deposits of premium could cause the contract to be considered a "Modified Endowment Contract" by the IRS, which negates many of the tax advantages associated with life insurance. The insurance company, in most cases, will inform the policy owner of this danger before applying their premium.</p> <p>Tax deferred benefit from a life insurance policy may be offset by its low return or high cost in some cases. This depends upon the insuring company, type of policy and other variables (mortality, market return, etc.). Also, other income tax saving vehicles (i.e. IRA, 401K or Roth IRA) appear to be better alternatives for value accumulation, at least for more sophisticated investors who can keep track of multiple financial vehicles. The combination of low-cost term life insurance and higher return tax-efficient retirement accounts can achieve better performance, assuming that the insurance itself is only needed for a limited amount of time.</p> <p>The tax ramifications of life insurance are complex. The policy owner would be well advised to carefully consider them. As always, Congress or the state legislatures can change the tax laws at any time.</p> <p><a name="Taxation_of_life_assurance_in_the_United_Kingdom" id="Taxation_of_life_assurance_in_the_United_Kingdom"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Taxation of life assurance in the United Kingdom</span></h3> <p>Premiums are not usually allowable against <a href="http://en.wikipedia.org/wiki/Income_tax" title="Income tax">income tax</a> or <a href="http://en.wikipedia.org/wiki/Corporation_tax" class="mw-redirect" title="Corporation tax">corporation tax</a>, however qualifying policies issued prior to 14 March 1984 do still attract LAPR (Life Assurance Premium Relief) at 15% (with the net premium being collected from the policyholder).</p> <p>Non-investment life policies do not normally attract either income tax or capital gains tax on claim. If the policy has as investment element such as an endowment policy, whole of life policy or an investment bond then the tax treatment is determined by the qualifying status of the policy.</p> <p>Qualifying status is determined at the outset of the policy if the contract meets certain criteria. Essentially, long term contracts (10 years plus) tend to be qualifying policies and the proceeds are free from income tax and capital gains tax. Single premium contracts and those run for a short term are subject to income tax depending upon your marginal rate in the year you make a gain. All (UK) insurers pay a special rate of corporation tax on the profits from their life book; this is deemed as meeting the lower rate (20% in 2005-06) liability for policyholders. Therefore if you are a higher rate taxpayer (40% in 2005-06), or become one through the transaction, you must pay tax on the gain at the difference between the higher and the lower rate. This gain may be reduced by applying a complicated calculation called top-slicing based on the number of years you have held the policy.</p> <p>Although this is complicated, the taxation of life assurance based investment contracts may be beneficial compared to alternative equity based collective investment schemes (unit trusts, investment trusts and OEICs). One feature which especially favors investment bonds is the ability to draw 5% of the original investment amount each policy year without being subject to any taxation on the amount withdrawn. The withdrawal is deemed by HMRC (Her Majesty's Revenue and Customs) to be a payment of capital and therefore the tax calculation is deferred until further encashment above the 5% limit. This is an especially useful tax planning tool for higher rate taxpayers who expect to become basic rate taxpayers at some predictable point in the future (e.g. retirement).</p> <p>The proceeds of a life policy will be included in the estate for inheritance tax (IHT) purposes. Policies written in trust may fall outside the estate for IHT purposes but it's not always that simple. If in doubt you should seek profession advice from an IFA (Independent Financial Adviser) who is registered with the government regulator: the <a href="http://en.wikipedia.org/wiki/Financial_Services_Authority" title="Financial Services Authority">Financial Services Authority</a>.</p> <p><a name="Pension_Term_Assurance" id="Pension_Term_Assurance"></a></p> <h4><span class="editsection"></span><span class="mw-headline">Pension Term Assurance</span></h4> <p>Although available before April 2006, from this date <a href="http://en.wikipedia.org/wiki/Pension_term_assurance" title="Pension term assurance">pension term assurance</a> became widely available in the UK. Most UK product providers adopted the name "life insurance with tax relief" for the product. <a href="http://en.wikipedia.org/wiki/Pension_term_assurance" title="Pension term assurance">Pension term assurance</a> is effectively normal term life assurance with tax relief on the premiums. All premiums are paid net of basic rate tax at 22%, and higher rate tax payers can gain an extra 18% tax relief via their tax return. Although not suitable for all, PTA briefly became one of the most common forms of life assurance sold in the UK until the Chancellor, Gordon Brown, announced the withdrawal of the scheme in his pre-budget announcement on 6 December 2006. The tax relief ceased to be available to new policies transacted after 6 December 2006, however, existing policies have been allowed to continue to enjoy tax relief so far.</p> <p><a name="History" id="History"></a></p> <h2><span class="editsection"></span><span class="mw-headline">History</span></h2> <p>Insurance began as a way of reducing the risk of traders, as early as 5000 BC in <a href="http://en.wikipedia.org/wiki/China" title="China">China</a> and 4500 BC in <a href="http://en.wikipedia.org/wiki/Babylon" title="Babylon">Babylon</a>. Life insurance dates only to ancient Rome; "burial clubs" covered the cost of members' funeral expenses and helped survivors monetarily. Modern life insurance started in late 17th century <a href="http://en.wikipedia.org/wiki/England" title="England">England</a>, originally as insurance for traders: merchants, ship owners and underwriters met to discuss deals at Lloyd's Coffee House, predecessor to the famous <a href="http://en.wikipedia.org/wiki/Lloyd%27s_of_London" title="Lloyd's of London">Lloyd's of London</a>.</p> <p>The first insurance company in the <a href="http://en.wikipedia.org/wiki/United_States" title="United States">United States</a> was formed in <a href="http://en.wikipedia.org/wiki/Charleston%2C_South_Carolina" title="Charleston, South Carolina">Charleston, South Carolina</a> in 1732, but it provided only fire insurance. The sale of life insurance in the U.S. began in the late 1760s. The <a href="http://en.wikipedia.org/wiki/Presbyterian" class="mw-redirect" title="Presbyterian">Presbyterian</a> Synods in <a href="http://en.wikipedia.org/wiki/Philadelphia" title="Philadelphia">Philadelphia</a> and <a href="http://en.wikipedia.org/wiki/New_York" title="New York">New York</a> created the Corporation for Relief of Poor and Distressed Widows and Children of Presbyterian Ministers in 1759; <a href="http://en.wikipedia.org/wiki/Episcopal_Church_in_the_United_States_of_America" title="Episcopal Church in the United States of America">Episcopalian</a> priests organized a similar fund in 1769. Between 1787 and 1837 more than two dozen life insurance companies were started, but fewer than half a dozen survived.</p> <p>Prior to the <a href="http://en.wikipedia.org/wiki/American_Civil_War" title="American Civil War">American Civil War</a>, many insurance companies in the United States insured the lives of <a href="http://en.wikipedia.org/wiki/Slaves" class="mw-redirect" title="Slaves">slaves</a> for their owners. In response to bills passed in <a href="http://en.wikipedia.org/wiki/California" title="California">California</a> in 2001 and in <a href="http://en.wikipedia.org/wiki/Illinois" title="Illinois">Illinois</a> in 2003, the companies have been required to search their records for such policies. <a href="http://en.wikipedia.org/wiki/New_York_Life_Insurance_Company" title="New York Life Insurance Company">New York Life</a> for example reported that Nautilus sold 485 slaveholder life insurance policies during a two-year period in the 1840s; they added that their trustees voted to end the sale of such policies 15 years before the <a href="http://en.wikipedia.org/wiki/Emancipation_Proclamation" title="Emancipation Proclamation">Emancipation Proclamation</a>.</p> <p><a name="Market_trends" id="Market_trends"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Market trends</span></h3> <div class="thumb tright"> <div class="thumbinner" style="width: 182px;"><a href="http://en.wikipedia.org/wiki/Image:2005life_premia.PNG" class="image" title="Life insurance premiums written in 2005"><img alt="Life insurance premiums written in 2005" src="http://upload.wikimedia.org/wikipedia/en/thumb/3/36/2005life_premia.PNG/180px-2005life_premia.PNG" class="thumbimage" border="0" height="79" width="180" /></a> <div class="thumbcaption"> <div class="magnify"><a href="http://en.wikipedia.org/wiki/Image:2005life_premia.PNG" class="internal" title="Enlarge"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></a></div> Life insurance premiums written in 2005</div> </div> </div> <p>According to a study by <a href="http://en.wikipedia.org/wiki/Swiss_Re" title="Swiss Re">Swiss Re</a>, EU was the largest market for life insurance premiums written in 2005 followed by the USA and Japan.</p> <p><a name="Criticism" id="Criticism"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Criticism</span></h2> <p>Although some aspects of the application process (such as underwriting and insurable interest provisions) make it difficult, life insurance policies have been used in cases of exploitation and fraud. In the case of life insurance, there is a motivation to purchase a life insurance policy, particularly if the face value is substantial, and then kill the insured.</p> <p>The <a href="http://en.wikipedia.org/wiki/Television_series" class="mw-redirect" title="Television series">television series</a> <i><a href="http://en.wikipedia.org/wiki/Forensic_Files" title="Forensic Files">Forensic Files</a></i> has included episodes that feature this scenario. There was also a documented case in 2006, where two elderly women are accused of taking in homeless men and assisting them. As part of their assistance, they took out life insurance on the men. After the contestability period ended on the policies (most life contracts have a standard contestability period of two years), the women are alleged to have had the men killed via hit-and-run car crashes.<sup id="cite_ref-5" class="reference"><a href="http://en.wikipedia.org/wiki/Life_insurance#cite_note-5" title="">[6]</a></sup></p> <p>Recently, viatical settlements have thrown the life insurance industry into turmoil. A viatical settlement involves the purchase of a life insurance policy from an elderly or terminally ill policy holder. The policy holder sells the policy (including the right to name the beneficiary) to a purchaser for a price discounted from the policy value. The seller has cash in hand, and the purchaser will realize a profit when the seller dies and the proceeds are delivered to the purchaser. In the meantime, the purchaser continues to pay the premiums. Although both parties have reached an agreeable settlement, insurers are troubled by this trend. Insurers calculate their rates with the assumption that a certain portion of policy holders will seek to redeem the cash value of their insurance policies before death. They also expect that a certain portion will stop paying premiums and forfeit their policies. However, viatical settlements ensure that such policies will with absolute certainty be paid out. Some purchasers, in order to take advantage of the potentially large profits, have even actively sought to collude with uninsured elderly and terminally ill patients, and created policies that would have not otherwise been purchased. Likewise, these policies are guaranteed losses from the insurers' perspective.</p> <p><a name="See_also" id="See_also"></a></p> <h2><span class="editsection"></span><span class="mw-headline">See also</span></h2> <ul><li><a href="http://en.wikipedia.org/wiki/Critical_Illness_Insurance" class="mw-redirect" title="Critical Illness Insurance">Critical Illness Insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Term_life_insurance" title="Term life insurance">Term life insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Permanent_life_insurance" title="Permanent life insurance">Permanent life insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Whole_life_insurance" title="Whole life insurance">Whole life insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Universal_life_insurance" title="Universal life insurance">Universal life insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Variable_universal_life_insurance" title="Variable universal life insurance">Variable universal life insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Corporate-owned_life_insurance" title="Corporate-owned life insurance">Corporate-owned life insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Servicemembers%27_Group_Life_Insurance" title="Servicemembers' Group Life Insurance">Servicemembers' Group Life Insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Segregated_fund" title="Segregated fund">Segregated funds</a></li><li><a href="http://en.wikipedia.org/wiki/Annuity_%28financial_contracts%29" title="Annuity (financial contracts)">Annuity (financial contracts)</a></li><li><a href="http://en.wikipedia.org/wiki/Life_annuity" title="Life annuity">Life annuity</a></li><li><a href="http://en.wikipedia.org/wiki/Independent_Financial_Adviser" title="Independent Financial Adviser">Independent Financial Advisers</a></li><li><a href="http://en.wikipedia.org/wiki/Estate_planning" title="Estate planning">Estate planning</a></li><li><a href="http://en.wikipedia.org/wiki/Retirement_plan" title="Retirement plan">Retirement planning</a></li><li><a href="http://en.wikipedia.org/wiki/False_insurance_claims" title="False insurance claims">False insurance claims</a></li><li><a href="http://en.wikipedia.org/wiki/Underwriting" title="Underwriting">Underwriting</a></li><li><a href="http://en.wikipedia.org/wiki/Medical_Underwriting" class="mw-redirect" title="Medical Underwriting">Medical Underwriting</a></li><li><a href="http://en.wikipedia.org/wiki/Life_expectancy" title="Life expectancy">Life expectancy</a></li><li><a href="http://en.wikipedia.org/wiki/Economic_capital" title="Economic capital">Economic capital</a></li><li><a href="http://en.wikipedia.org/wiki/General_insurance" title="General insurance">General insurance</a></li><li><a href="http://en.wikipedia.org/wiki/Pet_insurance" title="Pet insurance">Pet insurance</a></li></ul>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-50064184079976674442008-03-23T17:23:00.000-07:002008-03-23T17:24:44.850-07:00Nationwide Mutual Insurance Company<h1 class="firstHeading">Nationwide Mutual Insurance Company</h1><!-- start content --> <table class="infobox vcard" style="font-size: 90%; width: 23em;"> <tbody><tr> <th class="fn n org" style="text-align: center; font-size: 120%;" colspan="2">Nationwide Mutual Insurance Company</th> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Type</th> <td>Mutual</td> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Founded</th> <td>1926</td> </tr> <tr> <th style="text-align: right; padding-right: 0.75em;">Headquarters</th> <td class="adr">Columbus, Ohio</td> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Key people</th> <td><span class="new">W.G.Jurgensen</span>, CEO</td> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Industry</th> <td>Financial services</td> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Products</th> <td>Insurance</td> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Revenue</th> <td><span style="color: rgb(0, 204, 0); font-size: larger;">▲</span>$21.832 billion USD</td> </tr> <tr class="note"> <th style="text-align: right; padding-right: 0.75em;">Slogan</th> <td>Nationwide is On Your Side</td> </tr> <tr> <th style="text-align: right; padding-right: 0.75em;">Website</th> <td class="url"><span class="external text">www.nationwide.com</span></td> </tr> </tbody></table> <p><b>Nationwide Mutual Insurance Company & Affiliated Companies</b> is a group of large U.S. insurance and financial services companies based in Columbus, Ohio.</p> <p><br /></p> <p><br /></p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><span class="tocnumber">1</span> <span class="toctext">History</span> <ul><li class="toclevel-2"><span class="tocnumber">1.1</span> <span class="toctext">Beginnings as Farm Bureau Mutual</span></li><li class="toclevel-2"><span class="tocnumber">1.2</span> <span class="toctext">Expansion</span></li><li class="toclevel-2"><span class="tocnumber">1.3</span> <span class="toctext">Helping Columbus become a major league city</span></li><li class="toclevel-2"><span class="tocnumber">1.4</span> <span class="toctext">Nationwide Children's Hospital</span></li></ul> </li><li class="toclevel-1"><span class="tocnumber">2</span> <span class="toctext">Competition</span></li><li class="toclevel-1"><span class="tocnumber">3</span> <span class="toctext">CEOs</span></li><li class="toclevel-1"><span class="tocnumber">4</span> <span class="toctext">The Companies</span></li><li class="toclevel-1"><span class="tocnumber">5</span> <span class="toctext">Diversity</span></li><li class="toclevel-1"><span class="tocnumber">6</span> <span class="toctext">References</span></li><li class="toclevel-1"><span class="tocnumber">7</span> <span class="toctext">External links</span> <ul><li class="toclevel-2"><span class="tocnumber">7.1</span> <span class="toctext">General</span></li></ul> </li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="History" id="History"></a></p> <h2><span class="editsection"></span><span class="mw-headline">History</span></h2> <p><a name="Beginnings_as_Farm_Bureau_Mutual" id="Beginnings_as_Farm_Bureau_Mutual"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Beginnings as Farm Bureau Mutual</span></h3> <p>On December 17, 1925, the <span class="mw-redirect">Ohio Farm Bureau Federation</span> incorporated the <b>Farm Bureau Mutual Automobile Insurance Company</b> in Columbus, Ohio. At that time, Ohio law required 100 people to pledge to become policyholders. The first agents managed to recruit ten times that number, and on April 12, 1926, Farm Bureau Mutual started business with 1,000 policyholders.</p> <p>The first product of the new company, as its name implied, was automobile insurance. The company wrote policies only to Ohio farmers. In 1928, Farm Bureau Mutual began offering policies to West Virginia farmers, followed by Maryland, Delaware, Vermont, and North Carolina. Farm Bureau Mutual began underwriting residents of small towns in 1931, and residents in larger cities in 1934.</p> <p><a name="Expansion" id="Expansion"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Expansion</span></h3> <div class="thumb tright"> <div class="thumbinner" style="width: 182px;"><span class="image"><img alt="Nationwide sign outside of One Nationwide Plaza." src="http://upload.wikimedia.org/wikipedia/en/thumb/d/d0/Nationwide_CIMG7261.JPG/180px-Nationwide_CIMG7261.JPG" class="thumbimage" border="0" height="240" width="180" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> Nationwide sign outside of One Nationwide Plaza.</div> </div> </div> <p>Also in 1934, Farm Bureau Mutual began offering fire insurance. This product grew the following year with the purchase of a struggling fire insurance company. With growth came a need for expansion of office space. In 1936, the company moved to the famous <b>246 Building</b> at 246 N. High Street in Columbus. By 1943, Farm Bureau Mutual operated in 12 states and the <span class="mw-redirect">District of Columbia</span>. Even with the tripling of space in the 246 Building (which was finally dedicated on the 25th anniversary of the company), Farm Bureau Mutual still had insufficient office space, and began opening regional offices in 1951.</p> <p>In 1955, Farm Bureau Mutual changed its name to <b>Nationwide Insurance</b>, a name by which it's commonly known today. In the 10 years that followed, Nationwide expanded into Oregon, making the company truly "nationwide". It also expanded into 19 other states, bringing the total by 1965 to 32 states and the District of Columbia.</p> <p>Nationwide outgrew the 246 Building by the 1970s and work began on a new skyscraper headquarters for the company. In 1978, One Nationwide Plaza was completed at the southwest corner of N. High Street and Nationwide Blvd. on the northern edge of downtown Columbus, Ohio. Since 1978, Nationwide has added the following to its presence in Downtown Columbus: Plaza Two (on the northeast corner of High Street and Chestnut), Plaza Three (just west of High Street and Chestnut), Plaza Four (Front Street), and 275 Marconi (behind Plazas One and Three on Marconi Blvd) which together with Plaza One form the primary downtown complex. In addition to downtown Columbus, Nationwide also has a significant presence in the suburbs of Dublin and Grove City.</p> <p>Nationwide currently has about 35,000 employees, and is ranked #98 in the most recent Fortune 100. <span class="external autonumber">[1]</span></p> <p><a name="Helping_Columbus_become_a_major_league_city" id="Helping_Columbus_become_a_major_league_city"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Helping Columbus become a major league city</span></h3> <p>By 1997, the city of Columbus had grown to become the 15th largest city in the United States. However, Columbus by this time was the largest American city without what would be considered a major professional sports franchise; that is, one competing in the leagues of Major League Baseball, the National Football League, the National Basketball Association, or the National Hockey League. After plans to move the Hartford Whalers to Columbus failed when voters rejected a <span class="mw-redirect">tax levy</span>, the Nationwide Mutual Insurance Company announced that it would build an arena adjacent to One Nationwide Plaza in an effort to bring an NHL <span class="mw-redirect">franchise</span> to Columbus.</p> <p>This second effort was successful, and the Columbus Blue Jackets began play at Nationwide Arena in late 2000. Nationwide Arena, named for the company, is the centerpiece of the Arena District, an area of entertainment venues, restaurants, and hotels linking downtown Columbus with The Short North neighborhood.</p> <p><a name="Nationwide_Children.27s_Hospital" id="Nationwide_Children.27s_Hospital"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Nationwide Children's Hospital</span></h3> <p>On September 24, 2007 Columbus Children's Hospital was rededicated as Nationwide Children's Hospital. This was done in response to a $50 million donation to the hospital by Nationwide. <sup id="_ref-0" class="reference">[1]</sup></p> <p><br /></p> <div class="thumb tright"> <div class="thumbinner" style="width: 202px;"><span class="image"><img alt="One Nationwide Plaza, the headquarters in Columbus." src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/52/Columbus-ohio-nationwide-headquarters.jpg/200px-Columbus-ohio-nationwide-headquarters.jpg" class="thumbimage" border="0" height="292" width="200" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> One Nationwide Plaza, the headquarters in Columbus.</div> </div> </div> <p><a name="Competition" id="Competition"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Competition</span></h2> <p>In an industry with little product differentiation, Nationwide's major competitors include State Farm, Allstate, Progressive, GEICO, and USAA.</p> <p><a name="CEOs" id="CEOs"></a></p> <h2><span class="editsection"></span><span class="mw-headline">CEOs</span></h2> <table class="wikitable"> <tbody><tr> <th>CEO</th> <th>Years Served</th> </tr> <tr> <td><span class="new">Murray Lincoln</span></td> <td>1925 - 1964</td> </tr> <tr> <td><span class="new">Bowman Doss</span></td> <td>1964 - 1969</td> </tr> <tr> <td><span class="new">George Dunlap</span></td> <td>1969 - 1972</td> </tr> <tr> <td><span class="new">Dean Jeffers</span></td> <td>1972 - 1981</td> </tr> <tr> <td><span class="new">John Fisher</span></td> <td>1981 - 1992</td> </tr> <tr> <td><span class="new">Dimon McPherson</span></td> <td>1992 - 2000</td> </tr> <tr> <td><span class="new">Jerry Jurgensen</span></td> <td>2000 - Present</td> </tr> </tbody></table> <p><a name="The_Companies" id="The_Companies"></a></p> <h2><span class="editsection"></span><span class="mw-headline">The Companies</span></h2> <p>Nationwide is one of the largest insurance and financial services companies in the world, focusing on domestic property and casualty insurance, life insurance and retirement savings, asset management, and strategic investments.</p> <p>The Nationwide family includes:</p> <p><b>Property and Casualty</b></p> <ul><li>Nationwide Mutual Insurance Company</li><li>Nationwide Mutual Fire Insurance Company</li><li>Nationwide Property and Casualty Insurance Company</li><li>Nationwide General Insurance Company</li><li>Nationwide Insurance Company of America</li><li>Nationwide Affinity Insurance Company of America</li><li>Nationwide Insurance Company of Florida</li><li>Nationwide Lloyds</li><li>Colonial County Mutual Insurance Company</li><li>Nationwide Assurance Company</li><li>Insurance Intermediaries, Inc.</li><li>Allied Property and Casualty Insurance Company</li><li>AMCO Insurance Company</li><li>Depositors Insurance Company</li><li>Nationwide Agribusiness Insurance/Farmland Mutual Insurance Company</li><li>THI Holdings (Delaware), Inc.</li></ul> <p>Titan Indemnity Company, Titan Insurance Company, Victoria Fire & Casualty Company, Victoria Select Insurance Company, Victoria Automobile Insurance Company, Victoria National Insurance Company, Victoria Specialty Insurance Company,</p> <ul><li>Scottsdale Insurance Company</li></ul> <p>National Casualty Company, Scottsdale Indemnity Company, Scottsdale Surplus Lines Insurance, Company Western Heritage Insurance Company.</p> <p><b>Mortgage</b></p> <ul><li>Nationwide Advantage Mortgage</li></ul> <p><b>Life Insurance and Retirement Savings</b></p> <ul><li>Nationwide Financial Services Inc. (NYSE: <span class="external text">NFS</span>)</li><li>National Deferred Compensation, Inc.</li><li>Nationwide Trust Company, FSB</li><li>NFS Distributors, Inc.</li><li>Pension Associates, Inc.</li><li>Nationwide Financial Institution Distributors Agency, Inc.</li><li>Nationwide Financial Services (Bermuda), Ltd.</li><li>Financial Horizons Distributors Agency of Alabama, Inc.</li><li>Financial Horizons Distributors Agency of Ohio, Inc.</li><li>Financial Horizons Distributors Agency of Oklahoma, Inc.</li><li>Financial Horizons Distributors Agency of Texas, Inc.</li><li>Nationwide Financial Institution</li><li>Distributors Insurance Agency, Inc. of Mass.</li><li>Nationwide Financial Institution</li><li>Distributors Agency, Inc. of New Mexico</li><li>Nationwide Financial Network</li><li>1717 Capital Management</li><li>Nationwide Securities, Inc.</li><li>Nationwide Life and Annuity Insurance Company</li><li>Nationwide Life Insurance Company</li><li>Nationwide Retirement Solutions</li><li>Nationwide Retirement Solutions, Inc. of Alabama</li><li>Nationwide Retirement Solutions, Inc. of Arizona</li><li>Nationwide Retirement Solutions, Inc. of Arkansas</li><li>Nationwide Retirement Solutions, Inc. of Montana</li><li>Nationwide Retirement Solutions, Inc. of Nevada</li><li>Nationwide Retirement Solutions, Inc. of New Mexico</li><li>Nationwide Retirement Solutions, Inc. of Ohio</li><li>Nationwide Retirement Solutions, Inc. of Oklahoma</li><li>Nationwide Retirement Solutions, Inc. of So. Dakota</li><li>Nationwide Retirement Solutions, Inc. of Texas</li><li>Nationwide Retirement Solutions, Inc. of Wyoming</li><li>Nationwide Retirement Solutions, Ins. Agency, Inc.</li><li>The 401(k) Company <b>(Sold lately)</b></li></ul> <p>401(k) Investment Services, Inc., 401(k) Investment Advisors, Inc., Riverview Agency, Inc.</p> <ul><li>Financial Settlement Services Agency, Inc.</li><li>Nationwide Investment Services Corporation</li><li>TBG Financial</li></ul> <p><b>Asset Management</b></p> <ul><li>Gartmore Group</li></ul> <p>Coda Capital Management LLC, Gartmore Distribution Services, Inc., Corviant Corporation, Gartmore Global Asset Management Trust, Gartmore Global Partners, Gartmore Investors Services, Inc., Gartmore Morley capital Management, Inc., Gartmore Mutual Fund Capital Trust, Gartmore Mutual Funds, Gartmore Mutual Funds II, Inc., Gartmore SA Capital Trust, Gartmore Separate Accounts, LLC, Gartmore Trust Company, Gartmore Variable Insurance Trust, NorthPoint Capital, LLC.</p> <p><b>Strategic Investments</b></p> <ul><li>GatesMcDonald & Company</li></ul> <p>GatesMcDonald HealthPlus, Inc., MedProSolutions, Inc.</p> <ul><li>Nationwide Advantage Mortgage Company</li></ul> <p>Nationwide Health Plans, Nationwide Management Systems, Nationwide Life Insurance Company (Employee Group Life & Health), Nationwide Mutual (Group Health), National Casualty (Group Health),</p> <ul><li>Nationwide Global Holdings</li><li>Nationwide Mutual Capital</li></ul> <p>In Texas, products are supported by:</p> <ul><li>Allied Property and Casualty Insurance Company</li><li>Colonial County Mutual Insurance Company</li><li>Depositors Insurance Company</li><li>Farmland Mutual Insurance Company</li><li>National Casualty Company</li><li>Nationwide Affinity Insurance Company of America</li><li>Nationwide Agribusiness Insurance Company</li><li>Nationwide General Insurance Company</li><li>Nationwide Insurance Company of America</li><li>Nationwide Mutual Fire Insurance Company</li><li>Nationwide Property and Casualty Insurance Company</li><li>Scottsdale Indemnity Company</li><li>Nationwide Assurance Company</li><li>Nationwide Securities, Inc.</li><li>Nationwide Financial Services, Inc.</li><li>Nationwide Lloyds</li><li>NASCAR Nationwide Series</li></ul> <p>Additionally, Nationwide Communications, a broadcasting company that owned radio station WNCI, was once owned by Nationwide.</p> <p><a name="Diversity" id="Diversity"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Diversity</span></h2> Since 2004, Nationwide has continuously received a 100% rating each year on the Corporate Equality Index, which is released by the gay rights activist group Human Rights Campaign. Nationwide includes “sexual orientation” and “gender identity” in its <span class="mw-redirect">equal employment opportunity</span> policy, and provides diversity training to its employees on sexual orientationUnknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-38193201303481241212008-03-23T17:22:00.000-07:002008-03-23T17:23:24.383-07:00North Carolina Mutual Life Insurance Company Building<h1 class="firstHeading">North Carolina Mutual Life Insurance Company Building</h1><!-- start content --> <table class="infobox" style="width: 240px; font-size: 90%;"> <tbody><tr> <th colspan="2" style="background: rgb(168, 237, 239) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">North Carolina Mutual Life Insurance Company Building</th> </tr> <tr style="text-align: center;"> <td colspan="2" style="background-color: SkyBlue; line-height: 1.2;">(U.S. National Historic Landmark)</td> </tr> <tr> <td colspan="2" style="text-align: center;"> <div style="width: 222px; float: none; clear: both;"> <div style="padding: 0px; position: relative; width: 220px;"><span class="image"><img alt="North Carolina Mutual Life Insurance Company Building (North Carolina)" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4b/North_Carolina_Locator_Map_with_US.PNG/220px-North_Carolina_Locator_Map_with_US.PNG" border="0" height="84" width="220" /></span><br /><div style="margin: 0pt; padding: 0pt; position: absolute; z-index: 2; top: 23.5%; left: 60.2%; height: 0pt; width: 0pt;"> <div style="position: relative; text-align: center; left: -4px; top: -4px; width: 8px; font-size: 8px;"><span class="image"><img alt="North Carolina Mutual Life Insurance Company Building" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2f/Red_pog2.svg/8px-Red_pog2.svg.png" border="0" height="8" width="8" /></span></div> </div> </div> </div> </td> </tr> <tr> <td><b>Location:</b></td> <td>114-116 W. Parrish St., Durham, North Carolina</td> </tr> <tr> <td><b>Coordinates:</b></td> <td><span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for 35°59′43.5″N 78°54′1.66″W"><span class="latitude">35°59′43.5″N</span> <span class="longitude">78°54′1.66″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 35.995417 -78.9004611"><span class="latitude">35.995417</span>, <span class="longitude">-78.9004611</span></span></span></span></span><span id="coordinates">Coordinates: <span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for 35°59′43.5″N 78°54′1.66″W"><span class="latitude">35°59′43.5″N</span> <span class="longitude">78°54′1.66″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 35.995417 -78.9004611"><span class="latitude">35.995417</span>, <span class="longitude">-78.9004611</span></span></span></span></span></span></td> </tr> <tr> <td><b>Built/Founded:</b></td> <td>1898</td> </tr> <tr> <td><b>Architect:</b></td> <td>Unknown</td> </tr> <tr> <td><b>Architectural style(s):</b></td> <td>No Style Listed</td> </tr> <tr> <td><b>Designated as NHL:</b></td> <td>May 15, 1975<sup id="cite_ref-nhlsum_0-0" class="reference">[1]</sup></td> </tr> <tr> <td><b>Added to NRHP:</b></td> <td>May 15, 1975<sup id="cite_ref-nris_1-0" class="reference">[2]</sup></td> </tr> <tr> <td><b>NRHP Reference#:</b></td> <td>75001258</td> </tr> <tr> <td style="white-space: nowrap;"><b>Governing body:</b></td> <td>Private</td> </tr> </tbody></table> <p><b>North Carolina Mutual Life Insurance Company Building</b>, also known as <b>Mechanics and Farmers Bank</b>, is a building.</p> It was declared a National Historic Landmark in 1975Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-57806481951145003092008-03-23T17:21:00.000-07:002008-03-23T17:22:35.862-07:00Great American Insurance Building at Queen City Square<h1 class="firstHeading">Great American Insurance Building at Queen City Square</h1><!-- start content --> <table style="" class="metadata plainlinks ambox ambox-notice"> <tbody><tr> <td class="ambox-image"> <div style="width: 52px;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/df/Gnome_globe_current_event.svg/42px-Gnome_globe_current_event.svg.png" border="0" height="42" width="42" /></span></div> </td> <td class="ambox-text"><br /></td> <td class="ambox-imageright"> <div style="width: 52px;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/ad/Tower_crane_colorize.png/40px-Tower_crane_colorize.png" border="0" height="40" width="40" /></span></div> </td> </tr> </tbody></table> <table class="infobox vcard" style="clear: right; float: right; width: 20em; font-size: 90%;"> <tbody><tr> <td colspan="2" class="fn org" style="font-size: larger; text-align: center;"><b>Great American Insurance Building at Queen City Square</b></td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; margin-top: 10px;">Information</th> </tr> <tr> <td><b>Location</b></td> <td><span class="label">300 East Third Street<br /><span class="mw-redirect">Cincinnati</span>, Ohio</span></td> </tr> <tr> <td><b>Status</b></td> <td>Construction imminent</td> </tr> <tr> <td><b>Groundbreaking</b></td> <td>Spring 2008</td> </tr> <tr> <td style="line-height: 10pt;"><b>Estimated completion</b></td> <td>2011</td> </tr> <tr> <td><b>Opening</b></td> <td>2011</td> </tr> <tr> <td><b>Use</b></td> <td>Office</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Height</th> </tr> <tr> <td><b>Roof</b></td> <td>201m (660 ft)</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Technical details</th> </tr> <tr> <td><b>Floor count</b></td> <td>40</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Companies</th> </tr> <tr> <td><b>Architect</b></td> <td>Gyo Obata (Hellmuth, Obata and Kassabaum)</td> </tr> <tr> <td><b>Contractor</b></td> <td>Turner Construction Company</td> </tr> <tr> <td><b>Developer</b></td> <td>Western & Southern Financial Group</td> </tr> </tbody></table> <p>The <b>Great American Insurance Building at Queen City Square</b> is a proposed skyscraper in Cincinnati, Ohio. The tower is expected to begin construction in 2008, with completion set for 2011 at a cost of $300 million.<sup id="_ref-0" class="reference">[1]</sup> Half the building will be occupied by <span class="mw-redirect">Great American Insurance Company</span> headquartered in Cincinnati.<sup id="_ref-1" class="reference">[2]</sup></p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><span class="tocnumber">1</span> <span class="toctext">Background</span></li><li class="toclevel-1"><span class="tocnumber">2</span> <span class="toctext">Design</span></li><li class="toclevel-1"><span class="tocnumber">3</span> <span class="toctext">Footnotes</span></li><li class="toclevel-1"><span class="tocnumber">4</span> <span class="toctext">References</span></li><li class="toclevel-1"><span class="tocnumber">5</span> <span class="toctext">External links</span></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="Background" id="Background"></a></p> <h2><span class="editsection"></span> <span class="mw-headline">Background</span></h2> <p>Western & Southern Financial Group had floated the idea of constructing a tower for the last twenty years, following the last construction boom in <span class="mw-redirect">Downtown Cincinnati</span>. In 2002 the project was revived.<sup id="_ref-2" class="reference">[3]</sup> Current plans call for a tower with over 800,000 square feet of office space.<sup id="_ref-3" class="reference">[4]</sup> When the tower is completed in 2011, it will be 660 feet high, 86 feet higher than the Carew Tower, currently the tallest building in Cincinnati.<sup id="_ref-Diana_0" class="reference">[5]</sup> The building will be reviewed by the Urban Design Review Board to determine whether its parameters conform to the outline in the Cincinnati 2000 plan for downtown which will ultimately decide whether or not to approve the project.<sup id="_ref-4" class="reference">[6]</sup></p> <p><a name="Design" id="Design"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Design</span></h2> The building's architect, Gyo Obata, designed the building to include a top inspired by Diana, Princess of Wales's tiara. Gyo was flipping through books when he came upon a picture of Diana wearing a crown. "That's perfect. Here we have the crown of the building, and the nickname for the city is Queen City," said Joe Robertson of Hellmuth, Obata and Kassabaum remarking to Gyo when he first saw the picture.<sup id="_ref-Diana_1" class="reference">[5]</sup> The building will be constructed of glass and aluminum.<sup id="_ref-Diana_2" class="reference">[5]</sup> It has met with approval from Sue Ann Painter, author of "Architecture in Cincinnati" (Ohio University Press, 2006), who believes the skyscraper's headdress recalls the iconic Chrysler Building. She continues to say that the building is somewhat conservative, but pays homage to the other skyscrapers in Cincinnati.<sup id="_ref-Diana_3" class="reference">[5]</sup> Jay Chatterjee, a former dean of the University of Cincinnati College of Design, Art, Architecture & Planning says that the design is similar to buildings constructed in the United States during the 1980s, that it does not break any new ground at allUnknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-9317116358563425342008-03-23T17:20:00.000-07:002008-03-23T17:21:11.908-07:00Phoenix Mutual Life Insurance Building<h1 class="firstHeading">Phoenix Mutual Life Insurance Building</h1><!-- start content --> <div class="thumb tright"> <div class="thumbinner" style="width: 252px;"><span class="image"><img alt="Phoenix Mutual Life Insurance Building" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/f7/Phoenix_Mutual_Life_Insurance_Building%2C_Hartford_CT_-_edge.JPG/250px-Phoenix_Mutual_Life_Insurance_Building%2C_Hartford_CT_-_edge.JPG" class="thumbimage" border="0" height="333" width="250" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> Phoenix Mutual Life Insurance Building</div> </div> </div> <p>The <b>Phoenix Mutual Life Insurance Building</b>, locally called the "Boat Building", is a notable modernist office building located on Constitution Plaza in <span class="mw-redirect">Hartford</span>. It is listed on the National Register of Historic Places and is the world's first two-sided building.</p> <p>The building was designed by architect Max Abramovitz of Harrison & Abramovitz, who also played a role in designing the United Nations Headquarters and <span class="mw-redirect">Lincoln Center</span> in New York City. The contractor was George A. Fuller Company. Groundbreaking was in 1961, with construction complete in November 1963.</p> <p>The 13-story tower has only two curved sides, in an unusual and striking shape variously termed an elliptic lenticular cylinder or lenticular hyperboloid. Its height is 212 feet (65 meters); it measures 225 feet on its long axis, and 87 feet wide at its maximum width. The ends point east and west, with sides facing north and south.</p> <table class="gallery" cellpadding="0" cellspacing="0"><tbody><tr><td> <div class="gallerybox" style="width: 155px;"> <div class="thumb" style="padding: 28px 0pt; width: 150px;"> <div style="margin-left: auto; margin-right: auto; width: 120px;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2a/Phoenix_Mutual_Life_Insurance_Building%2C_Hartford_CT_-_side.JPG/120px-Phoenix_Mutual_Life_Insurance_Building%2C_Hartford_CT_-_side.JPG" border="0" height="90" width="120" /></span></div> </div> </div> </td> <td> <div class="gallerybox" style="width: 155px;"> <div class="thumb" style="padding: 28px 0pt; width: 150px;"> <div style="margin-left: auto; margin-right: auto; width: 120px;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/6a/Phoenix_Mutual_Life_Insurance_Building%2C_Hartford_CT_-_detail.JPG/120px-Phoenix_Mutual_Life_Insurance_Building%2C_Hartford_CT_-_detail.JPG" border="0" height="90" width="120" /></span></div> </div> </div></td></tr></tbody></table>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-17217712683376399382008-03-23T17:15:00.000-07:002008-03-23T17:16:25.721-07:00bund<table style="text-align: left; margin-left: 0px; margin-right: auto;" border="0" cellpadding="0" cellspacing="20" width="95%"><tbody><tr><td align="left"> <br /></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td align="right"> <img src="http://users.bigpond.net.au/lsc/ionad/Shanghai/images/next.gif" alt="Pudong" border="0" height="21" width="77" /> </td><td> </td> </tr> <tr> <td colspan="7" align="left"> <img src="http://users.bigpond.net.au/lsc/ionad/Shanghai/images/Bund1.JPG" alt="Sassoon House and Bank of China" border="0" height="350" width="528" /> <center> <b>Sassoon House (now Peace Hotel) and<br /> Bank of China buildings</b> </center> </td> <td colspan="3"> The building with the pyramidal roof was formerly known as Sassoon House. The fourth to seventh floors of this 77 metre high building were originally occupied by the Cathay Hotel. Constructed between 1926 and 1929, it was a steel frame structure and a height of 77 metres. <br /><br /> Sassoon House was renamed the Peace Hotel in 1956 and is now the north wing of that hotel with the building - the former Palace Hotel on the opposite side of Nanjing Road being the south wing. <br /><br /> <i>"According to some sources it was in this hotel that Noel Coward wrote his classic play - Private Lives"</i> <br /><br /> The building immediately to the right of Sassoon House is the Bank of China building. Built in 1937, it was designed by Palmer and Turner - the same architects who designed Sassoon House. The 17 storey building has a reinforced concrete frame structure and is built to embody a Chinese style. </td> </tr> <tr> <td colspan="10"> <br /> Originally the site was occupied by the German Club, built in 1907. After the first world war this building was transferred to China as war reparations. It was used as the original Bank of China before the current building replaced it. <br /><br /> <br /> </td> </tr> <tr> <td colspan="3"> The building with the two vertical columns was built as the Yokohama Specie Bank and now houses the Shanghai Textile Holding Corporation. <br /><br /> <i>"The architecture of the building combines neo-classical and Japanese styles. It has an exquisite facade treatment and splendid interior design."</i> (Gao Da). <br /><br /> Like both buildings to its south the Yokohama Specie Bank was designed by the firm of Palmer and Turner but this time to suit a Japanese rather than European client. It has a reinforced concrete structure with an exterior wall of granite. </td> <td colspan="7" align="center"> <img src="http://users.bigpond.net.au/lsc/ionad/Shanghai/images/Bund2.JPG" alt="Yokohama Specie Bank and Yangtze Insurance" border="0" height="390" width="528" /> <center> <b>Yokohama Specie Bank (now Shanghai Textile Holding<br /> Corporation) and Yangtze Insurance buildings</b> </center> </td> </tr> <tr> <td colspan="3" align="center"> <img src="http://users.bigpond.net.au/lsc/ionad/Shanghai/images/Bund4.JPG" alt="Customs House" border="0" height="527" width="350" /> <center> <b>Shanghai Customs House</b> </center> </td> <td colspan="7"> The Customs House was built between 1925 and 1927, replacing a smaller Customs House which stood on the same site. The clock in the tower was the largest in Asia when it was built, its face measuring 5.4 metres in diameter with a 3.17 long minute hand. <br /><br /> <br /><br /> The building has remained true to the purpose for which it was built as it houses the Shanghai Customs department. </td> </tr> <tr> <td colspan="3"> The building in the centre of this picture originally housed the Hong Kong and Shanghai Banking Corporation. It was built between 1921 and 1923 and has a steel frame with a neo-classical style. Reflecting the seasonal variations common to Shanghai, the building was the first in Shanghai to have both heating and cooling systems. <br /><br /> After liberation in 1949 the building became the home of the Shanghai Municipal People's Government until 1995. </td> <td colspan="7" align="left"> <img src="http://users.bigpond.net.au/lsc/ionad/Shanghai/images/Bund5.JPG" alt="Hong Kong and Shanghai Banking Corporation" border="0" height="390" width="528" /> <center> <b>Hong Kong and Shanghai Banking Corporation (now Shanghai<br /> Municipal People's Government) building</b> </center> </td> </tr> <tr> <td colspan="7" align="right"> <img src="http://users.bigpond.net.au/lsc/ionad/Shanghai/images/Bund-Mural_outside_Museum.JPG" alt="Mural outside the Bund Museum" border="0" height="390" width="528" /> <center> <b>Mural outside the Bund Museum</b> </center> </td> <td colspan="3"> The mural in this picture depicts typical Communist party themes with soldiers from the People's Liberation Army walking together with the proletariat and helping women and children. <br /><br /> The mural extends around the steps leading down to the pictorial museum of Shanghai which, as I mentioned above, is well worth a visit. You'll find the museum and mural at the northern end of the Bund just before the Garden (or Outer Free Ferry) Brid</td></tr></tbody></table>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-30003080637378860182008-03-23T17:14:00.001-07:002008-03-23T17:14:44.471-07:00Yangtze Insurance Building<h1 class="firstHeading">Yangtze Insurance Building</h1><!-- start content --> <p>The <b>Yangtze Insurance</b> is a 7 floor building in Shanghai and was completed from 1920s. It was built by architects P & T Architects Limited (Palmer and Turner).</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-22390974869360978662008-03-23T17:12:00.002-07:002008-03-23T17:13:51.825-07:00Royal Insurance Building, Liverpool<h1 class="firstHeading">Royal Insurance Building, Liverpool</h1><!-- start content --> <table style="" class="metadata plainlinks ambox ambox-notice"> <tbody><tr> <td class="ambox-image"> <div style="width: 52px;"><span class="image"><br /></span></div> </td> <td class="ambox-text"><br /></td> </tr> </tbody></table> <table class="infobox vcard" style="width: 25.5em; font-size: 90%; text-align: left;"> <tbody><tr> <td colspan="2" style="font-size: larger; text-align: center;" class="fn org"><b>Royal Insurance Building</b></td> </tr> <tr> <td colspan="2" style="font-size: smaller; text-align: center;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/97/Royal_Insurance_Building_Liverpool.jpg/260px-Royal_Insurance_Building_Liverpool.jpg" border="0" height="314" width="260" /></span><br /></td> </tr> <tr> <th colspan="2" style="background-color: rgb(204, 204, 255); text-align: center;">Building information</th> </tr> <tr> <th>Location</th> <td><span class="label">Liverpool</span></td> </tr> <tr> <th>Country</th> <td>England</td> </tr> <tr> <th>Coordinates</th> <td><span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-nondefault"><span class="geo-dms" title="Maps, aerial photos, and other data for 53°24′27″N 2°59′21″W"><span class="latitude">53°24′27″N</span> <span class="longitude">2°59′21″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-default"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 53.4075 -2.9892"><span class="latitude">53.4075</span>, <span class="longitude">-2.9892</span></span></span></span></span><span id="coordinates">Coordinates: <span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-nondefault"><span class="geo-dms" title="Maps, aerial photos, and other data for 53°24′27″N 2°59′21″W"><span class="latitude">53°24′27″N</span> <span class="longitude">2°59′21″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-default"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 53.4075 -2.9892"><span class="latitude">53.4075</span>, <span class="longitude">-2.9892</span></span></span></span></span></span></td> </tr> <tr class="note"> <th>Architect</th> <td><span class="new">J. Francis Doyle</span></td> </tr> <tr> <th>Construction start date</th> <td>1897</td> </tr> <tr class="note"> <th>Completion date</th> <td>1903</td> </tr> <tr> <th>Structural system</th> <td>Steel frame</td> </tr> </tbody></table> <p>The <b>Royal Insurance Building</b>, Dale Street, Liverpool, England was built between 1897-1903. The architect was <span class="new">J. Francis Doyle</span>. It is a Grade II* listed building. The building's steel frame structure may have been the first such steel frame in the UK. It is finished with an Edwardian Baroque façade of granite and Portland stone, and an elaborate allegorical frieze by the sculptor C.J. Allen.</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-79381653546259724942008-03-23T17:12:00.001-07:002008-03-23T17:12:28.085-07:00Insurance Company of North America Building<h1 class="firstHeading">Insurance Company of North America Building</h1><!-- start content --> <table class="infobox" style="width: 240px; font-size: 90%;"> <tbody><tr> <th colspan="2" style="background: rgb(168, 237, 239) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Insurance Company of North America Building</th> </tr> <tr style="text-align: center;"> <td colspan="2" style="background-color: SkyBlue; line-height: 1.2;">(U.S. National Historic Landmark)</td> </tr> <tr> <td colspan="2" style="text-align: center;"> <div style="width: 222px; float: none; clear: both;"> <div style="padding: 0px; position: relative; width: 220px;"><span class="image"><img alt="Insurance Company of North America Building (Pennsylvania)" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4b/Pennsylvania_Locator_Map_with_US.PNG/220px-Pennsylvania_Locator_Map_with_US.PNG" border="0" height="269" width="220" /></span><br /><div style="margin: 0pt; padding: 0pt; position: absolute; z-index: 2; top: 43.2%; left: 92%; height: 0pt; width: 0pt;"> <div style="position: relative; text-align: center; left: -4px; top: -4px; width: 8px; font-size: 8px;"><span class="image"><img alt="Insurance Company of North America Building" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2f/Red_pog2.svg/8px-Red_pog2.svg.png" border="0" height="8" width="8" /></span></div> </div> </div> </div> </td> </tr> <tr> <td><b>Location:</b></td> <td>1600 Arch St., <span class="mw-redirect">Philadelphia, Pennsylvania</span></td> </tr> <tr> <td><b>Coordinates:</b></td> <td><span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for 39°57′15.86″N 75°10′1.84″W"><span class="latitude">39°57′15.86″N</span> <span class="longitude">75°10′1.84″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 39.9544056 -75.1671778"><span class="latitude">39.9544056</span>, <span class="longitude">-75.1671778</span></span></span></span></span><span id="coordinates">Coordinates: <span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for 39°57′15.86″N 75°10′1.84″W"><span class="latitude">39°57′15.86″N</span> <span class="longitude">75°10′1.84″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 39.9544056 -75.1671778"><span class="latitude">39.9544056</span>, <span class="longitude">-75.1671778</span></span></span></span></span></span></td> </tr> <tr> <td><b>Built/Founded:</b></td> <td>1925</td> </tr> <tr> <td><b>Architect:</b></td> <td>Stone & Webster,Inc.; Stewardson & Page</td> </tr> <tr> <td><b>Architectural style(s):</b></td> <td>Colonial Revival, Late 19th And 20th Century Revivals, Other</td> </tr> <tr> <td><b>Designated as NHL:</b></td> <td><span class="mw-redirect">June 02</span>, 1978<sup id="cite_ref-nhlsum_0-0" class="reference">[1]</sup></td> </tr> <tr> <td><b>Added to NRHP:</b></td> <td><span class="mw-redirect">June 02</span>, 1978<sup id="cite_ref-nris_1-0" class="reference">[2]</sup></td> </tr> <tr> <td><b>NRHP Reference#:</b></td> <td>78002449</td> </tr> <tr> <td style="white-space: nowrap;"><b>Governing body:</b></td> <td>Private</td> </tr> </tbody></table> <p><b>Insurance Company of North America Building</b> is a site significant for its ...</p> It was declared a National Historic Landmark in 1978Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-63313952381192273742008-03-23T17:06:00.000-07:002008-03-23T17:10:07.960-07:00List of tallest buildings in the world<h1 class="firstHeading">List of tallest buildings in the world</h1><!-- start content --> <div class="thumb tright"> <div class="thumbinner" style="width: 202px;"><span class="image"><img alt="Taipei 101, the world's tallest completed building, is located in Taipei City, Taiwan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/00/101.portrait.altonthompson.jpg/200px-101.portrait.altonthompson.jpg" class="thumbimage" border="0" height="383" width="200" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> Taipei 101, the world's tallest completed building, is located in Taipei City, Taiwan</div> </div> </div> <p>These are <b>lists of skyscrapers</b>, ranked by:</p> <ul><li>structural height (vertical elevation from the base to the highest architectural or integral structural element of the building).</li><li>highest point on the building (source unknown)</li></ul> <p>Only buildings with continuous occupiable floors (high-rise buildings) are included. The lists include completed buildings, as well as buildings which have been topped out but are not yet complete. For lists that include non-building structures, <i>See:</i> List of tallest buildings and structures in the world and List of tallest structures in the world.</p> <table id="toc" class="toc" summary="Contents"> <tbody><tr> <td> <div id="toctitle"> <h2>Contents</h2> <span class="toctoggle"></span></div> <ul><li class="toclevel-1"><span class="tocnumber">1</span> <span class="toctext">Ranking criteria and its alternatives</span></li><li class="toclevel-1"><span class="tocnumber">2</span> <span class="toctext">Highest skyscrapers by architectural detail (top 200)</span></li><li class="toclevel-1"><span class="tocnumber">3</span> <span class="toctext">Alternative measurements</span> <ul><li class="toclevel-2"><span class="tocnumber">3.1</span> <span class="toctext">Height to Roof</span></li><li class="toclevel-2"><span class="tocnumber">3.2</span> <span class="toctext">Height to Pinnacle</span></li></ul> </li><li class="toclevel-1"><span class="tocnumber">4</span> <span class="toctext">Skyscrapers under construction</span></li><li class="toclevel-1"><span class="tocnumber">5</span> <span class="toctext">Skyscrapers on-hold</span></li><li class="toclevel-1"><span class="tocnumber">6</span> <span class="toctext">List by continent</span></li><li class="toclevel-1"><span class="tocnumber">7</span> <span class="toctext">Notes</span></li><li class="toclevel-1"><span class="tocnumber">8</span> <span class="toctext">References</span></li><li class="toclevel-1"><span class="tocnumber">9</span> <span class="toctext">External links</span></li></ul> </td> </tr> </tbody></table> <script type="text/javascript"> //<![CDATA[ if (window.showTocToggle) { var tocShowText = "show"; var tocHideText = "hide"; showTocToggle(); } //]]> </script> <p><a name="Ranking_criteria_and_its_alternatives" id="Ranking_criteria_and_its_alternatives"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Ranking criteria and its alternatives</span></h2> <p>Emporis ranks the buildings by highest architectural structural element, which means:<sup id="cite_ref-0" class="reference">[1]</sup></p> <ul><li>height of <i>spire</i>, <i>statues</i> (or any other <b>architecturally integral element</b>) count towards the height of the building</li><li>height of <i>antenna</i>, <i>flagpole</i> (or other detail <b>not classified as architecturally integral element</b>) does not count towards the height of the building</li><li><i>roof height</i> is only relevant if no higher architecturally integral element is present</li></ul> <div class="thumb tleft"> <div class="thumbinner" style="width: 152px;"><span class="image"><img alt="A comparison of the Sears Tower, Taipei 101, the Petronas Twin Towers, and the Empire State Building" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/60/Skyscrapercompare.svg/150px-Skyscrapercompare.svg.png" class="thumbimage" border="0" height="119" width="150" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> A comparison of the Sears Tower, Taipei 101, the Petronas Twin Towers, and the Empire State Building</div> </div> </div> <p>This naturally hurts the rankings of buildings without spires, or with antennas instead of spires. The most famous such discrepancy is that Malaysian <span class="mw-redirect">Petronas Towers</span> (with spire on top) is ranked higher than the US Sears Tower (with antenna on top) despite having lower roof and lower highest point (of spire/antenna).</p> <p>Alternative lists of high buildings are maintained by nongovernmental US organization Council on Tall Buildings and Urban Habitat. These lists, first defined and compiled in 1996 as a response to the dispute as to whether the <span class="mw-redirect">Petronas Towers</span> or the Sears Tower was taller, rank buildings in four categories: height of structural or architectural top; height of highest occupied floor; height to the top of roof; height to top of any part of the building. Currently Taipei 101 tops all categories except highest point, where the Sears Tower is highest.</p> <p><br /></p> <p><a name="Highest_skyscrapers_by_architectural_detail_.28top_200.29" id="Highest_skyscrapers_by_architectural_detail_.28top_200.29"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Highest skyscrapers by architectural detail (top 200)</span></h2> <table id="sortable_table_id_0" style="border: 3px solid rgb(204, 204, 204);" class="sortable" cellpadding="4" cellspacing="0"> <tbody><tr class="even" bgcolor="#cccccc"> <th>Rank <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <td>Building<span class="reference"><sup id="ref_note01.5E">[A]</sup></span><sup id="cite_ref-1" class="reference">[2]</sup> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td>City <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td>Country <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <th colspan="2">Height <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <td>Floors <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td>Built <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>1</td> <td>Taipei 101</td> <td>Taipei</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/7/72/Flag_of_the_Republic_of_China.svg/22px-Flag_of_the_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Republic of China (Taiwan)</td> <td>509 m</td> <td>1,671 ft</td> <td>101</td> <td>2004</td> </tr> <tr class="even"> <td>2</td> <td>Shanghai World Financial Center</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>492 m</td> <td>1,614 ft</td> <td>101</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>3=</td> <td>Petronas Tower 1</td> <td>Kuala Lumpur</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Malaysia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/66/Flag_of_Malaysia.svg/22px-Flag_of_Malaysia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Malaysia</td> <td>452 m</td> <td>1,483 ft</td> <td>88</td> <td>1998</td> </tr> <tr class="even"> <td>3=</td> <td>Petronas Tower 2</td> <td>Kuala Lumpur</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Malaysia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/66/Flag_of_Malaysia.svg/22px-Flag_of_Malaysia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Malaysia</td> <td>452 m</td> <td>1,483 ft</td> <td>88</td> <td>1998</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>5</td> <td>Sears Tower</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>442 m</td> <td>1,451 ft</td> <td>108</td> <td>1973</td> </tr> <tr class="even"> <td>6</td> <td><span class="mw-redirect">Jin Mao Tower</span></td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>421 m</td> <td>1,380 ft</td> <td>88</td> <td>1998</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>7</td> <td><span class="mw-redirect">Two International Finance Centre</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>415 m</td> <td>1,362 ft</td> <td>88</td> <td>2003</td> </tr> <tr class="even"> <td>8</td> <td>CITIC Plaza</td> <td>Guangzhou</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>391 m</td> <td>1,283 ft</td> <td>80</td> <td>1997</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>9</td> <td>Shun Hing Square</td> <td>Shenzhen</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>384 m</td> <td>1,260 ft</td> <td>69</td> <td>1996</td> </tr> <tr class="even"> <td>10</td> <td>Empire State Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>381 m</td> <td>1,250 ft</td> <td>102</td> <td>1931</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>11</td> <td><span class="mw-redirect">Central Plaza</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>374 m</td> <td>1,227 ft</td> <td>78</td> <td>1992</td> </tr> <tr class="even"> <td>12</td> <td><span class="mw-redirect">Bank of China Tower</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>367 m</td> <td>1,205 ft</td> <td>72</td> <td>1990</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>13</td> <td>Bank of America Tower</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>366 m</td> <td>1,200 ft</td> <td>54</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="even"> <td>14</td> <td>Almas Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>360 m</td> <td>1,181 ft</td> <td>74</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>15</td> <td>Emirates Office Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>355 m</td> <td>1,163 ft</td> <td>54</td> <td>2000</td> </tr> <tr class="even"> <td>16</td> <td>Tuntex Sky Tower</td> <td>Kaohsiung</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/7/72/Flag_of_the_Republic_of_China.svg/22px-Flag_of_the_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Republic of China (Taiwan)</td> <td>348 m</td> <td>1,140 ft</td> <td>85</td> <td>1997</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>17</td> <td>Aon Center</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>346 m</td> <td>1,136 ft</td> <td>83</td> <td>1973</td> </tr> <tr class="even"> <td>18</td> <td>The Center</td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>346 m</td> <td>1,135 ft</td> <td>73</td> <td>1998</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>19</td> <td>John Hancock Center</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>344 m</td> <td>1,127 ft</td> <td>100</td> <td>1969</td> </tr> <tr class="even"> <td>20=</td> <td>Rose Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>333 m</td> <td>1,093 ft</td> <td>72</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>20=</td> <td>Shimao International Plaza</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>333 m</td> <td>1,093 ft</td> <td>60</td> <td>2006</td> </tr> <tr class="even"> <td>22</td> <td>Minsheng Bank Building</td> <td>Wuhan</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>331 m</td> <td>1,087 ft</td> <td>68</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>23=</td> <td>Ryugyong Hotel</td> <td>Pyongyang</td> <td><span class="flagicon"><span class="image"><img alt="Flag of North Korea" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/51/Flag_of_North_Korea.svg/22px-Flag_of_North_Korea.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>North Korea</td> <td>330 m</td> <td>1,083 ft</td> <td>105</td> <td>1992</td> </tr> <tr class="even"> <td>23=</td> <td>China World Trade Center Tower 3</td> <td>Beijing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>330 m</td> <td>1,083 ft</td> <td>74</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>25</td> <td>Q1</td> <td>Gold Coast</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>323 m</td> <td>1,058 ft</td> <td>78</td> <td>2005</td> </tr> <tr class="even"> <td>26</td> <td>Burj Al Arab</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>321 m</td> <td>1,053 ft</td> <td>60</td> <td>1999</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>27=</td> <td>Chrysler Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>319 m</td> <td>1,046 ft</td> <td>77</td> <td>1930</td> </tr> <tr class="even"> <td>27=</td> <td><span class="mw-redirect">Nina Tower I</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>319 m</td> <td>1,046 ft</td> <td>80</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>27=</td> <td>New York Times Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>319 m</td> <td>1,046 ft</td> <td>52</td> <td>2007</td> </tr> <tr class="even"> <td>30</td> <td>Bank of America Plaza</td> <td><span class="mw-redirect">Atlanta</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>312 m</td> <td>1,023 ft</td> <td>55</td> <td>1992</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>31</td> <td><span class="mw-redirect">US Bank Tower</span></td> <td>Los Angeles</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>310 m</td> <td>1,018 ft</td> <td>73</td> <td>1990</td> </tr> <tr class="even"> <td>32</td> <td>Menara Telekom</td> <td>Kuala Lumpur</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Malaysia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/66/Flag_of_Malaysia.svg/22px-Flag_of_Malaysia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Malaysia</td> <td>310 m</td> <td>1,017 ft</td> <td>55</td> <td>2001</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>33</td> <td>Jumeirah Emirates Towers Hotel</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>309 m</td> <td>1,014 ft</td> <td>56</td> <td>2000</td> </tr> <tr class="even"> <td>34</td> <td>One Island East</td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>308 m</td> <td>1,011 ft</td> <td>70</td> <td>2008</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>35</td> <td>AT&T Corporate Center</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>307 m</td> <td>1,007 ft</td> <td>60</td> <td>1989</td> </tr> <tr class="even"> <td>36</td> <td>JPMorgan Chase Tower</td> <td><span class="mw-redirect">Houston</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>305 m</td> <td>1,002 ft</td> <td>75</td> <td>1982</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>37</td> <td>Baiyoke Tower II</td> <td>Bangkok</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Thailand" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a9/Flag_of_Thailand.svg/22px-Flag_of_Thailand.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Thailand</td> <td>304 m</td> <td>997 ft</td> <td>85</td> <td>1997</td> </tr> <tr class="even"> <td>38</td> <td>Two Prudential Plaza</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>303 m</td> <td>995 ft</td> <td>64</td> <td>1990</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>39=</td> <td><span class="mw-redirect">Wells Fargo Plaza</span></td> <td>Houston</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>302 m</td> <td>992 ft</td> <td>71</td> <td>1983</td> </tr> <tr class="even"> <td>39=</td> <td>Kingdom Centre</td> <td>Riyadh</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Saudi Arabia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/0d/Flag_of_Saudi_Arabia.svg/22px-Flag_of_Saudi_Arabia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Saudi Arabia</td> <td>302 m</td> <td>992 ft</td> <td>41</td> <td>2002</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>41</td> <td>First Canadian Place</td> <td>Toronto</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Canada" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cf/Flag_of_Canada.svg/22px-Flag_of_Canada.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Canada</td> <td>298 m</td> <td>978 ft</td> <td>72</td> <td>1976</td> </tr> <tr class="even"> <td>42=</td> <td>Eureka Tower</td> <td>Melbourne</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>297 m</td> <td>975 ft</td> <td>91</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>43=</td> <td>Comcast Center</td> <td>Philadelphia</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>297 m</td> <td>975 ft</td> <td>57</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="even"> <td>44</td> <td>Yokohama Landmark Tower</td> <td>Yokohama</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>296 m</td> <td>972 ft</td> <td>70</td> <td>1993</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>45</td> <td>Emirates Crown</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>296 m</td> <td>971 ft</td> <td>63</td> <td>2008</td> </tr> <tr class="even"> <td>46</td> <td>311 South Wacker Drive</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>293 m</td> <td>961 ft</td> <td>65</td> <td>1990</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>47</td> <td>SEG Plaza</td> <td>Shenzhen</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>292 m</td> <td>957 ft</td> <td>70</td> <td>2000</td> </tr> <tr class="even"> <td>48</td> <td>American International Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>290 m</td> <td>952 ft</td> <td>66</td> <td>1932</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>49</td> <td>Key Tower</td> <td><span class="mw-redirect">Cleveland</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>289 m</td> <td>947 ft</td> <td>57</td> <td>1991</td> </tr> <tr class="even"> <td>50=</td> <td>Plaza 66</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>288 m</td> <td>945 ft</td> <td>66</td> <td>2001</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>50=</td> <td>One Liberty Place</td> <td>Philadelphia</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>288 m</td> <td>945 ft</td> <td>61</td> <td>1987</td> </tr> <tr class="even"> <td>52</td> <td>Columbia Center</td> <td><span class="mw-redirect">Seattle</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>285 m</td> <td>937 ft</td> <td>76</td> <td>1985</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>53</td> <td>Millennium Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>285 m</td> <td>935 ft</td> <td>60</td> <td>2006</td> </tr> <tr class="even"> <td>54</td> <td>Tomorrow Square</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>285 m</td> <td>934 ft</td> <td>55</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>55</td> <td>Chongqing World Trade Center</td> <td>Chongqing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>283 m</td> <td>929 ft</td> <td>60</td> <td>2005</td> </tr> <tr class="even"> <td>56</td> <td><span class="mw-redirect">Cheung Kong Centre</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>283 m</td> <td>928 ft</td> <td>62</td> <td>1999</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>57</td> <td><span class="mw-redirect">The Trump Building</span></td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>283 m</td> <td>927 ft</td> <td>70</td> <td>1930</td> </tr> <tr class="even"> <td>58</td> <td>Bank of America Plaza</td> <td><span class="mw-redirect">Dallas</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>281 m</td> <td>921 ft</td> <td>72</td> <td>1985</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>59=</td> <td><span class="mw-redirect">UOB Plaza One</span></td> <td>Singapore</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Singapore" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/48/Flag_of_Singapore.svg/22px-Flag_of_Singapore.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Singapore</td> <td>280 m</td> <td>919 ft</td> <td>66</td> <td>1992</td> </tr> <tr class="even"> <td>59=</td> <td>Republic Plaza</td> <td>Singapore</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Singapore" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/48/Flag_of_Singapore.svg/22px-Flag_of_Singapore.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Singapore</td> <td>280 m</td> <td>919 ft</td> <td>66</td> <td>1995</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>59=</td> <td>OUB Centre</td> <td>Singapore</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Singapore" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/48/Flag_of_Singapore.svg/22px-Flag_of_Singapore.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Singapore</td> <td>280 m</td> <td>919 ft</td> <td>63</td> <td>1986</td> </tr> <tr class="even"> <td>62</td> <td>Citigroup Center</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>279 m</td> <td>915 ft</td> <td>59</td> <td>1977</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>63</td> <td>Hong Kong New World Tower</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>278 m</td> <td>913 ft</td> <td>61</td> <td>2002</td> </tr> <tr class="even"> <td>64</td> <td>Diwang International Commerce Center</td> <td>Nanning</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>276 m</td> <td>906 ft</td> <td>54</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>65</td> <td>Scotia Plaza</td> <td>Toronto</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Canada" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cf/Flag_of_Canada.svg/22px-Flag_of_Canada.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Canada</td> <td>275 m</td> <td>902 ft</td> <td>68</td> <td>1988</td> </tr> <tr class="even"> <td>66</td> <td>Williams Tower</td> <td>Houston</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>275 m</td> <td>901 ft</td> <td>64</td> <td>1983</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>67</td> <td>Wuhan World Trade Tower</td> <td>Wuhan</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>273 m</td> <td>896 ft</td> <td>58</td> <td>1998</td> </tr> <tr class="even"> <td>68=</td> <td>Renaissance Tower</td> <td>Dallas</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>270 m</td> <td>886 ft</td> <td>56</td> <td>1974</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>68=</td> <td><span class="mw-redirect">The Cullinan North Tower</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>270 m</td> <td>886 ft</td> <td>68</td> <td>2007</td> </tr> <tr class="even"> <td>68=</td> <td><span class="mw-redirect">The Cullinan South Tower</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>270 m</td> <td>886 ft</td> <td>68</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>71</td> <td>China International Center</td> <td>Guangzhou</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>270 m</td> <td>884 ft</td> <td>62</td> <td>2007</td> </tr> <tr class="even"> <td>72</td> <td>Dapeng International Plaza</td> <td>Guangzhou</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>269 m</td> <td>884 ft</td> <td>56</td> <td>2004</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>73</td> <td>21st Century Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>269 m</td> <td>883 ft</td> <td>55</td> <td>2003</td> </tr> <tr class="even"> <td>74</td> <td>Naberezhnaya Tower C</td> <td>Moscow</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Russia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/f3/Flag_of_Russia.svg/22px-Flag_of_Russia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Russia</td> <td>268 m</td> <td>881 ft</td> <td>61</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>75</td> <td>Al Faisaliyah Center</td> <td>Riyadh</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Saudi Arabia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/0d/Flag_of_Saudi_Arabia.svg/22px-Flag_of_Saudi_Arabia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Saudi Arabia</td> <td>267 m</td> <td>876 ft</td> <td>30<sup id="cite_ref-2" class="reference">[3]</sup></td> <td>2000</td> </tr> <tr class="even"> <td>76=</td> <td>900 North Michigan</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>265 m</td> <td>871 ft</td> <td>66</td> <td>1989</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>76=</td> <td>Bank of America Corporate Center</td> <td><span class="mw-redirect">Charlotte</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>265 m</td> <td>871 ft</td> <td>60</td> <td>1992</td> </tr> <tr class="even"> <td>76=</td> <td>SunTrust Plaza</td> <td>Atlanta</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>265 m</td> <td>871 ft</td> <td>60</td> <td>1992</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>79=</td> <td>Bocom Financial Towers</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>265 m</td> <td>869 ft</td> <td>52</td> <td>2002</td> </tr> <tr class="even"> <td>79=</td> <td>Al Kazim Tower 1</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>265 m</td> <td>869 ft</td> <td>53</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>79=</td> <td>Al Kazim Tower 2</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>265 m</td> <td>869 ft</td> <td>53</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="even"> <td>82=</td> <td>Triumph-Palace</td> <td>Moscow</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Russia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/f3/Flag_of_Russia.svg/22px-Flag_of_Russia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Russia</td> <td>264 m</td> <td>866 ft</td> <td>57</td> <td>2005</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>82=</td> <td>Bluescope Steel Centre</td> <td>Melbourne</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>264 m</td> <td>866 ft</td> <td>52</td> <td>1991</td> </tr> <tr class="even"> <td>84</td> <td>Samsung Tower Palace 3 - Tower G</td> <td>Seoul</td> <td><span class="flagicon"><span class="image"><img alt="Flag of South Korea" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/09/Flag_of_South_Korea.svg/22px-Flag_of_South_Korea.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>South Korea</td> <td>264 m</td> <td>865 ft</td> <td>73</td> <td>2004</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>85</td> <td>Trump World Tower</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>262 m</td> <td>861 ft</td> <td>72</td> <td>2001</td> </tr> <tr class="even"> <td>86</td> <td>Shenzhen Special Zone Press Tower</td> <td>Shenzhen</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>262 m</td> <td>860 ft</td> <td>48</td> <td>1998</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>87=</td> <td>Water Tower Place</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>262 m</td> <td>859 ft</td> <td>74</td> <td>1976</td> </tr> <tr class="even"> <td>87=</td> <td><span class="mw-redirect">Grand Gateway Shanghai I</span></td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>262 m</td> <td>859 ft</td> <td>52</td> <td>2005</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>87=</td> <td><span class="mw-redirect">Grand Gateway Shanghai II</span></td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>262 m</td> <td>859 ft</td> <td>52</td> <td>2005</td> </tr> <tr class="even"> <td>90</td> <td>Aon Center</td> <td>Los Angeles</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>262 m</td> <td>858 ft</td> <td>62</td> <td>1973</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>91=</td> <td><span class="mw-redirect">Hotel Panorama</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>261 m</td> <td>856 ft</td> <td>64</td> <td>2007</td> </tr> <tr class="even"> <td>91=</td> <td><span class="mw-redirect">TD Canada Trust Tower</span></td> <td>Toronto</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Canada" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cf/Flag_of_Canada.svg/22px-Flag_of_Canada.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Canada</td> <td>261 m</td> <td>856 ft</td> <td>53</td> <td>1990</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>93=</td> <td>Post & Telecommunication Hub</td> <td>Guangzhou</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>260 m</td> <td>853 ft</td> <td>66</td> <td>2003</td> </tr> <tr class="even"> <td>93=</td> <td>101 Collins Street</td> <td>Melbourne</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>260 m</td> <td>853 ft</td> <td>50</td> <td>1991</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>93=</td> <td>Transamerica Pyramid</td> <td><span class="mw-redirect">San Francisco</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>260 m</td> <td>853 ft</td> <td>48</td> <td>1972</td> </tr> <tr class="even"> <td>93=</td> <td>Dual Tower 1</td> <td>Manama</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Bahrain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2c/Flag_of_Bahrain.svg/22px-Flag_of_Bahrain.svg.png" class="thumbborder" border="0" height="13" width="22" /></span> </span>Bahrain</td> <td>260 m</td> <td>853 ft</td> <td>53</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>93=</td> <td>Dual Tower 2</td> <td>Manama</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Bahrain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2c/Flag_of_Bahrain.svg/22px-Flag_of_Bahrain.svg.png" class="thumbborder" border="0" height="13" width="22" /></span> </span>Bahrain</td> <td>260 m</td> <td>853 ft</td> <td>53</td> <td>2007</td> </tr> <tr class="even"> <td>93=</td> <td><span class="mw-redirect">Fortune Plaza</span><sup id="cite_ref-3" class="reference">[4]</sup><sup id="cite_ref-4" class="reference">[5]</sup></td> <td>Beijing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>260 m</td> <td>835 ft</td> <td>63</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>99=</td> <td>GE Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>259 m</td> <td>850 ft</td> <td>69</td> <td>1933</td> </tr> <tr class="even"> <td>99=</td> <td>Chase Tower</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>259 m</td> <td>850 ft</td> <td>60</td> <td>1969</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>99=</td> <td>Commerzbank Tower</td> <td>Frankfurt</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Germany" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/ba/Flag_of_Germany.svg/22px-Flag_of_Germany.svg.png" class="thumbborder" border="0" height="13" width="22" /></span> </span>Germany</td> <td>259 m</td> <td>850 ft</td> <td>56</td> <td>1997</td> </tr> <tr class="even"> <td>102</td> <td><span class="mw-redirect">PBCOM Tower</span></td> <td>Makati</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the Philippines" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/99/Flag_of_the_Philippines.svg/22px-Flag_of_the_Philippines.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Philippines</td> <td>259 m</td> <td>848 ft</td> <td>55</td> <td>2000</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>103</td> <td>Two Liberty Place</td> <td>Philadelphia</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>258 m</td> <td>848 ft</td> <td>58</td> <td>1990</td> </tr> <tr class="even"> <td>104=</td> <td><span class="new">Lanko·Grand Hyatt Hotel</span><sup id="cite_ref-5" class="reference">[6]</sup><sup id="cite_ref-6" class="reference">[7]</sup></td> <td>Chongqing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>258 m</td> <td>864 ft</td> <td>60</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>104=</td> <td>Grand Lisboa<sup id="cite_ref-7" class="reference">[8]</sup><sup id="cite_ref-8" class="reference">[9]</sup></td> <td>Macau</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Macau" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/63/Flag_of_Macau.svg/22px-Flag_of_Macau.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Macau, China</td> <td>258 m</td> <td>846 ft</td> <td>52</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="even"> <td>106</td> <td>Park Tower</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>257 m</td> <td>844 ft</td> <td>67</td> <td>2000</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>107</td> <td><span class="mw-redirect">MesseTurm</span></td> <td>Frankfurt</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Germany" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/ba/Flag_of_Germany.svg/22px-Flag_of_Germany.svg.png" class="thumbborder" border="0" height="13" width="22" /></span> </span>Germany</td> <td>257 m</td> <td>842 ft</td> <td>55</td> <td>1990</td> </tr> <tr class="even"> <td>108=</td> <td><span class="mw-redirect">Sorrento 1</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>256 m</td> <td>841 ft</td> <td>75</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>108=</td> <td>U.S. Steel Tower</td> <td>Pittsburgh</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>256 m</td> <td>841 ft</td> <td>64</td> <td>1970</td> </tr> <tr class="even"> <td>110=</td> <td>The Harbour Hotel & Residence</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>256 m</td> <td>840 ft</td> <td>59</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>110=</td> <td>Mok-dong Hyperion I Tower</td> <td>Seoul</td> <td><span class="flagicon"><span class="image"><img alt="Flag of South Korea" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/09/Flag_of_South_Korea.svg/22px-Flag_of_South_Korea.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>South Korea</td> <td>256 m</td> <td>840 ft</td> <td>69</td> <td>2003</td> </tr> <tr class="even"> <td>110=</td> <td>Rinku Gate Tower Building</td> <td><span class="mw-redirect">Izumisano</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>256 m</td> <td>840 ft</td> <td>56</td> <td>1996</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>113=</td> <td><span class="mw-redirect">Langham Place Office Tower</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>255 m</td> <td>837 ft</td> <td>59</td> <td>2004</td> </tr> <tr class="even"> <td>113=</td> <td>New Century Plaza Tower A</td> <td>Nanjing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>255 m</td> <td>837 ft</td> <td>48</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>115</td> <td>Capital Tower</td> <td>Singapore</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Singapore" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/48/Flag_of_Singapore.svg/22px-Flag_of_Singapore.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Singapore</td> <td>254 m</td> <td>833 ft</td> <td>52</td> <td>2000</td> </tr> <tr class="even"> <td>115</td> <td>Chase Tower</td> <td><span class="mw-redirect">Indianapolis</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>253 m</td> <td>829 ft</td> <td>48</td> <td>1990</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>117</td> <td>Highcliff</td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>252 m</td> <td>828 ft</td> <td>72</td> <td>2003</td> </tr> <tr class="even"> <td>118=</td> <td>Osaka World Trade Center Building</td> <td>Osaka</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>252 m</td> <td>827 ft</td> <td>55</td> <td>1995</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>118=</td> <td>Bank of Shanghai Headquarters</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>252 m</td> <td>827 ft</td> <td>42</td> <td>2005</td> </tr> <tr class="even"> <td>120=</td> <td>The Harbourside</td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>251 m</td> <td>824 ft</td> <td>73</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>120=</td> <td>Rialto Towers</td> <td>Melbourne</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>251 m</td> <td>824 ft</td> <td>63</td> <td>1986</td> </tr> <tr class="even"> <td>122</td> <td>Jiali Plaza</td> <td>Wuhan</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>251 m</td> <td>823 ft</td> <td>61</td> <td>1997</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>123=</td> <td><span class="mw-redirect">Caja Madrid Tower</span></td> <td>Madrid</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Spain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Flag_of_Spain.svg/22px-Flag_of_Spain.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Spain</td> <td>250 m</td> <td>820 ft</td> <td>45</td> <td>2007</td> </tr> <tr class="even"> <td>123=</td> <td>Beijing Yintai Centre Tower 2</td> <td>Beijing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>250 m</td> <td>820 ft</td> <td>63</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>123=</td> <td>One Atlantic Center</td> <td>Atlanta</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>250 m</td> <td>820 ft</td> <td>50</td> <td>1987</td> </tr> <tr class="even"> <td>123=</td> <td>Chelsea Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>250 m</td> <td>820 ft</td> <td>49</td> <td>2005</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>123=</td> <td>Wisma 46</td> <td>Jakarta</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Indonesia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9f/Flag_of_Indonesia.svg/22px-Flag_of_Indonesia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Indonesia</td> <td>250 m</td> <td>820 ft</td> <td>48</td> <td>1996</td> </tr> <tr class="even"> <td>123=</td> <td>Angsana Suites Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>250 m</td> <td>820 ft</td> <td>50</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>129=</td> <td>Torre de Cristal</td> <td>Madrid</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Spain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Flag_of_Spain.svg/22px-Flag_of_Spain.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Spain</td> <td>249 m</td> <td>817 ft</td> <td>45</td> <td>2007</td> </tr> <tr class="even"> <td>129=</td> <td><span class="mw-redirect">KLI 63 Building</span></td> <td>Seoul</td> <td><span class="flagicon"><span class="image"><img alt="Flag of South Korea" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/09/Flag_of_South_Korea.svg/22px-Flag_of_South_Korea.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>South Korea</td> <td>249 m</td> <td>817 ft</td> <td>60</td> <td>1985</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>129=</td> <td><span class="mw-redirect">Central Park</span></td> <td>Perth</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>249 m</td> <td>817 ft</td> <td>52</td> <td>1992</td> </tr> <tr class="even"> <td>132=</td> <td>CitySpire Center</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>248 m</td> <td>814 ft</td> <td>75</td> <td>1989</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>132=</td> <td>Hangzhou No.2 Telecom Hub</td> <td>Hangzhou</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>248 m</td> <td>814 ft</td> <td>41</td> <td>2003</td> </tr> <tr class="even"> <td>134=</td> <td>One Chase Manhattan Plaza</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>248 m</td> <td>813 ft</td> <td>60</td> <td>1961</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>134=</td> <td><span class="mw-redirect">Mid Town Tower</span></td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>248 m</td> <td>813 ft</td> <td>54</td> <td>2007</td> </tr> <tr class="even"> <td>136</td> <td>State Tower</td> <td>Bangkok</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Thailand" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a9/Flag_of_Thailand.svg/22px-Flag_of_Thailand.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Thailand</td> <td>247 m</td> <td>811 ft</td> <td>68</td> <td>2001</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>137</td> <td><span class="mw-redirect">Toyota-Mainichi Building</span></td> <td>Nagoya</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>247 m</td> <td>810 ft</td> <td>40</td> <td>2006</td> </tr> <tr class="even"> <td>138</td> <td><span class="mw-redirect">Conde Nast Building</span></td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>247 m</td> <td>809 ft</td> <td>48</td> <td>1999</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>139</td> <td>MetLife Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>246 m</td> <td>808 ft</td> <td>60</td> <td>1963</td> </tr> <tr class="even"> <td>140</td> <td>Bloomberg Tower</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>246 m</td> <td>806 ft</td> <td>54</td> <td>2005</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>141=</td> <td>JR Central Office Tower</td> <td>Nagoya</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>245 m</td> <td>804 ft</td> <td>51</td> <td>2000</td> </tr> <tr class="even"> <td>141=</td> <td>Al Fattan Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>245 m</td> <td>804 ft</td> <td>51</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>141=</td> <td>Oasis Beach Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>245 m</td> <td>804 ft</td> <td>51</td> <td>2006</td> </tr> <tr class="even"> <td>141=</td> <td><span class="mw-redirect">One Raffles Quay North Tower</span></td> <td>Singapore</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Singapore" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/48/Flag_of_Singapore.svg/22px-Flag_of_Singapore.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Singapore</td> <td>245 m</td> <td>804 ft</td> <td>50</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>141=</td> <td>Shin Kong Life Tower</td> <td>Taipei</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/7/72/Flag_of_the_Republic_of_China.svg/22px-Flag_of_the_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Republic of China (Taiwan)</td> <td>245 m</td> <td>804 ft</td> <td>51</td> <td>1993</td> </tr> <tr class="even"> <td>146=</td> <td>City Gate</td> <td>Ramat Gan</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Israel" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/d4/Flag_of_Israel.svg/22px-Flag_of_Israel.svg.png" class="thumbborder" border="0" height="16" width="22" /></span> </span>Israel</td> <td>244 m</td> <td>801 ft</td> <td>68</td> <td>2001</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>146=</td> <td>Chifley Tower</td> <td>Sydney</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>244 m</td> <td>801 ft</td> <td>50</td> <td>1992</td> </tr> <tr class="even"> <td>148=</td> <td><span class="mw-redirect">Menara Maybank</span></td> <td>Kuala Lumpur</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Malaysia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/66/Flag_of_Malaysia.svg/22px-Flag_of_Malaysia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Malaysia</td> <td>243 m</td> <td>799 ft</td> <td>50</td> <td>1988</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>148=</td> <td>Tokyo Metropolitan Government Building, Tower I</td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>243 m</td> <td>799 ft</td> <td>48</td> <td>1991</td> </tr> <tr class="even"> <td>148=</td> <td>R&F Centre<sup id="cite_ref-9" class="reference">[10]</sup></td> <td>Guangzhou</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>243 m</td> <td>799 ft</td> <td>54</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>151=</td> <td>Citigroup Centre</td> <td>Sydney</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>243 m</td> <td>797 ft</td> <td>50</td> <td>2000</td> </tr> <tr class="even"> <td>151=</td> <td><span class="mw-redirect">Dalian Futures Square</span> 1<sup id="cite_ref-10" class="reference">[11]</sup><sup id="cite_ref-11" class="reference">[12]</sup></td> <td>Dalian</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>243 m</td> <td>797 ft</td> <td>53</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>153</td> <td>The Tower</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>243 m</td> <td>796 ft</td> <td>54</td> <td>2002</td> </tr> <tr class="even"> <td>154</td> <td>Federation Tower West</td> <td>Moscow</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Russia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/f3/Flag_of_Russia.svg/22px-Flag_of_Russia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Russia</td> <td>242 m</td> <td>795 ft</td> <td>62</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>155</td> <td>Dalian World Trade Center</td> <td>Dalian</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>242 m</td> <td>794 ft</td> <td>50</td> <td>2000</td> </tr> <tr class="even"> <td>156=</td> <td>Woolworth Building</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>241 m</td> <td>792 ft</td> <td>57</td> <td>1913</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>156=</td> <td><span class="mw-redirect">IDS Tower</span></td> <td><span class="mw-redirect">Minneapolis</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>241 m</td> <td>792 ft</td> <td>55</td> <td>1972</td> </tr> <tr class="even"> <td>156=</td> <td>Maxdo Centre</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>241 m</td> <td>792 ft</td> <td>55</td> <td>2002</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>156=</td> <td>Mellon Bank Center</td> <td>Philadelphia</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>241 m</td> <td>792 ft</td> <td>54</td> <td>1990</td> </tr> <tr class="even"> <td>160</td> <td>Bank of China Mansion</td> <td>Qingdao</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>241 m</td> <td>791 ft</td> <td>54</td> <td>1999</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>161</td> <td><span class="mw-redirect">Hancock Place</span></td> <td><span class="mw-redirect">Boston</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>241 m</td> <td>790 ft</td> <td>60</td> <td>1976</td> </tr> <tr class="even"> <td>162=</td> <td><span class="mw-redirect">Four Seasons Hotel & Tower</span></td> <td><span class="mw-redirect">Miami</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>240 m</td> <td>789 ft</td> <td>72</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>162=</td> <td>Manulife Plaza</td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>240 m</td> <td>789 ft</td> <td>52</td> <td>1998</td> </tr> <tr class="even"> <td>164=</td> <td>Comerica Bank Tower</td> <td>Dallas</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>240 m</td> <td>787 ft</td> <td>60</td> <td>1987</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>164=</td> <td>Sunshine 60 Building</td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>240 m</td> <td>787 ft</td> <td>60</td> <td>1978</td> </tr> <tr class="even"> <td>164=</td> <td>Panglin Plaza</td> <td>Shenzhen</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>240 m</td> <td>787 ft</td> <td>57</td> <td>1999</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>164=</td> <td>Moscow State University</td> <td>Moscow</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Russia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/f3/Flag_of_Russia.svg/22px-Flag_of_Russia.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Russia</td> <td>240 m</td> <td>787 ft</td> <td>36</td> <td>1953</td> </tr> <tr class="even"> <td>164=</td> <td>NTT DoCoMo Yoyogi Building</td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>240 m</td> <td>787 ft</td> <td>28<sup id="cite_ref-12" class="reference">[13]</sup></td> <td>2000</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>164=</td> <td>Bahrain World Trade Centre 1</td> <td>Manama</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Bahrain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2c/Flag_of_Bahrain.svg/22px-Flag_of_Bahrain.svg.png" class="thumbborder" border="0" height="13" width="22" /></span> </span>Bahrain</td> <td>240 m</td> <td>787 ft</td> <td>50</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="even"> <td>164=</td> <td>Bahrain World Trade Centre 2</td> <td>Manama</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Bahrain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2c/Flag_of_Bahrain.svg/22px-Flag_of_Bahrain.svg.png" class="thumbborder" border="0" height="13" width="22" /></span> </span>Bahrain</td> <td>240 m</td> <td>787 ft</td> <td>50</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>164=</td> <td>Deutsche Bank Place</td> <td>Sydney</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Australia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/b9/Flag_of_Australia.svg/22px-Flag_of_Australia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Australia</td> <td>240 m</td> <td>787 ft</td> <td>39</td> <td>2005</td> </tr> <tr class="even"> <td>172</td> <td><span class="mw-redirect">Mok-dong Hyperion I Tower</span></td> <td>Seoul</td> <td><span class="flagicon"><span class="image"><img alt="Flag of South Korea" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/09/Flag_of_South_Korea.svg/22px-Flag_of_South_Korea.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>South Korea</td> <td>239 m</td> <td>785 ft</td> <td>63</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>173=</td> <td>Beijing TV Centre</td> <td>Beijing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>239 m</td> <td>784 ft</td> <td>41</td> <td>2006</td> </tr> <tr class="even"> <td>173=</td> <td><span class="mw-redirect">Commerce Court West</span></td> <td>Toronto</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Canada" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cf/Flag_of_Canada.svg/22px-Flag_of_Canada.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> Canada</td> <td>239 m</td> <td>784 ft</td> <td>57</td> <td>1972</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>175=</td> <td><span class="mw-redirect">Empire Tower</span></td> <td>Kuala Lumpur</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Malaysia" src="http://upload.wikimedia.org/wikipedia/commons/thumb/6/66/Flag_of_Malaysia.svg/22px-Flag_of_Malaysia.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>Malaysia</td> <td>238 m</td> <td>781 ft</td> <td>62</td> <td>1994</td> </tr> <tr class="even"> <td>175=</td> <td><span class="mw-redirect">Roppongi Hills Mori Tower</span></td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>238 m</td> <td>781 ft</td> <td>54</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>175=</td> <td>Tianjin Xinda Plaza</td> <td>Tianjin</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>238 m</td> <td>781 ft</td> <td>51</td> <td>2004</td> </tr> <tr class="even"> <td>175=</td> <td>Goldman Sachs Tower</td> <td><span class="mw-redirect">Jersey City</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>238 m</td> <td>781 ft</td> <td>42</td> <td>2004</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>175=</td> <td>Cloud Nine</td> <td>Shanghai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>238 m</td> <td>781 ft</td> <td>58</td> <td>2006</td> </tr> <tr class="even"> <td>175=</td> <td>New World Center</td> <td>Shenzhen</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>238 m</td> <td>781 ft</td> <td>53</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>181</td> <td><span class="mw-redirect">Bank of America Center</span></td> <td>Houston</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>238 m</td> <td>780 ft</td> <td>56</td> <td>1983</td> </tr> <tr class="even"> <td>182</td> <td>555 California Street</td> <td><span class="mw-redirect">San Francisco</span></td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>237 m</td> <td>779 ft</td> <td>52</td> <td>1969</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>183</td> <td>One Worldwide Plaza</td> <td>New York City</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>237 m</td> <td>778 ft</td> <td>50</td> <td>1989</td> </tr> <tr class="even"> <td>184</td> <td>225 South Sixth</td> <td>Minneapolis</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>237 m</td> <td>776 ft</td> <td>56</td> <td>1992</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>185=</td> <td>Wells Fargo Center</td> <td>Minneapolis</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>236 m</td> <td>774 ft</td> <td>57</td> <td>1988</td> </tr> <tr class="even"> <td>185=</td> <td>Future International<sup id="cite_ref-13" class="reference">[14]</sup></td> <td>Chongqing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>236 m</td> <td>774 ft</td> <td>54</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>187=</td> <td>Torre Espacio</td> <td>Madrid</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Spain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Flag_of_Spain.svg/22px-Flag_of_Spain.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Spain</td> <td>236 m</td> <td>773 ft</td> <td>57</td> <td>2007</td> </tr> <tr class="even"> <td>187=</td> <td>Torre Sacyr Vallehermoso</td> <td>Madrid</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Spain" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Flag_of_Spain.svg/22px-Flag_of_Spain.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Spain</td> <td>236 m</td> <td>773 ft</td> <td>52</td> <td>2007</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>187=</td> <td><span class="mw-redirect">Sorrento 2</span></td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>236 m</td> <td>773 ft</td> <td>66</td> <td>2003</td> </tr> <tr class="even"> <td>190</td> <td>Washington Mutual Tower</td> <td>Seattle</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>235 m</td> <td>772 ft</td> <td>55</td> <td>1988</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>191</td> <td>One Canada Square</td> <td>London</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Kingdom" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/ae/Flag_of_the_United_Kingdom.svg/22px-Flag_of_the_United_Kingdom.svg.png" class="thumbborder" border="0" height="11" width="22" /></span> </span>United Kingdom</td> <td>235 m</td> <td>771 ft</td> <td>50</td> <td>1991</td> </tr> <tr class="even"> <td>192=</td> <td><span class="mw-redirect">Temasek Tower</span></td> <td>Singapore</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Singapore" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/48/Flag_of_Singapore.svg/22px-Flag_of_Singapore.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Singapore</td> <td>235 m</td> <td>770 ft</td> <td>52</td> <td>1986</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>192=</td> <td>191 Peachtree Tower</td> <td>Atlanta</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>235 m</td> <td>770 ft</td> <td>50</td> <td>1990</td> </tr> <tr class="even"> <td>194</td> <td>Tokyo Opera City Tower</td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>234 m</td> <td>769 ft</td> <td>54</td> <td>1997</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>195=</td> <td>Park Place</td> <td>Dubai</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United Arab Emirates" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cb/Flag_of_the_United_Arab_Emirates.svg/22px-Flag_of_the_United_Arab_Emirates.svg.png" class="thumbborder" border="0" height="11" width="22" /></span></span> United Arab Emirates</td> <td>234 m</td> <td>768 ft</td> <td>56</td> <td>2007</td> </tr> <tr class="even"> <td>195=</td> <td>CCTV Headquarters</td> <td>Beijing</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the People's Republic of China" src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fa/Flag_of_the_People%27s_Republic_of_China.svg/22px-Flag_of_the_People%27s_Republic_of_China.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> People's Republic of China</td> <td>234 m</td> <td>768 ft</td> <td>51</td> <td>2008<span class="reference"><sup id="ref_note02.5E">[B]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>197=</td> <td>Tower Palace One, Tower B</td> <td>Seoul</td> <td><span class="flagicon"><span class="image"><img alt="Flag of South Korea" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/09/Flag_of_South_Korea.svg/22px-Flag_of_South_Korea.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>South Korea</td> <td>234 m</td> <td>767 ft</td> <td>66</td> <td>2002</td> </tr> <tr class="even"> <td>197=</td> <td>Three First National Plaza</td> <td>Chicago</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>234 m</td> <td>767 ft</td> <td>57</td> <td>1981</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>199</td> <td>Wachovia Financial Center</td> <td>Miami</td> <td><span class="flagicon"><span class="image"><img alt="Flag of the United States" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/a4/Flag_of_the_United_States.svg/22px-Flag_of_the_United_States.svg.png" class="thumbborder" border="0" height="12" width="22" /></span></span> United States</td> <td>233 m</td> <td>764 ft</td> <td>55</td> <td>1984</td> </tr> <tr class="even"> <td>200=</td> <td>The Harbourfront Landmark</td> <td>Hong Kong</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Hong Kong" src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Flag_of_Hong_Kong.svg/22px-Flag_of_Hong_Kong.svg.png" class="thumbborder" border="0" height="15" width="22" /></span></span> Hong Kong, China</td> <td>233 m</td> <td>763 ft</td> <td>70</td> <td>2001</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>200=</td> <td>Shinjuku Park Tower</td> <td>Tokyo</td> <td><span class="flagicon"><span class="image"><img alt="Flag of Japan" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9e/Flag_of_Japan.svg/22px-Flag_of_Japan.svg.png" class="thumbborder" border="0" height="15" width="22" /></span> </span>Japan</td> <td>233 m</td> <td>763 ft</td> <td>52</td> <td>1994</td> </tr> </tbody></table> <p>Main source: <span class="mw-redirect">emporis.com</span> <span class="external autonumber">[3]</span></p> <p><a name="Alternative_measurements" id="Alternative_measurements"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Alternative measurements</span></h2> <p><a name="Height_to_Roof" id="Height_to_Roof"></a></p> <h3><span class="editsection"></span> <span class="mw-headline">Height to Roof</span></h3> <p>Many skyscraper aficionados prefer height to roof to determine tallest building in the world, as "architectural feature" is regarded as a subjective and less fair measure.</p> <table id="sortable_table_id_1" class="wikitable sortable"> <tbody><tr class="even" bgcolor="#cccccc"> <th>Rank <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Building <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>City <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Jurisdiction <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th colspan="2">Height <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Floors <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Built <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> </tr> <tr class="odd" bgcolor="#efefef"> <td>1</td> <td>Shanghai World Financial Center</td> <td>Shanghai</td> <td>People's Republic of China</td> <td>492.0 m</td> <td>1,614 ft</td> <td>101</td> <td>2008<span class="reference"><sup id="ref_note02o">[B]</sup></span></td> </tr> <tr class="even"> <td>2</td> <td>Taipei 101</td> <td>Taipei</td> <td>Republic of China (Taiwan)</td> <td>448.0 m</td> <td>1,470 ft</td> <td>101</td> <td>2004</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>3</td> <td>Sears Tower</td> <td>Chicago</td> <td>Illinois, <span class="mw-redirect">USA</span></td> <td>442.3 m</td> <td>1,451 ft</td> <td>108</td> <td>1974</td> </tr> <tr class="even" bgcolor="#aaaaaa"> <td>(4)</td> <td><span class="mw-redirect">1 World Trade Center</span></td> <td>New York City</td> <td><span class="mw-redirect">New York</span>, USA</td> <td>417.0 m</td> <td>1,368 ft</td> <td>110</td> <td>1972</td> </tr> <tr class="odd" bgcolor="#aaaaaa"> <td>(5)</td> <td><span class="mw-redirect">2 World Trade Center</span></td> <td>New York City</td> <td>New York, USA</td> <td>415.0 m</td> <td>1,362 ft</td> <td>110</td> <td>1973</td> </tr> <tr class="even"> <td>4</td> <td><span class="mw-redirect">2 International Finance Centre</span></td> <td>Hong Kong</td> <td>People's Republic of China</td> <td>406.9 m</td> <td>1,335 ft</td> <td>88</td> <td>2003</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>5</td> <td>Empire State Building</td> <td>New York City</td> <td>New York, USA</td> <td>381.0 m</td> <td>1,250 ft</td> <td>102</td> <td>1931</td> </tr> <tr class="even"> <td>6</td> <td><span class="mw-redirect">Petronas Tower 1</span></td> <td>Kuala Lumpur</td> <td>Malaysia</td> <td>378.6 m<sup id="cite_ref-14" class="reference">[15]</sup></td> <td>1,242 ft</td> <td>88</td> <td>1998</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>6</td> <td><span class="mw-redirect">Petronas Tower 2</span></td> <td>Kuala Lumpur</td> <td>Malaysia</td> <td>378.6 m</td> <td>1,242 ft</td> <td>88</td> <td>1998</td> </tr> <tr class="even"> <td>8</td> <td>Jin Mao Building</td> <td>Shanghai</td> <td>People's Republic of China</td> <td>370.0 m<sup id="cite_ref-15" class="reference">[16]</sup></td> <td>1,231 ft</td> <td>88</td> <td>1998</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>9</td> <td><span class="mw-redirect">Tuntex 85 Sky Tower</span></td> <td>Kaohsiung</td> <td>Republic of China (Taiwan)</td> <td>347.5 m</td> <td>1,140 ft</td> <td>85</td> <td>1997</td> </tr> <tr class="even"> <td>10</td> <td>Aon Center</td> <td>Chicago</td> <td>Illinois, USA</td> <td>346.3 m</td> <td>1,136 ft</td> <td>83</td> <td>1973</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>11</td> <td>John Hancock Center</td> <td>Chicago</td> <td>Illinois, USA</td> <td>343.5 m</td> <td>1,127 ft</td> <td>100</td> <td>1969</td> </tr> <tr class="even"> <td>12</td> <td>Ryugyong Hotel</td> <td>Pyongyang</td> <td>North Korea</td> <td>333.0 m</td> <td>1,093 ft</td> <td>105</td> <td>1992<span class="reference"><sup id="ref_note03.5E">[C]</sup></span></td> </tr> <tr class="odd" bgcolor="#efefef"> <td>13</td> <td>China World Trade Center Tower 3</td> <td>Beijing</td> <td>People's Republic of China</td> <td>330.0 m</td> <td>1,083 ft</td> <td>74</td> <td>2008<span class="reference"><sup id="ref_note02p">[B]</sup></span></td> </tr> <tr class="even"> <td>14</td> <td>Shun Hing Square</td> <td>Shenzhen</td> <td>People's Republic of China</td> <td>324.8 m</td> <td>1,066 ft</td> <td>69</td> <td>1996</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>15</td> <td>CITIC Plaza</td> <td>Guangzhou</td> <td>People's Republic of China</td> <td>321.9 m</td> <td>1,056 ft</td> <td>80</td> <td>1997</td> </tr> <tr class="even"> <td>16</td> <td>Nina Tower</td> <td>Hong Kong</td> <td>People's Republic of China</td> <td>318.8 m</td> <td>1,046 ft</td> <td>80</td> <td>2006</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>17</td> <td><span class="mw-redirect">Bank of China Tower</span></td> <td>Hong Kong</td> <td>People's Republic of China</td> <td>315.0 m</td> <td>1,033 ft</td> <td>70</td> <td>1985</td> </tr> <tr class="even"> <td>18</td> <td>U.S. Bank Tower</td> <td><span class="mw-redirect">Los Angeles</span></td> <td>California, USA</td> <td>310.3 m</td> <td>1,018 ft</td> <td>73</td> <td>1990</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>19</td> <td>Emirates Office Tower</td> <td>Dubai</td> <td>United Arab Emirates</td> <td>310.0 m</td> <td>1,017 ft</td> <td>56</td> <td>2000</td> </tr> <tr class="even"> <td>20</td> <td>Menara Telekom</td> <td>Kuala Lumpur</td> <td>Malaysia</td> <td>310.0 m</td> <td>1,017 ft</td> <td>55</td> <td>2001</td> </tr> </tbody></table> <p><a name="Height_to_Pinnacle" id="Height_to_Pinnacle"></a></p> <h3><span class="editsection"></span><span class="mw-headline">Height to Pinnacle</span></h3> <p>Some skyscraper enthusiasts prefer this measurement, claiming that the extensions that can or cannot be deemed "architectural" are subjective. However, many non-architectural extensions (such as radio antennas) are easily added and removed from tall buildings without significantly changing the style and design of the building, which is seen as a significant part of the value of these buildings. Also, measurement (to the top of the highest architectural detail) has been the one traditionally used for decades for this and other reasons; the pinnacle category has only recently come into use, starting during the construction of the Petronas Towers.</p> <p>This measure is the value listed in lists of air traffic obstacles and similar lists.</p> <table id="sortable_table_id_2" class="wikitable sortable"> <tbody><tr class="even"> <th>Rank <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Building <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Pinnacle height <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Floors <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Built <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Country <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Town <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> </tr> <tr class="odd"> <td>1</td> <td>Sears Tower</td> <td>527.3 m (1,729 ft)</td> <td>108</td> <td>1974</td> <td>United States</td> <td>Chicago</td> </tr> <tr class="even" bgcolor="#aaaaaa"> <td>(2)</td> <td><span class="mw-redirect">1 World Trade Center</span></td> <td>526.3 m (1,724 ft)</td> <td>110</td> <td>1972</td> <td>United States</td> <td>New York City</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>2</td> <td>Taipei 101</td> <td>509.2 m (1,671 ft)</td> <td>101</td> <td>2004</td> <td>Republic of China (Taiwan)</td> <td>Taipei</td> </tr> <tr class="even"> <td>3</td> <td>Shanghai World Financial Center</td> <td>492 m (1,614 ft)</td> <td>101</td> <td>2008<span class="reference"><sup id="ref_note02q">[B]</sup></span></td> <td>People's Republic of China</td> <td>Shanghai</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>4</td> <td>John Hancock Center</td> <td>457.2 m (1,500 ft)</td> <td>100</td> <td>1969</td> <td>United States</td> <td>Chicago</td> </tr> <tr class="even"> <td>=5</td> <td><span class="mw-redirect">Petronas Tower 1</span></td> <td>452 m (1,483 ft)</td> <td>88</td> <td>1998</td> <td>Malaysia</td> <td>Kuala Lumpur</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>=5</td> <td><span class="mw-redirect">Petronas Tower 2</span></td> <td>452 m (1,483 ft)</td> <td>88</td> <td>1998</td> <td>Malaysia</td> <td>Kuala Lumpur</td> </tr> <tr class="even"> <td>7</td> <td>Empire State Building</td> <td>448.7 (1,472 ft)</td> <td>102</td> <td>1931</td> <td>United States</td> <td>New York City</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>8</td> <td><span class="mw-redirect">Jin Mao Tower</span></td> <td>420.5 m (1,380 ft)</td> <td>88</td> <td>1998</td> <td>People's Republic of China</td> <td>Shanghai</td> </tr> <tr class="even"> <td>9</td> <td>International Finance Centre</td> <td>415.8 m (1,364 ft)</td> <td>88</td> <td>2003</td> <td>People's Republic of China</td> <td>Hong Kong</td> </tr> <tr class="odd" bgcolor="#aaaaaa"> <td>(=9)</td> <td><span class="mw-redirect">2 World Trade Center</span></td> <td>416 (1,362 ft)</td> <td>110</td> <td>1973</td> <td>United States</td> <td>New York City</td> </tr> <tr class="even"> <td>10</td> <td>CITIC Plaza</td> <td>391 m (1,283 ft)</td> <td>80</td> <td>1997</td> <td>People's Republic of China</td> <td>Guangzhou</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>11</td> <td>Shun Hing Square</td> <td>384 m (1,260 ft)</td> <td>69</td> <td>1996</td> <td>People's Republic of China</td> <td>Shenzhen</td> </tr> <tr class="even"> <td>12</td> <td>Tuntex Sky Tower</td> <td>378 m (1,240 ft)</td> <td>85</td> <td>1997</td> <td>Republic of China (Taiwan)</td> <td>Kaohsiung</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>13</td> <td><span class="mw-redirect">Central Plaza</span></td> <td>374 m (1,227 ft)</td> <td>78</td> <td>1992</td> <td>People's Republic of China</td> <td>Hong Kong</td> </tr> <tr class="even"> <td>14</td> <td><span class="mw-redirect">Bank of China Tower</span></td> <td>367.4 m (1,205 ft)</td> <td>72</td> <td>1990</td> <td>People's Republic of China</td> <td>Hong Kong</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>15</td> <td>Bank of America Tower</td> <td>365.8 m (1,200 ft)</td> <td>54</td> <td>2008<span class="reference"><sup id="ref_note02r">[B]</sup></span></td> <td>United States</td> <td>New York City</td> </tr> <tr class="even"> <td>16</td> <td>SEG Plaza</td> <td>355.8 m (1,167 ft)</td> <td>70</td> <td>2000</td> <td>People's Republic of China</td> <td>Shenzhen</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>17</td> <td>First Canadian Place</td> <td>355 m (1,165 ft)</td> <td>72</td> <td>1975</td> <td>Canada</td> <td>Toronto</td> </tr> <tr class="even"> <td>18</td> <td>Emirates Office Tower</td> <td>356.4 m (1,169 ft)</td> <td>56</td> <td>1975</td> <td>United Arab Emirates</td> <td>Dubai</td> </tr> <tr class="odd" bgcolor="#efefef"> <td>19</td> <td>Aon Center</td> <td>346.3 m (1,136 ft)</td> <td>83</td> <td>1973</td> <td>United States</td> <td>Chicago</td> </tr> <tr class="even"> <td>20</td> <td>The Center</td> <td>346 m (1,135 ft)</td> <td>73</td> <td>1998</td> <td>People's Republic of China</td> <td>Hong Kong</td> </tr> </tbody></table> <p><a name="Skyscrapers_under_construction" id="Skyscrapers_under_construction"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Skyscrapers under construction</span></h2> <p>This section contains list of skyscrapers taller than 300 metres under construction.</p> <div class="notice plainlinks"><i>This list is incomplete; you can help by <span class="external text">expanding it</span></i>.</div> <table id="sortable_table_id_3" class="wikitable sortable"> <tbody><tr class="even"> <th>Name <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Planned pinnacle height <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Planned roof height <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Floors <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Expected year of completion <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Country <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>City <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Remarks <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> </tr> <tr class="odd"> <td>Burj Dubai</td> <td>818 metres (2,684 ft)</td> <td>643 metres (2,110 ft)</td> <td>162</td> <td>2009</td> <td>United Arab Emirates</td> <td>Dubai</td> <td>final height and floor count is a secret until completion; some sources claim "over 940 meters"<sup id="cite_ref-16" class="reference">[17]</sup></td> </tr> <tr class="even"> <td>Chicago Spire</td> <td>610 metres (2,000 ft)</td> <td>610 metres (2,000 ft)</td> <td>150</td> <td>2010</td> <td>United States</td> <td>Chicago</td> <td><sup id="cite_ref-17" class="reference">[18]</sup><sup id="cite_ref-18" class="reference">[19]</sup></td> </tr> <tr class="odd"> <td>Russia Tower</td> <td>600 metres (1,969 ft)</td> <td><br /></td> <td>118</td> <td>2011</td> <td>Russia</td> <td>Moscow</td> <td><sup id="cite_ref-19" class="reference">[20]</sup></td> </tr> <tr class="even"> <td>Abraj Al Bait Towers</td> <td>460 metres (1,509 ft)</td> <td>460 metres (1,509 ft)</td> <td>76</td> <td>2008</td> <td>Saudi Arabia</td> <td>Mecca</td> <td>pinnacle will be over 120 metres (394 ft) tall</td> </tr> <tr class="odd"> <td>Freedom Tower</td> <td>541 metres (1,776 ft)</td> <td>417 metres (1,368 ft)</td> <td>108</td> <td>2011</td> <td>United States</td> <td>New York City</td> <td><br /></td> </tr> <tr class="even"> <td>Pentominium</td> <td>516 metres (1,693 ft)</td> <td>516 metres (1,693 ft)</td> <td>120</td> <td>2011</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>Federation Tower East</td> <td>506 metres (1,660 ft)</td> <td>360 metres (1,181 ft)</td> <td>93</td> <td>2008</td> <td>Russia</td> <td>Moscow</td> <td>spire as independent structure, not generally recognized as a part of building</td> </tr> <tr class="even"> <td>International Commerce Centre</td> <td>484 metres (1,588 ft)</td> <td>484 metres (1,588 ft)</td> <td>118</td> <td>2010</td> <td>China</td> <td>Hong Kong</td> <td><br /></td> </tr> <tr class="odd"> <td>Burj Al Alam</td> <td>501 metres (1,644 ft)</td> <td>455 metres (1,493 ft)</td> <td>108</td> <td>2010</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>Greenland Square Zifeng Tower</td> <td>450 metres (1,476 ft)</td> <td>339 metres (1,112 ft)</td> <td>69</td> <td>2008</td> <td>China</td> <td>Nanjing</td> <td>70 metres (230 ft) tall antenna on the top of building</td> </tr> <tr class="odd"> <td><span class="mw-redirect">Dubai Towers Doha</span></td> <td>445 metres (1,460 ft)</td> <td>400 metres (1,312 ft)</td> <td>94</td> <td>2009</td> <td>Qatar</td> <td>Doha</td> <td><br /></td> </tr> <tr class="even"> <td><span class="mw-redirect">Guangzhou International Finance Center</span></td> <td>437.5 metres (1,435 ft)</td> <td>437.5 metres (1,435 ft)</td> <td>110</td> <td>2009</td> <td>China</td> <td>Guangzhou</td> <td><br /></td> </tr> <tr class="odd"> <td>Trump International Hotel and Tower</td> <td>415 metres (1,362 ft)</td> <td>357 metres (1,171 ft)</td> <td>96</td> <td>2008</td> <td>United States</td> <td>Chicago</td> <td><br /></td> </tr> <tr class="even"> <td>Princess Tower</td> <td>414 metres (1,358 ft)</td> <td>414 metres (1,358 ft)</td> <td>107</td> <td>2009</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>Marina 101</td> <td>412 metres (1,352 ft)</td> <td>412 metres (1,352 ft)</td> <td>101</td> <td>2010</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>Al Hamra Tower</td> <td>412 metres (1,352 ft)</td> <td><br /></td> <td>77</td> <td>2009</td> <td>Kuwait</td> <td>Kuwait City</td> <td><br /></td> </tr> <tr class="odd"> <td>200 Greenwich Street</td> <td>411 metres (1,348 ft)</td> <td>387 metres (1,270 ft)</td> <td>79</td> <td>2012</td> <td>United States</td> <td>New York City</td> <td>also known as World Trade Center Tower 2</td> </tr> <tr class="even"> <td>23 Marina</td> <td>395 metres (1,296 ft)</td> <td>395 metres (1,296 ft)</td> <td>89</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>Emirates Park Tower 1</td> <td>395 metres (1,296 ft)</td> <td>329.2 metres (1,080 ft)</td> <td>77</td> <td>2009</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>Emirates Park Tower 2</td> <td>395 metres (1,296 ft)</td> <td>329.2 metres (1,080 ft)</td> <td>77</td> <td>2009</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td><span class="new">Dalian Yujing Center</span><sup id="cite_ref-20" class="reference">[21]</sup><sup id="cite_ref-CTBUHUC_21-0" class="reference">[22]</sup></td> <td>384 metres (1,260 ft)</td> <td><br /></td> <td>81</td> <td>??</td> <td>China</td> <td>Dalian</td> <td><br /></td> </tr> <tr class="even"> <td>175 Greenwich Street</td> <td>383 metres (1,257 ft)</td> <td>352 metres (1,155 ft)</td> <td>71</td> <td>2011</td> <td>United States</td> <td>New York City</td> <td>also known as World Trade Center Tower 3</td> </tr> <tr class="odd"> <td><span class="new">Central Market Residential Tower</span><sup id="cite_ref-21" class="reference">[23]</sup><sup id="cite_ref-CTBUHUC_21-1" class="reference">[22]</sup></td> <td>382 metres (1,253 ft)</td> <td><br /></td> <td>88</td> <td>2010</td> <td>United Arab Emirates</td> <td>Abu Dhabi</td> <td><br /></td> </tr> <tr class="even"> <td>Elite Residence</td> <td>380 metres (1,247 ft)</td> <td>380 metres (1,247 ft)</td> <td>91</td> <td>2010</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>JW Marriott International Finance Centre</td> <td>380 metres (1,247 ft)</td> <td>376 metres (1,234 ft)</td> <td>77</td> <td>2008</td> <td>China</td> <td>Chongqing</td> <td><br /></td> </tr> <tr class="even"> <td>Mercury City Tower</td> <td>380 metres (1,247 ft)</td> <td><br /></td> <td>70</td> <td>2009</td> <td>Russia</td> <td>Moscow</td> <td><br /></td> </tr> <tr class="odd"> <td><span class="mw-redirect">Sky Tower Abu Dhabi</span></td> <td>379 metres (1,243 ft)</td> <td><br /></td> <td>83</td> <td>2009</td> <td>United Arab Emirates</td> <td><span class="mw-redirect">Abu Dhabi</span></td> <td><br /></td> </tr> <tr class="even"> <td>Ocean One</td> <td>367 metres (1,204 ft)</td> <td>367 metres (1,204 ft)</td> <td>91</td> <td>2009</td> <td>Thailand</td> <td>Pattaya</td> <td><br /></td> </tr> <tr class="odd"> <td>Lam Tara Tower 1</td> <td>360 metres (1,181 ft)</td> <td><br /></td> <td>70</td> <td>2010</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>D1 Tower</td> <td>350 metres (1,148 ft)</td> <td>350 metres (1,148 ft)</td> <td>80</td> <td>2009</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>Square Capital Tower</td> <td>351 metres (1,152 ft)</td> <td>412 metres (1,352 ft)</td> <td>63</td> <td>2009</td> <td>Kuwait</td> <td>Kuwait City</td> <td><br /></td> </tr> <tr class="even"> <td>Faros del Panamá</td> <td>346 metres (1,135 ft)</td> <td>290 metres (951 ft)</td> <td>95</td> <td>2010</td> <td>Panama</td> <td>Panama City</td> <td>spire will be over 90 metres (295 ft) tall</td> </tr> <tr class="odd"> <td>The Marina Torch</td> <td>345 metres (1,132 ft)</td> <td><br /></td> <td>80</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td><span class="new">Tianjin Tower</span><sup id="cite_ref-22" class="reference">[24]</sup><sup id="cite_ref-23" class="reference">[25]</sup></td> <td>337 metres (1,106 ft)</td> <td><br /></td> <td>76</td> <td>2010</td> <td>China</td> <td>Tianjin</td> <td><br /></td> </tr> <tr class="odd"> <td>Keangnam Hanoi Landmark Tower</td> <td>336 metres (1,102 ft)</td> <td>336 metres (1,102 ft)</td> <td>74</td> <td>2010</td> <td>Vietnam</td> <td>Hanoi</td> <td><br /></td> </tr> <tr class="even"> <td><span class="new">Parc1 Tower A</span><sup id="cite_ref-24" class="reference">[26]</sup><sup id="cite_ref-CTBUHUC_21-2" class="reference">[22]</sup></td> <td>334 metres (1,096 ft)</td> <td><br /></td> <td>80</td> <td>2008</td> <td>South Korea</td> <td>Seoul</td> <td><br /></td> </tr> <tr class="odd"> <td>Al Yaquob Tower</td> <td>330 metres (1,083 ft)</td> <td><br /></td> <td>72</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>The Index</td> <td>328 metres (1,076 ft)</td> <td><br /></td> <td>80</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td><span class="new">Hang Lung Plaza Tower</span> 1<sup id="cite_ref-25" class="reference">[27]</sup><sup id="cite_ref-CTBUHUC_21-3" class="reference">[22]</sup></td> <td>330 metres (1,083 ft)</td> <td><br /></td> <td>70</td> <td>2013</td> <td>China</td> <td>Shenyang</td> <td><br /></td> </tr> <tr class="even"> <td><span class="new">Century Star Plaza R6</span><sup id="cite_ref-26" class="reference">[28]</sup><sup id="cite_ref-CTBUHUC_21-4" class="reference">[22]</sup></td> <td>331 metres (1,086 ft)</td> <td><br /></td> <td>79</td> <td>2009</td> <td>China</td> <td>Chongqing</td> <td><br /></td> </tr> <tr class="odd"> <td><span class="new">The Landmark</span><sup id="cite_ref-27" class="reference">[29]</sup><sup id="cite_ref-28" class="reference">[30]</sup></td> <td>324 metres (1,063 ft)</td> <td><br /></td> <td>72</td> <td>2009</td> <td>United Arab Emirates</td> <td>Abu Dhabi</td> <td><br /></td> </tr> <tr class="even"> <td>Wenzhou World Trade Center</td> <td>323 metres (1,060 ft)</td> <td><br /></td> <td>68</td> <td>2009</td> <td>China</td> <td>Wenzhou</td> <td><br /></td> </tr> <tr class="odd"> <td>Gate of Kuwait</td> <td>320 metres (1,050 ft)</td> <td><br /></td> <td>70</td> <td>2010</td> <td>Kuwait</td> <td>Kuwait City</td> <td><br /></td> </tr> <tr class="even"> <td><span class="new">Hang Lung Plaza Tower</span> 2<sup id="cite_ref-29" class="reference">[31]</sup><sup id="cite_ref-CTBUHUC_21-5" class="reference">[22]</sup></td> <td>320 metres (1,050 ft)</td> <td><br /></td> <td>68</td> <td>2013</td> <td>China</td> <td>Shenyang</td> <td><br /></td> </tr> <tr class="odd"> <td>Waterview Tower</td> <td>319 metres (1,047 ft)</td> <td>319 metres (1,047 ft)</td> <td>89</td> <td>2009</td> <td>United States</td> <td>Chicago</td> <td><br /></td> </tr> <tr class="even"> <td>H.H.H. Tower</td> <td>317 metres (1,040 ft)</td> <td><br /></td> <td>72</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>Ocean Heights</td> <td>310 metres (1,017 ft)</td> <td>310 metres (1,017 ft)</td> <td>82</td> <td>2010</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>Pearl River Tower</td> <td>310 metres (1,017 ft)</td> <td><br /></td> <td>69</td> <td>2009</td> <td>China</td> <td>Guangzhou</td> <td><br /></td> </tr> <tr class="odd"> <td>City Hall and City Duma</td> <td>309 metres (1,014 ft)</td> <td><br /></td> <td>71</td> <td>2008</td> <td>Russia</td> <td>Moscow</td> <td><br /></td> </tr> <tr class="even"> <td>Burj Dubai Lake Hotel & Serviced Apartments</td> <td>306 metres (1,004 ft)</td> <td>306 metres (1,004 ft)</td> <td>63</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="odd"> <td>Northeast Asia Trade Tower</td> <td>305 metres (1,001 ft)</td> <td>305 metres (1,001 ft)</td> <td>70</td> <td>2009</td> <td>South Korea</td> <td>Incheon</td> <td><br /></td> </tr> <tr class="even"> <td>Eurasia (building)</td> <td>305 metres (1,001 ft)</td> <td><br /></td> <td>67</td> <td>2008</td> <td>Russia</td> <td>Moscow</td> <td><br /></td> </tr> <tr class="odd"> <td>Ahmed Abdul Rahim Al Attar Tower</td> <td>301 metres (988 ft)</td> <td>301 metres (988 ft)</td> <td>76</td> <td>2008</td> <td>United Arab Emirates</td> <td>Dubai</td> <td><br /></td> </tr> <tr class="even"> <td>Arraya 2</td> <td>300 metres (984 ft)</td> <td><br /></td> <td>70</td> <td>2008</td> <td>Kuwait</td> <td>Kuwait City</td> <td><br /></td> </tr> <tr class="odd"> <td>Torre Gran Costanera</td> <td>300 metres (984 ft)</td> <td>300 metres (984 ft)</td> <td>60</td> <td>2009</td> <td>Chile</td> <td>Santiago</td> <td><br /></td> </tr> </tbody></table> <p><a name="Skyscrapers_on-hold" id="Skyscrapers_on-hold"></a></p> <h2><span class="editsection"></span><span class="mw-headline">Skyscrapers on-hold</span></h2> <p>This list ranks skyscrapers whose construction is on-hold that are planned to rise over 300 metres (984.3 ft).</p> <table id="sortable_table_id_4" class="wikitable sortable"> <tbody><tr class="even"> <th>Name <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Planned pinnacle height <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Proposed year of completion <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Country <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> <th>Town <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></th> </tr> <tr class="odd"> <td>Dalian International Trade Center<sup id="cite_ref-30" class="reference">[32]</sup></td> <td>420 metres (1,378 ft)</td> <td>2006</td> <td>People's Republic of China</td> <td>Dalian</td> </tr> <tr class="even"> <td>Plaza Rakyat</td> <td>382 metres (1,253 ft)</td> <td>2006</td> <td>Malaysia</td> <td>Kuala Lumpur</td> </tr> <tr class="odd"> <td>Xiamen Post & Telecommunications Building</td> <td>364 metres (1,194 ft)</td> <td>2006</td> <td>People's Republic of China</td> <td>Xiamen</td> </tr> <tr class="even"> <td>Torre Bicentenario II</td> <td>350 metres (1,148 ft)</td> <td>2010</td> <td>Mexico</td> <td>Mexico City</td> </tr> <tr class="odd"> <td>Infinity Tower</td> <td>330 metres (1,083 ft)</td> <td>2009</td> <td>United Arab Emirates</td> <td>Dubai</td> </tr> <tr class="even"> <td>868 Towers Offices and Hotel</td> <td>331 metres (1,086 ft)</td> <td>?</td> <td>People's Republic of China</td> <td>Haikou</td> </tr> <tr class="odd"> <td>Ryugyong Hotel</td> <td>330 metres (1,083 ft)</td> <td>1992</td> <td>North Korea</td> <td>Pyongyang</td> </tr> <tr class="even"> <td>BDNI Center 1</td> <td>317 metres (1,040 ft)</td> <td>?</td> <td>Indonesia</td> <td>Jakarta</td> </tr> <tr class="odd"> <td>Tianjin International Trade Centre</td> <td>300 metres (984 ft)</td> <td>2008</td> <td>People's Republic of China</td> <td>Tianjin</td> </tr> </tbody></table> <p><a name="List_by_continent" id="List_by_continent"></a></p> <h2><span class="editsection"></span><span class="mw-headline">List by continent</span></h2> <p>The following table is a list of the tallest buildings by each continent (listed by geographic size):<br /><br /></p> <table id="sortable_table_id_5" class="wikitable sortable"><tbody><tr class="even" bgcolor="#cccccc"> <td><b>Continent</b> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td><b>Building</b> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td><b>Height</b><span class="reference"><sup id="ref_note04.5E">[D]</sup></span> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td><b>Floor Count</b> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td><b>Year</b><span class="reference"><sup id="ref_note05.5E">[E]</sup></span> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td><b>Country</b> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> <td><b>City</b> <span class="sortheader"><span class="sortarrow"><img src="http://en.wikipedia.org/skins-1.5/common/images/sort_none.gif" alt="↓" /></span></span></td> </tr> <tr class="odd"> <td>Asia</td> <td>Taipei 101</td> <td>509 m (1,670 ft)</td> <td>101</td> <td>2004</td> <td>Taiwan</td> <td>Taipei City</td> </tr> <tr class="even" bgcolor="#efefef"> <td>Africa</td> <td>Carlton Centre Office Tower</td> <td>223 m (732 ft)</td> <td>50</td> <td>1973</td> <td>South Africa</td> <td>Johannesburg</td> </tr> <tr class="odd"> <td>North America</td> <td>Sears Tower</td> <td>442 m (1,450 ft)</td> <td>108</td> <td>1973</td> <td>United States</td> <td>Chicago</td> </tr> <tr class="even" bgcolor="#efefef"> <td>South America</td> <td>Parque Central Torre Este<br />Parque Central Torre Oeste</td> <td>221 m (725 ft)</td> <td>56</td> <td>1979<br />1984</td> <td>Venezuela</td> <td>Caracas</td> </tr> <tr class="odd"> <td>Europe</td> <td>Naberezhnaya Tower C</td> <td>268 m (879 ft)</td> <td>59</td> <td>2007</td> <td>Russia</td> <td>Moscow</td> </tr> <tr class="even" bgcolor="#efefef"> <td>Oceania</td> <td>Q1</td> <td>275 m (902 ft)</td> <td>80</td> <td>2002</td> <td>Australia</td> <td>Gold Coast</td></tr></tbody></table>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-61899402459025540882008-03-23T17:01:00.001-07:002008-03-23T17:01:23.712-07:00Manhattan Life Insurance Building<h1 class="firstHeading">Manhattan Life Insurance Building</h1><!-- start content --> <table class="infobox vcard" style="clear: right; float: right; width: 20em; font-size: 90%;"> <tbody><tr> <td colspan="2" class="fn org" style="font-size: larger; text-align: center;"><b>Manhattan Life Insurance Building</b></td> </tr> <tr> <td colspan="2" style="text-align: center;"> <div class="center"> <div class="floatnone"><span><span class="image"><img alt="Manhattan Life Insurance Building" src="http://upload.wikimedia.org/wikipedia/commons/thumb/7/79/Manhattan_Life_Insurance_Company_Building_New_York_City.jpg/220px-Manhattan_Life_Insurance_Company_Building_New_York_City.jpg" border="0" height="316" width="220" /></span></span></div> </div> </td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; margin-top: 10px;">Information</th> </tr> <tr> <td><b>Location</b></td> <td><span class="label">New York City, <span class="mw-redirect">USA</span></span></td> </tr> <tr> <td><b>Status</b></td> <td><span style="color: black;">Demolished</span></td> </tr> <tr> <td><b>Constructed</b></td> <td>1893-1894</td> </tr> <tr> <td><b>Demolished</b></td> <td>disputed</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Height</th> </tr> <tr> <td><b>Roof</b></td> <td>348 ft (106 m)</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Technical details</th> </tr> <tr> <td><b>Floor count</b></td> <td>18</td> </tr> </tbody></table> <p>The <b>Manhattan Life Insurance Building</b> was one of the oldest skyscrapers. The building, which rose to 348 ft (106.1 m), was finished in 1894 and had a small expansion in 1904. It was the first skyscraper to pass the 100 m mark. Located in Manhattan in New York City, the building was demolished in 1930 to make way for the Irving Trust Bank Headquarters Building.</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-52437740826523963242008-03-23T16:58:00.001-07:002008-03-23T17:00:40.835-07:00New York Life Insurance Building (Kansas City)<h1 class="firstHeading">New York Life Insurance Building (Kansas City)</h1><!-- start content --> <table class="infobox vcard" style="clear: right; float: right; width: 20em; font-size: 90%;"> <tbody><tr> <td colspan="2" class="fn org" style="font-size: larger; text-align: center;"><b>New York Life Building</b></td> </tr> <tr> <td colspan="2" style="text-align: center;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2f/Newyorklifebuilding.png/250px-Newyorklifebuilding.png" border="0" height="261" width="250" /></span></td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; margin-top: 10px;">Information</th> </tr> <tr> <td><b>Location</b></td> <td><span class="label">20 West Ninth, Kansas City, Missouri</span></td> </tr> <tr> <td><b>Status</b></td> <td>Completed</td> </tr> <tr> <td><b>Groundbreaking</b></td> <td>1888</td> </tr> <tr> <td><b>Constructed</b></td> <td>1890</td> </tr> <tr> <td><b>Use</b></td> <td>Office</td> </tr> <tr> <td><b>Roof</b></td> <td>180 feet (54.8 meters)</td> </tr> <tr> <td><b>Floor count</b></td> <td>12</td> </tr> <tr> <td><b>Floor area</b></td> <td>200,000 square feet</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Companies</th> </tr> <tr> <td><b>Architect</b></td> <td><span class="mw-redirect">McKim, Mead and White</span></td> </tr> </tbody></table> <p>The <b>New York Life Building</b> was the first highrise building in Kansas City, Missouri and the first to have elevators.</p> <p>It was one of six buildings built by <span class="mw-redirect">New York Life Insurance</span> around the United States.</p> <p>The building features brick and brownstone exterior, the two-ton bronze eagle (designed by Louis St. Gaudens over the entry and the Italian granite atrium flooring and an H-shaped footprint with 10 floor wings on either side of a 12-story tower.</p> <p>It marked a dramatic change in the Kansas City skyline where the tallest buildings were three or four stories.<sup id="_ref-0" class="reference">[1]</sup></p> <p>The building on Quality Hill marked the first significant movement of the city south from its founding at River Market along the Missouri River.</p> <p>The building was added to the National Register of Historic Places on July 8, 1970.<sup id="_ref-1" class="reference">[2]</sup></p> <p>The building was abandoned in 1988.</p> <p>In 1996 <span class="mw-redirect">Utilcorp United</span> conducted a $35 million restoration of the building.<sup id="_ref-2" class="reference">[3]</sup> Financing assistance came from the Kansas City Tax Increment Finance Commission, the Missouri Department of National Resources, and the National Park Service.</p> <p><a name="References" id="References"></a></p> <h2><span class="editsection"></span><span class="mw-headline">References</span></h2> <div class="references-small"> <ol class="references"><li id="_note-0"><b>^</b> <span class="external text">New York Life Building - kchistory.org - Retrieved January 9, 2009</span></li><li id="_note-1"><b>^</b> [<span class="external free">http://www.dnr.mo.gov/shpo/Jackson.htm</span> Jackson County National Register Listings - dnr.mo.gov - Retrieved January 8, 2008]</li><li id="_note-2"><b>^</b> <span class="external text">Kansas City Is Rediscovering Its Downtown Area - New York Times - October 6, 1996</span></li></ol> </div> <table class="wikitable" style="margin: 0.5em auto; font-size: 95%; clear: both;"><tbody><tr style="text-align: center;"><td rowspan="1" align="center" width="30%">Preceded by<br /><b>Records Begin</b></td> <td style="text-align: center;" rowspan="1" width="40%"><b>Kansas City's Tallest Building</b><br />1890—1906<br /><small>180 feet</small></td> <td rowspan="1" align="center" width="30%">Succeeded by<br /><b>Commerce Trust Building</b></td></tr></tbody></table>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-38267295950890732192008-03-23T16:58:00.000-07:002008-03-23T17:00:01.684-07:00New York Life Insurance Building (Kansas City)<h1 class="firstHeading">New York Life Insurance Building (Kansas City)</h1><!-- start content --> <table class="infobox vcard" style="clear: right; float: right; width: 20em; font-size: 90%;"> <tbody><tr> <td colspan="2" class="fn org" style="font-size: larger; text-align: center;"><b>New York Life Building</b></td> </tr> <tr> <td colspan="2" style="text-align: center;"><span class="image"><img alt="" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/2f/Newyorklifebuilding.png/250px-Newyorklifebuilding.png" border="0" height="261" width="250" /></span></td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; margin-top: 10px;">Information</th> </tr> <tr> <td><b>Location</b></td> <td><span class="label">20 West Ninth, Kansas City, Missouri</span></td> </tr> <tr> <td><b>Status</b></td> <td>Completed</td> </tr> <tr> <td><b>Groundbreaking</b></td> <td>1888</td> </tr> <tr> <td><b>Constructed</b></td> <td>1890</td> </tr> <tr> <td><b>Use</b></td> <td>Office</td> </tr> <tr> <td><b>Roof</b></td> <td>180 feet (54.8 meters)</td> </tr> <tr> <td><b>Floor count</b></td> <td>12</td> </tr> <tr> <td><b>Floor area</b></td> <td>200,000 square feet</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Companies</th> </tr> <tr> <td><b>Architect</b></td> <td><span class="mw-redirect">McKim, Mead and White</span></td> </tr> </tbody></table> <p>The <b>New York Life Building</b> was the first highrise building in Kansas City, Missouri and the first to have elevators.</p> <p>It was one of six buildings built by <span class="mw-redirect">New York Life Insurance</span> around the United States.</p> <p>The building features brick and brownstone exterior, the two-ton bronze eagle (designed by Louis St. Gaudens over the entry and the Italian granite atrium flooring and an H-shaped footprint with 10 floor wings on either side of a 12-story tower.</p> <p>It marked a dramatic change in the Kansas City skyline where the tallest buildings were three or four stories.<sup id="_ref-0" class="reference">[1]</sup></p> <p>The building on Quality Hill marked the first significant movement of the city south from its founding at River Market along the Missouri River.</p> <p>The building was added to the National Register of Historic Places on July 8, 1970.<sup id="_ref-1" class="reference">[2]</sup></p> <p>The building was abandoned in 1988.</p> <p>In 1996 <span class="mw-redirect">Utilcorp United</span> conducted a $35 million restoration of the building.<sup id="_ref-2" class="reference">[3]</sup> Financing assistance came from the Kansas City Tax Increment Finance Commission, the Missouri Department of National Resources, and the National Park Service.</p> <p><a name="References" id="References"></a></p> <h2><span class="editsection"></span><span class="mw-headline">References</span></h2> <div class="references-small"> <ol class="references"><li id="_note-0"><b>^</b> <span class="external text">New York Life Building - kchistory.org - Retrieved January 9, 2009</span></li><li id="_note-1"><b>^</b> [<span class="external free">http://www.dnr.mo.gov/shpo/Jackson.htm</span> Jackson County National Register Listings - dnr.mo.gov - Retrieved January 8, 2008]</li><li id="_note-2"><b>^</b> <span class="external text">Kansas City Is Rediscovering Its Downtown Area - New York Times - October 6, 1996</span></li></ol> </div> <table class="wikitable" style="margin: 0.5em auto; font-size: 95%; clear: both;"><tbody><tr style="text-align: center;"><td rowspan="1" align="center" width="30%">Preceded by<br /><b>Records Begin</b></td> <td style="text-align: center;" rowspan="1" width="40%"><b>Kansas City's Tallest Building</b><br />1890—1906<br /><small>180 feet</small></td> <td rowspan="1" align="center" width="30%">Succeeded by<br /><b>Commerce Trust Building</b></td></tr></tbody></table>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-40341705003909215562008-03-23T16:57:00.000-07:002008-03-23T16:58:03.568-07:00New York Life Insurance Building<h1 class="firstHeading">New York Life Insurance Building</h1><!-- start content --> <div class="dablink">This article is about the building in New York. For other buildings of the same name, see New York Life Insurance Building (disambiguation).</div> <div class="thumb tright"> <div class="thumbinner" style="width: 200px;"><span class="image"><img alt="The New York Life Insurance Building as taken from the observation deck at the Empire State Building" src="http://upload.wikimedia.org/wikipedia/en/e/e6/New_York_Life_Building_2.jpg" class="thumbimage" border="0" height="326" width="198" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> The New York Life Insurance Building as taken from the observation deck at the Empire State Building</div> </div> </div> <p>The <b>New York Life Insurance Building, New York</b> is the headquarters of the New York Life Insurance Company. It was designed in 1926 by Cass Gilbert, designer of the landmark Woolworth Building; the massive building rises forty stories to its pyramidal gilded roof and occupies the full block between 26th and 27th Streets, <span class="mw-redirect">Madison Avenue</span> and Park Avenue South, a rarity in New York. From 1837–1889, the site was occupied by the Union Depot of the New York and Harlem and the New York, New Haven and Hartford Railroads, a concert garden, and <span class="mw-redirect">P.T. Barnum</span>'s Hippodrome. Until 1925, the site housed the original Madison Square Garden, designed by architect Stanford White.</p> <p>The New York Life Insurance Building was completed in 1928 and combines streamlined <span class="mw-redirect">Gothic</span> details and distinctly Moderne massing. It has been designated an official New York City landmark by the city's Landmarks Preservation Commission and is listed in the National Register of Historic Places as a National Historic Landmark.</p> <div class="thumb tleft"> <div class="thumbinner" style="width: 222px;"><span class="image"><img alt="Tower Top, from the northeast" src="http://upload.wikimedia.org/wikipedia/en/thumb/4/4b/IMG_1026_edited.jpg/220px-IMG_1026_edited.jpg" class="thumbimage" border="0" height="352" width="220" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> Tower Top, from the northeast</div> </div> </div> <p><a name="References" id="References"></a></p> <h2><span class="editsection"></span><span class="mw-headline">References</span></h2> <ul><li><i>The WPA Guide to New York City</i> 1939, reprinted 1982 <span class="internal">ISBN 0-394-71215-3</span></li></ul> <p><a name="External_links" id="External_links"></a></p> <h2><span class="editsection"></span><span class="mw-headline">External links</span></h2> <ul><li><span class="external text">New York City Landmarks</span></li><li><span class="external text">NYC-Architecture.com</span></li></ul> <p><span id="coordinates">Coordinates: <span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for 40°44′35″N 73°59′08″W"><span class="latitude">40°44′35″N</span> <span class="longitude">73°59′08″W</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec geo" title="Maps, aerial photos, and other data for 40.74306 -73.98556"><span class="latitude">40.74306</span>, <span class="longitude">-73.98556</span></span></span></span></span></span></p> <!-- NewPP limit report Preprocessor node count: 330/1000000 Post-expand include size: 3786/2048000 bytes Template argument size: 1403/2048000 bytes #ifexist count: 0/500 --> <!-- Saved in parser cache with key enwiki:pcache:idhash:1368467-0!1!0!default!!en!2 and timestamp 20080323184823 --> <div class="printfooter"> Retrieved from "http://en.wikipedia.org/wiki/New_York_Life_Insurance_Building"</div> <div id="catlinks" class="catlinks"><div id="mw-normal-catlinks">Categories: <span dir="ltr">Skyscrapers in New York City</span></div></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-8283797176186643192008-03-23T16:56:00.000-07:002008-03-23T16:57:14.413-07:00New York Life Insurance Building, Montreal<h1 class="firstHeading">New York Life Insurance Building, Montreal</h1><!-- start content --> <div class="thumb tleft"> <div class="thumbinner" style="width: 182px;"><span class="image"><img alt="Approaching Place d'Armes. New York Life Insurance Building is the red structure at left" src="http://upload.wikimedia.org/wikipedia/en/thumb/5/59/PlaceDArmes_by_Msteckiw.jpg/180px-PlaceDArmes_by_Msteckiw.jpg" class="thumbimage" border="0" height="240" width="180" /></span> <div class="thumbcaption"> <div class="magnify"><span class="internal"><img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /></span></div> Approaching Place d'Armes. New York Life Insurance Building is the red structure at left</div> </div> </div> <p><b>New York Life Building</b> was erected in 1888. Located at Place d'Armes in what is now known as Old Montreal, it was the tallest commercial building in Montreal at the time. The first 8 storeys of the 11 storey red sandstone building consists of office space. The remaining three storeys consist of the clock tower atop the building.</p> The New York Life Building was built by architects <span class="new">Babb, Cook and Willard</span> and contractor Peter Lyall for the New York Life Insurance Company as their offices in Canada. Sculptor <span class="new">Henry Beaumont</span> enhanced the ornate exteriorUnknownnoreply@blogger.com0tag:blogger.com,1999:blog-6008575940173721946.post-32571941725996199462008-03-23T16:54:00.000-07:002008-03-23T16:56:13.058-07:00New York Life Insurance Building, Chicago<h1 class="firstHeading">New York Life Insurance Building, Chicago</h1> <h3 id="siteSub"><!-- start content --> </h3><table class="infobox vcard" style="clear: right; float: right; width: 20em; font-size: 90%;"> <tbody><tr> <td colspan="2" class="fn org" style="font-size: larger; text-align: center;"><b>New York Life Insurance Building</b></td> </tr> <tr> <td colspan="2" style="text-align: center;"><span class="image"><img alt="New York Life Insurance Building" src="http://upload.wikimedia.org/wikipedia/commons/thumb/8/86/Chicago_NY_Life_bldg_1912.jpg/200px-Chicago_NY_Life_bldg_1912.jpg" border="0" height="297" width="200" /></span> <p><small>The New York Life Insurance Building during construction.</small><br /></p> </td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; margin-top: 10px;">Information</th> </tr> <tr> <td><b>Location</b></td> <td><span class="label">Chicago, Illinois</span></td> </tr> <tr> <td><b>Coordinates</b></td> <td><small><span class="plainlinksneverexpand"><img style="padding: 0px 3px 0px 0px; cursor: pointer;" title="show location on an interactive map" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/9a/Erioll_world.svg/18px-Erioll_world.svg.png" /><span class="external text"><span title="Maps, aerial photos, and other data for this location"><span style="white-space: nowrap;">41°52′53.2″N,</span> <span style="white-space: nowrap;">87°37′56.2″W</span></span></span></span></small></td> </tr> <tr> <td><b>Status</b></td> <td>Completed</td> </tr> <tr> <td><b>Constructed</b></td> <td>1894</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Technical details</th> </tr> <tr> <td><b>Floor count</b></td> <td>14</td> </tr> <tr> <th colspan="2" style="background: rgb(238, 238, 238) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;">Companies</th> </tr> <tr> <td><b>Architect</b></td> <td>William Le Baron Jenney</td> </tr> </tbody></table> The <b>New York Life Insurance Building</b> is a 14 story building at 39 South LaSalle Street in Chicago, Illinois. It was designed by William Le Baron Jenney and completed in 1894.<sup id="cite_ref-Emporis_0-0" class="reference">[1]</sup><sup id="cite_ref-PreservationChicago_1-0" class="reference">[2]</sup> In 2002, the building was given a preliminary landmark status<h2><span class="mw-headline">Future</span></h2> <p>Preservation Chicago has considered the building one of Chicago's most threatened in 2006.<sup id="cite_ref-PreservationChicago_1-1" class="reference">[2]</sup> In June of that year a company submitted an application to the Chicago Plan Commission including plans to renovate the structure and build 29 South LaSalle, an adjacent 51 story office building</p>Unknownnoreply@blogger.com0